Goalsetter is the best FDIC-Insured goal-based savings, gifting, allowance and financial literacy app for kids and families. Start saving now with 1% APY! Send and receive Goalcards to save for meaningful goals. Kids can play fun quizzes that help them learn the language of money, and how it works. Download the award-winning app and start saving today.

Created by a former Nickelodeon executive, Goalsetter was designed to make savings accounts easy and fun for the entire family, while teaching kids important financial language and lessons that will last a lifetime.

CHANGE YOUR CHILD’S FUTURE. Studies show that kids who have savings accounts in their names are 6X more likely to go to college and 4X more likely to become investors by age 25. Start growing your money with roundups, auto-save and a great interest rate to help save for summer camp goals or college dreams.

SAVE WITHOUT THINKING. Round-up your debit card swipes, and make every dime count. Whether your child is saving for a camera, chess camp or college, you can help your kid reach their goal by rounding up your debit card purchases or auto-saving a little every week or month.

GIVE THE GIFT OF SAVINGS. Family members and friends can send GoalCards for kid’s birthdays and holidays instead of gift cards, so kids receive real money towards real dreams. Say goodbye to useless toys and hello to smart gifting for meaningful goals.

ALLOWANCE AND CHORES MADE EASY. Goalsetter lets you choose an allowance rule that works best for your family: pay your kids a set amount weekly or pay-per-chore based on the extent of their chore hustle. You can even let your kids “learn to earn” and pay for every financial literacy quiz question they get right! With Goalsetter’s easy allowance feature, there are no more IOU’s, and more ways for your family to make saving (and earning) fun.

YOUR KIDS WILL TELL YOU - “IT’S LIT”. Goalsetter will help your kids to become fin-lit (financially literate, that is.) Our “It’s Lit” financial literacy quiz game is mapped to national financial literacy standards for K-12 grades, and provides daily pop culture quiz questions to help boost your child’s money smarts and knowledge. You can even let your kids “learn to earn” and pay them for every financial literacy quiz question they get right!

*Winner of JP Morgan Chase Financial Solutions Lab 2018*
*Winner of Morgan Stanley Innovations Lab 2018*
*Winner of FinTech Innovation Lab 2019*

Goalsetter uses 128-bit encryption and is backed by the biggest names in the financial industry. We do not store any of your personal information and do not move money without your authorization.



What’s New

Version 1.23

Goalsetter now makes opening an account for every member of the family even easier. Whether you’re a teen saving for a new car or a kid saving for a new bike, we help kids to save for #Goals, and let Grandma get in on the action too. Goalsetter works best as a social savings platform, so invite your friends and family to help you save for the things that matter most!

Ratings and Reviews

4.5 out of 5
142 Ratings

142 Ratings

Apruiett ,

Issue resolved

I downloaded this app specifically for the round up rule. I connected my bank account and waited for funds to start being added when I made purchases, but nothing happened. I sent multiple emails asking for help as it was not working and nothing was being deposited in my kids goal accounts. After several weeks and MULTIPLE emails I sent one last email asking them to cancel my account and threatened to contact the BBB. I finally received a response stating my email must have been “lost in a black hole” and they canceled my account as requested. I find this so frustrating as I had sent so many emails and all I wanted was help fixing an issue. I would have been a long time customer had someone helped me. Very disappointed! I’ll be using stash from now on!

I am changing my review as the CEO has reached out to me and rectified the situation. She reached out by email and even provided me with her personal cell phone number. She apologized and even gave my kids a free goalcard for my troubles. I am now giving the app another try and so far so good. I really do think this app is a fantastic way to save for your children which is why I did not hesitate to give it another try once my issues had been resolved. Thank you goalsetter for reaching out to me, it is appreciated more than you!

Developer Response ,

Hi Apruiett...I'm so sorry that you had this experience with us. We had a few weeks of significant growth that were unexpected, and the result was that we disappointed you and let you down. And as a result, we let your kids d own, because the whole reason we exist is to make saving easy and fun for kids. As the founder and CEO of Goalsetter, I take personal responsibility for this disappointment, and would love to ask you for a second chance to prove that we can, and will, do better. Whether you decide to give us one - or just want to vent - you can contact me directly at, and I'll listen and respond to your concerns immediately. I'll even get on a call with you and take your feedback - or tongue-lashing - directly, because it's how we will grow and evolve. I apologize, again, and want you to know that we're fixing this problem, and that's because you made us pay attention to it. Thank you for doing so.

cholper ,


This app creates a world of possibilities for kids and families. Not only are my husband and I in process with our own kids, but I am using it as a an example with my middle school math students. Navigating the world of savings and dreams can be difficult at times. Goalsetter is a terrific platform which allows youth to realize the connection between the material world and financial goals, while providing family and friends with an easy interface with which to support those youthful dreams.

Great app!

CaraEBeth ,

Genius app that opens a world of possibility

Goalsetter packaged all of its genius features into this easy-to-use app, making it a breeze to set allowance, round-up to the next dollar to build savings, and auto-save directly in the app.

You can also set up the goals to save towards - all from your phone. This makes saving for kids so easy!


Students of Wealth, Inc.
45.6 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2019 Students of Wealth Inc


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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