Guardian Savings 4+

Allowance and Savings Tracker

Guardian Savings

Designed for iPad

    • 4.8 • 50 Ratings
    • Free



Raise money-savvy kids!

Guardian Savings is a simple savings tracker. Like a fancy spreadsheet, the app is a historical record of how much money your kids “deposit” at the Bank of Mom and Dad. But that’s not all: co-designed with teachers, Guardian Savings strives to make every money interaction a teachable moment.

- Easy for everyday management of your child’s earning, spending, and allowance
- Designed to be educational for kids and to instill positive money habits
- Simple to set up and use (all you need is an email to start!)

Feel good knowing that you’re raising your kids to be smart with money. As Benjamin Franklin said, “An investment in knowledge pays the best interest.”

- Quickly see how much you have. No more counting cash from a piggy bank!
- Easily buy things when with a parent (no IOUs!)
- Set aside money for goals and track progress
- Separate money into “money jars”
- See analysis of earning and spending
- Choose a fun money mascot
- Set a pin so siblings can’t see balance

- Ease of deposits/withdrawals increases child’s practice and creates teachable moments
- Parent funded interest incentivizes saving
- Deposits can be automatically split between money jars, such as spend-save-give
- Analysis of spending and reviewing transactions can inspire conversations

- Never forget allowance with auto-allowance
- Parental controls that let you reverse transactions and manage your kids money settings
- Resources on how to teach and think about kids financial literacy

- Access your account in the app or from a computer via our website
- Non-US currency options
- Emails with monthly summaries of your kids money

Replace the piggy bank with Guardian Savings. This app is great for paying kids for chores, using as an allowance tracker, pocket money management, managing family finances, teaching youth financial literacy, being the bank of mom and dad, and more! It may just be a money tracker but to your child, it feels like a kids bank.

Note: Guardian Savings is a money tracker and financial technology company, not a bank

What’s New

Version 2.0

Thanks for using Guardian Savings! This new version has performance enhancements and a new app platform.

Ratings and Reviews

4.8 out of 5
50 Ratings

50 Ratings

Subramaniam.engg ,

Best and Idle for motivating Kids to save

After a lot of search.. trying many real bank apps etc.. this i felt is the right one and the best. On real ones which provide slice of stocks kids got upset when they loss money. On savings there is nonoption to boostbthe returns to keep them interested.. 2% dont works at all.. this app solved all my probs.
Easy to use, alm kids and parent use single app.. so my son and daughter compete.. i
Have full control.. i could high returns for them.. so onnnn.. Nice thinking 👍
Also so far no glitches 😊

Mr. Jex ,

Teach kids about finance the Easy way

This app is fantastic. Simple and easy to use. Instead of my kids losing their lose change or not having it when they want something, I can check how much they have on my phone. It does so much more to encourage saving with automatic interest, savings hard, etc.... essentially like a simple bank +investment tool for kids to use until they are ready for the real deal.

Dinoh8su ,

A innovative, brilliant way to teach kids money

Guardian Savings has given my kids the opportunity to take control of their spending. The kid friendly interface and behavior incentives are two of the awesome perks of this app. My kids now understand WHY saving is important and are excited to save their money. A must download if you have kids!

App Privacy

The developer, Guardian Savings, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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