The Beans 4+


Designed for iPhone

    • 4.2 • 81 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


The Beans — We’ll build you a custom, simple, free, Visual Financial Plan and keep you updated, so you find your Money + Life Balance.

The Beans is the only Visual Financial Planning mobile app that will:

• Build you a custom, simple, and free Visual Financial Plan that you can personalize.

• Automatically and accurately label your transactions.

• Plan your monthly expenses.

• Keep you updated on how much you are free to spend and any upcoming bills.

• Keep your information safe and secure.

What is a Visual Financial Plan and how does it work?
A Visual Financial Plan is a more holistic look at your finances. Think of it as an upgrade to a budget. You’d connect your active accounts (checking, credit cards, loans, savings— whichever apply to you), then we’d surface your bills and other financial commitments for you to confirm. After confirming your commitments, The Beans calculates your average spending outside of bills and presents you with a Visual Financial Plan, which you’ll then customize and commit to. New Plans begin on the first of each month. We’ll send you support to stay on track and you’ll earn achievements as time goes on. As your finances evolve so will your Plan, which you can adjust at anytime.

How much does The Beans cost?
The Beans app is free to download.

Is it safe and secure?
The Beans keeps your information private and secure. We won’t sell your information or advertise to you.

Does The Beans work with my bank?
The Beans works with close to 10,000 banks, if yours is not supported we will work to get you connected as soon as possible.

Read our friendly Terms of Service here:

What’s New

Version 2.4.2

This version includes updates minor bug fixes, and a fresh new home screen.

Ratings and Reviews

4.2 out of 5
81 Ratings

81 Ratings

ChicGeologist93 ,

Definitely worth it!!

I’m happy that I’ve finally found an incredibly useful app to plan my budget. It was super easy to connect my info and make a plan to manage my money from both my jobs. I also get to see all of my expenses laid out on the screen, and the calendar lets me see upcoming bills. All of this definitely helps me as a grad student because I can visualize my budget easier and spend my money a little bit wiser! overall, I’m very pleased with this app!

Asdfvshsc ,

Essential and Impactful

This app is an amazing intersection of how technology and easing people’s lives come together. I’m someone who wants to improve my relationship with my money and be more confident with what I do with it as a new college graduate. “The Beans” is a tool that will help me foster that relationship.

I’m excited to see where this app is going and how it will continue positively influence my life! On top of that, you can see how the team is a group of caring people who are coming together to make something accessible for those who really need it.

The interface and features are user friendly, easy to understand, and overall makes me more motivated to be more wise with my income.

I’d definitely recommend it to my friends and family! :) thank you for this app!!

BongiLovely ,


This app needs more work. The concept is great. A digital budget tool that not only helps you plan but also help you cope—the app implements breaks in between each step so as not to overwhelm yourself. That’s cool.

But then like? It’s glitchy as hell. I had to contact customer support on step one. They were great. So professional and prompt and even updated the app to fix the bug. Sigh. But then I got to step 2. And I’m not contacting customer support again. For whatever reason, the transactions on my account don’t all show up through this app. There’s an option to report that however there is no option to manually add reoccurring expenses and income. Wouldn’t you think that that’s necessary?

The aesthetic of the app is lovely but it isn’t super functional. It feels as if the app is still in the beta stage. Which is a deal breaker for me. I would delete my account but it looks like I’d have to contact customer support to do that. So. Whatever.

Know what you’re getting into.

Developer Response ,

Hi BongiLovely, I'm sorry to hear that you have had issues with the app. It's clear from your review that you are aligned with our mission to simplify the path to money + life balance; I hope we can earn our relationship back.

The app is new to the app store, but it's not in beta. We are having a huge amount of demand right now and are scaling our services to keep up.

In Step 2 our goal is to be sure that all of your essential accounts are connected, this way we can serve you with automatic support and you won't have to do the work to update your transactions weekly. You can manually add expenses in Step 3 if you would like so that your Plan is complete. We will review all of your feedback with our product design team to find ways to make this even easier for you.

Finally, I noticed that one of your connected accounts belongs to a bank that we aren't able to serve at the moment. We serve nearly 10,000 banks, your feedback encourages us to connect with more.

Thank you again for your thoughtful feedback and the opportunity to serve you - Melissa, Founder & CEO

App Privacy

The developer, TheBeans, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like