Gravy: Homebuying for renters 4+

Homeownership starts here


    • 4.8 • 453 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Gravy is the super app for first-time homebuyers. Earn cash-back on rent toward your future home, save for a down payment, track your mortgage credit score, and connect with first-time homebuyer experts. It's the best way to buy your first house, no matter where you are on your journey to homeownership.

+ EARN REWARDS: Get 5% cash-back on your monthly rent payments, redeemable toward your mortgage closing costs. For a limited time, users are also eligible for a Homebuyer Bonus of up to $5,400.*

+ SAVE SMARTER: Open a dedicated savings account for your down payment. Gravy's purpose-built house fund is FDIC-insured, secure, and totally free. Personalized recommendations get you started, and auto-deposits keep you on track so you can buy your home sooner.

+ HUMAN HELP: Learn the ins and outs of saving for and buying your first home. Have a question? Your dedicated Gravy home advisor is available to help every step of the way.

+ GET THE HOUSE: Connect with our network of amazing real estate agents and mortgage lenders. Assembling your homebuying dream team with local experts that specialize in working with first-time homebuyers has never been easier.

+ PLUS MORE: Gravy members can opt-in to a Gravy+ subscription, which makes it easy to earn rewards more quickly, receive gifts from family and friends into your Gravy Savings Account, and track your unique mortgage credit score.

Our mission is to make homeownership more accessible for all. It's time your dream home, became reality.

Sign-up only takes a minute, and Gravy is free to get started!

*Restrictions apply. See terms for details at

What’s New

Version 2.4.65

We regularly update the Gravy app to make your journey to homeownership better!

In this update, you'll find:

- Bug fixes and app improvements

Ratings and Reviews

4.8 out of 5
453 Ratings

453 Ratings

Kaitlyn Fife ,

Intuitive, easy savings.

Gravy does a lot of things right. I love that you can be rewarded for paying your rent, and as someone with multiple bank accounts it’s also a huge plus that you’re able to set up multiple recurring auto deposits with their own customized settings. When setting my goal, the app asked questions like where I planned to buy and in what timeframe so that it could suggest an appropriate amount to save, and it also uses this to continue making suggestions about how to adjust my auto deposits so I can meet my goal on time. So far, so good. Love it!

Rileyd123 ,

So easy.

I’m loving Gravy so far. I just created my account a few months ago and I already have gotten almost a thousand dollars towards my down payment. It’s a no-brainer. So easy to set up and use and I love getting the emails telling me I’m getting more Gravy cash.

carolinephle ,

Slightly misleading…

Their ad on Insta says you can “earn cash back” when you pay rent, but it’s not really cash. It’s more like credit to be redeemed later once you actually PURCHASE a home using their realtors and lenders. The “cash” has no real value outside of their app. Got me excited and I believed they actually came up with a legitimate way to earn something back on the rent I pay every month 😒

App Privacy

The developer, Gravy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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