FutureCard: Outsized Rewards 4+

More Cash. Less Carbon‪.‬

Futr, Inc.

Designed for iPhone

    • 4.7 • 561 Ratings
    • Free

iPhone Screenshots


Featured in Forbes, CNBC, and WSJ: 5% cash back at 50,000 businesses with FutureCard Visa® Debit Card - the most rewarding way to pay for you and the planet.*

Upgrade to the Future of sustainable spending! Future pays you to reduce your carbon footprint and reduce your impact on the planet. Download the Future app to get your FutureCard and start earning today!

“Best Cards”, Smart Money Awards 2022 - Real Simple
“Best Green Card” - Forbes Magazine
“Best Eco-friendly Debit and Credit Cards” - CNBC
“Best Climate Smart Card” - Seventeen Magazine
“World Changing Ideas 2022” – Fast Company
“Best Debit Cards for College Students” - CNET
“Best Eco-friendly Cards” - Bankrate
Featured in American Banker, TechCrunch

At the intersection of climate action and personal finance, the FutureCard app has all the tools you need to cut carbon, earn cash, and do your part to fight climate change. View your purchase history, check the carbon footprint of each purchase, and load funds onto your card, all in one place. Plus, take advantage of great deals and get practical tips that are both good for your wallet and good for the planet.
Download the FutureCard app and complete your application to get your FutureCard Visa Debit Card. You can add it to your digital wallet of choice, and you’ll get a physical card by mail! Once you fund your card, you can start earning cashback. There are no monthly fees and no credit pull.
It’s the first card of its kind to give you...
5% cashback on climate-smart purchases like trains and buses, sustainable fashion, plant-based meats and dairy products, bikes and ebikes, scooters, electric charging and so much more. This includes Reformation, ThredUP, Patagonia, Lime, The North Face Renewed, Amtrak, Revel, Trek, Depop, Poshmark, The RealReal, Citi Bike, lululemon Like New, BART, NYC Subway, Specialized, Levi’s SecondHand and more;
6% cashback on official FuturePartner brands, including Back Market, Krave Beauty, Rad Power Bikes, EarthHero, Our Place, ForDays, PLNT Burger, Just Salad, and more;
1% cashback on everything else!
Plus, our partner bank Piermont Bank will never fund fossil fuel projects. All of your deposits are FDIC-insured up to $250,000, and we use the latest encryption technology to make sure your money is safe. And we will never ask you for your card number.
The FutureApp makes it easy to manage your digital card.

Missions put cash back into your pocket after completion. Get paid for switching to an EV, buying refurbished tech, and more by documenting your purchases in our app. You'll even be able to track how much carbon you save over time!
To get started, just...
Choose a mission: Switch to an electric vehicle, buy refurbished electronics, or choose another mission.
Reduce your footprint: We’ll measure and verify how much carbon you save as you complete missions.
Earn coins: You’ll earn one FutureCoin for each metric ton of carbon saved. FutureCoins are essentially a rebate rewarding you for climate-friendly decisions.
Redeem for cash: Each coin is worth $90! Sell them to us and we’ll find buyers for your carbon savings so we can pass the value directly on to you.

Other cards give you points on high-carbon spending, like flying or filling up your tank. With Future, you earn big on climate-smart shopping – making it rewarding for you and the planet! Future isn’t about planting trees. Future gives you the power to take charge of your choices.
Be an earth hero with Future.

To reach our team, email connect@future.green
*Terms and conditions apply. See future.green/legal/rewards for details. Future is a financial technology company, not a bank. Banking services provided by Piermont Bank, Member FDIC. The FutureCard Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What’s New

Version 3.4.22

We’ve made it easier to join and released clearer insights into funding option timelines. Dive into the green economy effortlessly!

Ratings and Reviews

4.7 out of 5
561 Ratings

561 Ratings

Anonymous veriewer ,

5% cash back on charging stations and thrift shops

Great debit card for high cash back on ecological shopping like ev charging and thrift store shopping or electric bill paying through a third party sustainable energy dealer.

And yet as ecological as they claim to be they still have no option to decline a plastic card in order to just use your phone with apple pay or Google pay. I know they are an option but why make them only an option? New sign ups should be able to try out the service with just their phone and if they like the way it works go ahead and order a physical card. Maybe they were thinking some thrift store don't accept apple pay. Juno is a non earth focused debit card but they used to charge their customers for a physical card for the specific reason to encourage digital wallet use as an ecological alternative to carrying multiple plastic cards. You would think an earth based card would be more interested in at least offering the option to go plastic free.

Developer Response ,

Thank you for all you are doing to help the planet! While our card is made from recycled plastic, we will share your thoughtful feedback with our product team to look into the best ways to make the physical card optional.

VioletLilacLavender ,

I love the rewards and eco-focus but app needs work

I love the concept and it’s been great to earn 5% back on used clothing at local thrift stores and other used things bought on eBay. I also love that any future bus and train tickets or bike repairs or rentals will earn 5%.

The app has not been intuitive for me to use, but their email customer support has been pretty good and has helped me figure out the app better.

I’ve provided them some feedback to make things more accessible. For example when I got my physical Debit card I had to activate it in the app. The app had a glitch and wouldn’t let me activate it. When I reached out I asked for help with the glitch and encouraged them to add a phone number to call to activate the card as another option for back up if the app has issues and for people who find calling a phone number easier. They then did give me a phone number I could call to activate the card with Visa. I got the app to work by installing it on a different phone. To me it’s basic that you’d include a phone number option for card activation. I hope they figure out that making things easy and accessible to all will help them grow their customer base and their social impact.

Developer Response ,

First of all, we love everything you are doing for the planet, from thrifting to public transit!!! We are taking your feedback on board and will add the phone number to the envelopes we send with the card. We will also look at making the phone number to activate the card more prominent in the app. Thank you again for the constructive feedback.

gnouta ,

Great but annoying bugs

Love the overall idea of the app and card but the transaction bugs are very annoying and consistently misleading. Half the time when using the cards it doubles the transaction so it looks like I’ve been charged twice, that’s not a problem but when it stays on the transaction page for multiple days with the pending removed it looks like I’ve been charged twice. Maybe I’m just nit picky but having to constantly email whether or not a charge has been charged twice or if it’s just a lag on their end is very annoying. I don’t charge much on the card but it’s just the principle. Transfers take forever and the estimated dates are never accurate usually they’ll give you an estimate but it won’t show up on your account for a few more days. This could also be my bank but this app works similarly to cash app and I’ve never waited for than 3-4 business days for a transfer usually for future it averages 4-7 days which is a little ridiculous when their estimates at 1-3 business days.

They have a great program with the MTA. I will continue using due to the overall benefits but the bugs are very annoying.

Developer Response ,

We really appreciate your review. Sorry to hear that you encountered a few bugs. We just shipped a couple of upgrades and would love your continued feedback. Please reach out to us connect@future.green. We welcome your thoughts. Your Team at Future.

App Privacy

The developer, Futr, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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