Guardian Savings 4+

Allowance and Savings Tracker

Guardian Savings

Designed for iPad

    • 4.8 • 103 Ratings
    • Free



Raise money-savvy kids!

Guardian Savings is a simple savings tracker. Like a fancy spreadsheet, the app is a historical record of how much money your kids “deposit” at the Bank of Mom and Dad. But that’s not all: co-designed with teachers, Guardian Savings strives to make every money interaction a teachable moment.

- Easy for everyday management of your child’s earning, spending, and allowance
- Designed to be educational for kids and to instill positive money habits
- Simple to set up and use (all you need is an email to start!)

Feel good knowing that you’re raising your kids to be smart with money. As Benjamin Franklin said, “An investment in knowledge pays the best interest.”

- Quickly see how much you have. No more counting cash from a piggy bank!
- Easily buy things when with a parent (no IOUs!)
- Set aside money for goals and track progress
- Separate money into “money jars”
- See analysis of earning and spending
- Choose a fun money mascot
- Set a pin so siblings can’t see balance

- Ease of deposits/withdrawals increases child’s practice and creates teachable moments
- Parent funded interest incentivizes saving
- Deposits can be automatically split between money jars, such as spend-save-give
- Analysis of spending and reviewing transactions can inspire conversations

- Never forget allowance with auto-allowance
- Parental controls that let you reverse transactions and manage your kids money settings
- Resources on how to teach and think about kids financial literacy

- Access your account in the app or from a computer via our website
- Non-US currency options
- Emails with monthly summaries of your kids money

Replace the piggy bank with Guardian Savings. This app is great for paying kids for chores, using as an allowance tracker, pocket money management, managing family finances, teaching youth financial literacy, being the bank of mom and dad, and more! It may just be a money tracker but to your child, it feels like a kids bank.

Note: Guardian Savings is a money tracker and financial technology company, not a bank

What’s New

Version 2.0

Thanks for using Guardian Savings! This new version has performance enhancements and a new app platform.

Ratings and Reviews

4.8 out of 5
103 Ratings

103 Ratings

Spectre61 ,

Tried Them All

Tried them all and this is the allowance app for us! Everything I want and nothing I don’t. Don’t need chores, stars, debit cards etc. Do need an app my kids can navigate themselves so they can check their balance whenever they want and get in the habit of entering their transactions, do need app synced to all devices, do need allowance to be paid automatically, LOVE the ability to pay them interest, do need a clear simple set-up with jars for their saving goals, do need a parent section to see all the kids’ accounts at once and easily make adjustments if needed. We use YNAB for our household budgeting; Guardian Savings is compatible with that mindset and flow so the kids can easily transition to YNAB and zero-based budgeting when they’re older.

Bnycole ,

The perfect app for many kids

We had tried several apps to keep up with the kids money, I never had cash for lost teeth or books read or extra chores - so I kept loosing track and because they couldn’t “see” it they were less motivated. This app changed all of that and has helped with everything. Kids are motivated to see their money, I can keep up and label things how I want. When they use their money I can simply deduct. We’ve all loved it. Way to go!

tieoneon ,

Almost 5 Stars

I just downloaded the app and so far I really like it. It’s not too complicated or have too many features. It’s perfect for my 7 year old. I love the intro video for the kids, being able to easily swap between the parent and kid interface is nice, I can’t wait to show my kid tonight. Hopefully he is as excited as me.

Please consider: The reason I gave 4 instead of 5 stars is because I think it would be a nice feature to be able to turn off earning interest on individual jars. Currently it’s either on for all jars or off for all jars.

App Privacy

The developer, Guardian Savings, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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