Gate City Bank Mobile 4+

Gate City Bank

    • 4.9 • 13.2K Ratings
    • Free



Tap into better banking, right at your fingertips with the Gate City Bank mobile app! It’s easy to manage your accounts, make transfers, deposit checks and more – anytime, anywhere.

· See balances in a snap with Fast Balances.
· Access your accounts with secure Face ID or Touch ID.
· Track account transactions and review check images.
· Preview 30 days of scheduled transfers and online bill pay payments in one place.
· Rename transactions for better tracking.
· Turn your debit card off and on in seconds in case it’s lost or stolen.

· Transfer funds between your accounts, or easily send funds to anyone with a Gate City Bank account.
· Schedule automatic transfers.
· Make loan payments.
· Receive, view and manage your bills with online bill pay.
· Make person-to-person payments with Zelle®.

· Deposit checks with ease.
· View and easily export online statements and notices.
· Control your finances with debit card controls, and set up transaction alerts.
· Access debit card rewards to view and redeem your points toward cash back, gift cards and more.
· Quickly find your nearest Gate City Bank location.
· Sign up for Simply Save, order a new debit card, send a travel notice and more!

· Email: OnlineBanking@GateCity.Bank
· Phone: 701-293-2400 or 800-423-3344
· Website: https://GateCity.Bank
· 43 locations in North Dakota and central Minnesota

Internet service and mobile carrier provider fees may apply.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Member FDIC. Equal Housing Lender.

What’s New

Version 3.1.0

At Gate City Bank, we’re committed to helping you create a better way of life, which means we’re always working to improve your banking experience!

This release includes:
• Zelle® Ready Friends: No need to manually add a recipient; simply search and Zelle® will access your device contact list.
• Zelle® QR Codes: Just scan a recipient’s QR code to send money.
• Select bug fixes.

Ratings and Reviews

4.9 out of 5
13.2K Ratings

13.2K Ratings

bwehner ,

Big Improvement with Version 3.0

I had a lot of criticisms of the previous version of this app. It was slow and very buggy, plus it didn’t seem to properly implement Face ID as other apps have.

I have only been using the new version for a couple days, but it seems that all of my previous issues have been fixed. Face ID is now working in a much more user-friendly way, the app is running much smoother and it doesn’t seem to hang on a screen and look like it is loading like the old version used to do.

The app as a whole is a much better design than the previous version. As I said in my last review, the app allowed me to interact with the bank, but this update has taken care of the user interface problems and has now made that interaction much easier.

Developer Response ,

Thank you! We're happy to see that you like our app. Thanks for being a Gate City Bank customer! If you ever need any help, you can reach us through email at Thanks again!

nick13b13 ,

Not up to snuff

Edit: To Further prove my point, look at the date for my initial review and then look at the date of the response.... Thank you for offering to help me with my account issues ALMOST A MONTH LATER!! It seems that the lag in charges posting feels like they are hoping for overdrafts maybe? Honestly for all my other accounts ( Chase, Target, and my TD bank account) charges post to my account normally that same day or 1-2 business days. With Gate City I’m waiting on a Venmo from Wednesday to post on Saturday evening bordering on Sunday. Next time I’m in Fargo I’m closing my account, and it really bums me out because I really enjoyed banking with Gate City.

The app constantly has issues, randomly just loads forever, takes forever to update balances, and just plainly isn’t anywhere near the quality it should be for a bank that has nearly 40 branches. The app is currently not working and has not shown updated balances that have posted to my chase account days ago. I have banked with them for years even though I now live in LA, and frankly I’m considering to finally make the change. If I lived near a branch the cookies alone might have changed my mind, but jokes aside they really need to fix this app to its full potential.

Developer Response ,

Thank you for reaching out to us again. To help answer your questions and address your concerns we'd like to connect with you. Would you please email us at We look forward to hearing from you.

Berzerkhobo007 ,

Much cleaner

With the previous update I gave the app 2 stars because of how dreadfully slow it was. I’m glad to say it’s gotten much responsive and the design is a lot more pleasant for the eyes. The only areas to improve, I think, is to make the interface zoomed out a bit. I have a big phone and the size of the text is a bit absurd. Also, it does not add up the accounts at the bottom anymore which was nice, but not necessary I suppose. If it weren’t for the giant text it would be much easier to navigate and this would be a 5 star review.

Edit: After the latest update, the app is much easier on the eyes and I appreciate them making use of the extra real estate on my phone. I’m happy to finally be able to give this app 5 stars.

Developer Response ,

Thank you for the feedback! We are happy to hear that you are enjoying our Mobile App! If you ever need any help, you can reach us through email at Thanks again!

App Privacy

The developer, Gate City Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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