Gerald: Cash Advance App ٤+

Name: Gerald: Cash Advance App
Rating: 4.2 (12081 reviews)
Author: Gerald Technologies, Inc

Gerald Technologies, Inc

- ٤٫٢ - ١٢٫١ ألف من التقييمات

- مجانًا

لقطات شاشة iPhone

الوصف

Shop smart and stress-free with Gerald. Use your approved advance to buy household essentials and everyday items from Gerald’s Cornerstore. With no credit checks, interest, or hidden fees—and the added benefit of a Free Cash Advance transfer—Gerald makes it easy to get what you need, exactly when you need it.

POPULAR FEATURES:

Buy Now, Pay Later with Advance

Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.

Instant FREE Cash Advance Transfer

-Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions.

*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.

Mobile Phone Plan Advance

Gerald makes paying for your cell phone plan a breeze. Choose your mobile plan and utilize Buy Now, Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.

Store Rewards

Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!

Play To Earn

Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.

WHY CHOOSE GERALD?

Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

LEGAL DISCLOSURE

Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.

(*)Advances have no mandatory min or max repayment period. No interest rate or APR (0% APR or interest). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.

Gerald is not affiliated with loan apps, money apps, or any similar apps.

EXAMPLE SCENARIO

If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(**) Not all users will qualify. Subject to approval policies.

Website: https://joingerald.com

FOLLOW US:

Twitter: https://twitter.com/joingerald

LinkedIn: https://www.linkedin.com/company/joingerald

PRIVACY: https://joingerald.com/legal/privacy

TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use

Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.

١٤ نوفمبر ٢٠٢٤

الإصدار 28.0.33

Hello there,
We have released a new update for the Gerald app that includes bug fixes and performance improvements to ensure a seamless user experience. Please update the app to the latest version to take advantage of these enhancements.
Thank you for choosing the Gerald Wallet app, and we appreciate your continued support.

٤٫٢ من ٥

١٢٫١ ألف من التقييمات

Underrated app, but decent

After I thought that I have downloaded all of the payday loan, or cash advance apps. I found this one which I never heard of. The first time I used it was pretty simple but then overtime it kind of got frustrating and every time I needed to request access I had to contact support. The downside of this is that everything is linked to a bank account and not a card so the processing time for you to have access to the money you sometimes have to wait. I also do not like the process to pay back the funds. It’s also linked through a bank account and it’s not instant. It also says you can link up an account through Venmo or cash app or PayPal, but it doesn’t really make sense when you can only see the routing and account number from the Gerald side. I think a recommendation for this app would be an instant transfer and more use of debit cards.

Poor service with limited support hours and drawn out resolution times

Got an email from their service saying approved for an advance (not a pre-approval but it actual approval with a specified dollar route down to the penny). The option to advance. It never showed up in my account even after purchasing their membership. It took their support three days to correct it so that it showed available by account. Even still, when I tried to use their instant feature that they advertised, it showed no options so I reached back out to support who informed me that it doesn’t work with all banks. I would maybe understand that if I used an obscure online or small local bank, but being that I use a large brick-and-mortar bank with over 1,100 branches spread across 11 states, I’d say that’s far from the case.

Further, their shady practice of asking me to rate my experience before I even got an answer much less a resolution that I can only assume was an attempt to mitigate me making this complaint now that everything‘s been finalized.

All in all I’ve tried a lot of these apps, and I have to say this would rates the lowest. You’re better off, going with their competitors. Dave, Bridget, Albert, Empower, Cleo, and Cash-App have all given me a far better experience in the past. At least they actually deliver what they promise and in a timely fashion. I tried this one because it was recommended to me and and gotta say I could not be more disappointed.

Hi, we are always looking to improve the experience for our users, and appreciate the feedback. Please contact us at iphonesupport@joingerald.com with the subject Attention Customer Support to further assist you.

Don’t waste you time

I really should’ve read the reviews before I downloaded this app because this app might be on the list of worst apps I have ever used. The very first time I used it I thought it was going to be simple. Even the first payback was simple. Within the times after that, they want to tell me it takes 1-3 business days for for payback, but then it could take up to 3 to 5 business days OR SOMETIMES LONGER. Which doesn’t include holidays or weekends. I understand the exclusion of holiday is the weekends, but when I’m telling you, my bank says the funds have been released and they have not been rejected how are you going to tell me that you still haven’t received the funds? Then, when I tried to cancel my account, because let’s face that I want nothing to do with this app ever again, I’m told that I can’t cancel my account until the funds have been cleared. Even when I send a screenshot from my bank showing you got the payment has been released you’re telling me you still don’t have a payment? How does that make sense? then, of course, there is no number to call to speak to a live representative. You can only speak via email or chat and the people on the chat could not be any less helpful. This app and everything to do with it, the employees especially are a joke.

Hi there, I'm very sorry for the negative experience that you encountered. We would like to assist you further on this. I know you contacted us already but please send us an email at support@joingerald.com with the subject line "Attn Customer Support" to prioritize and for your issue to be re-assessed. Thank you.

أوضح المطور Gerald Technologies, Inc، أن ممارسات خصوصية التطبيق قد تتضمن معالجة البيانات على النحو الموضح أدناه. لمزيد من المعلومات، انظر %سياسة خصوصية المطور(ة) سياسة خصوصية المطور.