FutureMoney: Early Investing
Kids Roth IRA, 401K, 529 Plan
Only for iPhone
Free · Designed for iPhone
iPhone
FutureMoney is an investing app for people who love their kids, and want to turn everyday actions into lifelong advantages. Effortlessly invest to secure a better future for your family–whether they're toddlers, teenagers or somewhere in between.
Shake your chance to win $529 weekly!
Shake to Win helps families build wealth-building habits in an exciting and engaging way. Each time you make a contribution or complete an investing action, you earn entries into our rewards pool. Maintain a streak, invite your Shake Squad (aka friends & family), and watch your chances of winning multiply.
Secure their tomorrow with small contributions today.
A little goes a long way when it comes to investing, especially if you invest early and often. That’s the power of compound growth. With FutureMoney, you’ll open an account for your kid and maximize their ability to grow their investments by giving them an 18-year head start. Even just $5 per week could set your kid up for a $1-million retirement account.*
Raise better humans with lifelong learning.
You have the option of a 529 plan that allows your money to grow tax-free. You can withdraw penalty-free for a wide range of educational expenses like K-12 tuition, a new school laptop, a study abroad program in Europe, college textbooks, trade school or graduate studies. FutureMoney makes it easy to support your kids’ development and learning for a lifetime.
Invite loved ones to contribute and save more.
Turn birthday and holiday cash gifts into long-term investments. Family and friends can easily contribute to your child's FutureMoney account, making their gifts work harder for your kids’ future.
Keep more money with tax advantaged accounts.
There are many different investment accounts. We believe a Junior Roth IRA is the best place to start building tax-advantaged generational wealth. This innovative account type starts as a 529 plan and rolls over to a Roth IRA once eligible, according to the rules of the Secure Act 2.0.
Accessible, inclusive, built for real life
Not every family starts with access to traditional wealth-building tools. FutureMoney makes sure that doesn't hold you back. We offer flexible pricing, sliding-scale fees based on household income, and transparent options. Start without a subscription fee and begin building your child's future in just a few steps—no pressure, no barriers.
Portfolios Built by Experts You Can Trust
No need to pick stocks or time the market. Our expert-managed portfolios handle everything for you, so your child’s future stays on track, effortlessly. You don’t need to be an investing expert. We guide you every step of the way, so you can focus on what matters most: your family.
*Projections based on hypothetical 10% annual returns over 65+ years, and are not guaranteed. Investing involves risk of loss. Past performance doesn't indicate future results. Actual returns may be lower. Seek professional advice before investing. Only qualified withdrawals are tax-free. State tax treatment varies. 529-to-Roth rollover conditions apply. No taxes on investment gains in tax-advantaged accounts or eligible withdrawals (conditions apply).
Note that Future Money Inc. nor its affiliates provide tax or legal advice. This information is provided for educational purposes only and should not be considered as advice. For full terms and conditions, please visit https://www.futuremoney.co.
SWEEPSTAKES: NO PURCHASE OR INVESTMENT NECESSARY. Enter by December 30, 2025. Odds of winning depend on # of entries received. Void where prohibited. Restrictions apply; see Official Rules for full details and how to enter for free at https://www.futuremoney.co/sweepstakes Sponsor: Future Money, Inc
Welcome to our latest update.
We've been working hard to bring you new features and improvements.
For any questions or assistance, please contact our support team at support@futuremoney.co.
The developer, Future Money, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Future Money Inc.
- Size
- 88.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
13+
- 13+
- Frequent
Contests
Contains
Gambling and Contests
- Copyright
- © 2023 Future Money Inc.