Digit, soon to be Oportun 4+

Save, bank, budget & invest

Hello Digit, LLC

    • 4.7 • 272.6K Ratings
    • Free


You deserve a smart bank account that helps you get better with money. Digit budgets for spending, bills, savings, and investing by smartly guiding your money where you need it most.

It’s easy to get started:

1. Set up direct deposit to get paid up to 2 days early*
2. Add expenses (things like rent, internet, cable, etc.)
3. Tell Digit your saving or investing goals

Digit does the rest, planning for today, tomorrow, and way, way later. Digit budgets for you so spending, bills, savings, and investments all work together.


No more mental math. Digit tells you how much is available to spend, so you can make smarter spending decisions daily.


Skip the spreadsheets and let Digit budget for you. Digit calculates the right amounts to slowly budget into a dedicated Bills account, so you’re in a good place when it’s time to send a payment.


Digit saves a little every day, so you don’t have to. You can add an unlimited amount of savings goals and Digit will help you reach them all.


Interested in investing? It’s easy to get started with Digit. Digit knows your spending habits, bills, and how much you’re saving. That info helps Digit calculate how much is right to invest for your situation.

There are two ways to invest with Digit:

Long-term investing

Open a long-term investing account and Digit will help you invest effortlessly. Digit matches you with a balanced portfolio of stocks and bonds that are designed to grow over time.

Roth or Traditional IRAs

Just like saving up for goals, Digit finds small amounts each day that you won’t feel. You won’t notice it today, but your tomorrow self will thank you very much.


The Digit Visa Debit Card keeps your money safe and looks good doing it.

No ATM fees***
Use your app to find 55,000+ Allpoint ATMs and get cash without paying a fee.

Card locking
Lose your card? No biggie. Lock your card with a tap in the app.

Daily updates
Get daily balance updates and notifications about your account.

Digit is free for 6 months and then just $5/month.


Digit is not a bank. Digit offers its deposit account (Direct℠) via its bank partner Pathward, N.A., Member FDIC. Digit Visa Debit card is issued by Pathward, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *Availability of this feature depends on when we receive your direct deposit instructions from your employer. **Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit, its affiliates, or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. ***A fee may apply at ATMs outside the Allpoint network.

What’s New

Version 4.32.0

This release contains bug fixes and improved reliability of other features in the application.

Ratings and Reviews

4.7 out of 5
272.6K Ratings

272.6K Ratings

RedAngels ,

Love this app!! BUT please bring back auto pay for credit cards!!!!

I absolutely love this app. I would never been able to save money without it. I have never been good at saving money myself but with the app taking out little bits of money I have been able to save a good amount of money. You can decide if you want to save a little or a lot and it knows if you don’t have very much money & it will only take out under $1. The algorithms are amazing at knowing when you can save more & when you can’t. 🌟The only thing I miss is it had a category to hook up a credit card & it would save every month for a credit card payment & pay whatever it saved to the credit card automatically. THIS WAS AWESOME!!👏 I was really getting my credit card paid down because it!! I know you can create a specific goal of saving to pay off a credit card but it doesn’t seem the same because I have to physically go in and transfer it to my card. I really wish they would bring that back. My brother turned me on to this app & I know he lived using that too. I would even be willing to pay more for that service. Other than that I have NEVER had any problems with not being able to get my money when I needed it, overdrafting my account, or taking more money than what it shows going into my savings goal. They are definitely on the up and up and I highly recommend them and have been using them since FEB 2020.

Developer Response ,

We're so happy to hear this! If you really miss our bill-paying feature please check out Direct, our intelligent checking account here https://waitlist.digit.co/ and learn more about how paying bills works here: https://digitdirect.zendesk.com/hc/en-us/categories/360005537751-Paying-bills-with-your-Direct-account. Thank you again and Please let us know if there is anything else we can assist you with!

Jecka_Lee ,

Best App for Saving Money!

I absolutely love this app. I downloaded it thinking I’d try it out but I was expecting to delete it like I have all the others. I honestly had forgotten about it until I checked my bank account and noticed I had a few bucks a day being deducted by digit. So I checked my digit account and was shocked that I’d already saved close to $100! I downloaded the app in May and between the rainy day account and the travel fund I started, I’ve saved almost $800! I don’t even notice the money being deducted since it’s just a few bucks a day. Here’s the best part - Digit let’s you set up a maximum amount for them to deduct daily but they do NOT deduct the maximum if you’re short on cash or if they notice it’s a time in the month when you’re usually paying bills. Sometimes they’ll only deduct maybe 50 cents or so. Also, you can tell them not to let your account get under a certain amount. I set mine to $10 and when my account dropped below that, digit transferred the difference using funds from my rainy day account. This is huge for me because sometimes I do get down to just a couple bucks right before my next paycheck. The $5 a month fee is worth it just for this feature alone. If you have trouble saving money or you’ve got a big goal to reach, give this a try. You’ll hit your goal without even realizing you’ve been saving money.

Developer Response ,

Thanks for the review Jecka! We're so happy to hear you saved almost $800 without noticing it, how incredible is that? You've totally made our day :)

anonymous9900 ,

Must Have App

I never review apps but this one deserves a good review. Digit is my all time favorite app and has saved me so much money in such a sort amount of time. The app is extremely user friendly and truly, once you set it up, you really forget about it. I love how the apps only takes out funds it knows I will not need and when it recognizes that my account is low, it automatically deposits some of my saved money back into my checking account. For only $5 a month, all of my money is FDIC insured and my savings earn a 0.10% savings bonus which is nice! Another AMAZING feature is the automatic Credit Card and Student Loan payment feature. Rather than taking money from my checking account and putting it into savings, Digit will automatically route that money to my Credit Card payment and Student Loan bills saving me hassle in the long run and shortening my repayment plan! Truly, I cannot say enough good things about this app and I recommend everyone give it a try. If the $5 a month doesn’t seem worth it to you, I believe they offer a free trial that you should take advantage of because once you get a taste of how much you can save, you’ll gladly spend that $5 every month. To put it into perspective, Digit saved me $1,000 in just a few months by slowly taking out $3 here, $10 here, etc. and I never noticed it missing from my account!

Developer Response ,

Hi there! So happy to hear and read about how much we are helping you with saving and helping you with the credit card and student loan payments! Thank you again for the amazing review!!

App Privacy

The developer, Hello Digit, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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