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Dave: Fast Cash & Banking 4+
Up to $500 in 5 min or less
Dave, Inc
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- Free
Screenshots
Description
Get an advance up to $500, get paid up to 2 days early, and so much more.
Take your finances to the next level with Dave. You can pocket up to $500(1), get your cash instantly(2), save on fees, and so much more.
GET $500 IN 5 MINUTES OR LESS(1)
Remove extra stress with an ExtraCash™ advance up to $500. There’s no credit check, interest, or late fees.
For more information, please visit dave.com/extra-cash-account.
EXTRACASH™ 101
The ExtraCash™ account offers the ability to get an ExtraCash™ advance up to $500 when you’re in a pinch.(1) The amount of money you can take (aka your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take an advance, you’ll agree to a settlement date to pay your outstanding balance.
ACCESS YOUR CASH INSTANTLY(2)
You could get up to $500 when you download Dave, link a bank account, open your Dave accounts, and transfer it to your Dave Checking account. You’ll save 40% on express fees.(3) And with your Dave Debit Mastercard®, you’ll be shopping in no time.
EARN 4.00% APY(4)
Grow your cash with our high annual percentage yield. Just add money to your Dave Checking or Goals account to start earning.
GET PAID EARLY
Receive your paycheck up to 2 days early when you set up direct deposit.(5)
SAY GOODBYE TO PESKY FEES
Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 38K MoneyPass locations.(6)
SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.
MAKE MONEY ON THE SIDE
Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. Or take Surveys that pay out instantly to your Dave Checking account.
OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you full access to our suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly.
HAVE MORE QUESTIONS?
Send us an email at support@dave.com.
Disclosures related to the Dave app
1-Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Checking Account. Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for details.
2-Express delivery fees apply to instant transfers.
3-Express fees to transfer an ExtraCash™ advance to a Dave Checking account are 3% (minimum $3) of your total advance amount, which is 40% less than the express fee of 5% (minimum $5) to transfer to an external debit card.
4-Rates accurate as of 8/1/23. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account. Access to select services may involve a membership fee.
5-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.
6-Out of network fees may apply.
General Terms
See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees.
Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides banking services and issues the Dave Debit Card, through a license from Mastercard®.
All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.
What’s New
Version 3.56.0
What do bears and bugs have in common? Nothing. That’s why I removed a bunch of them from the app this week.
If you run into any issues, please go to https://support.dave.com/ to get some help.
Ratings and Reviews
the only app thats legit & truthful & helps ur credit!
***during the past few months dave has helped me more than i initially thot. my credit has gone up since i pay dave back every week. so not because i really need it, i borrow from dave every week, since he's already helped my credit score increase about 30 points in the few months i've used him recently. at first i was able to borrow 150 now i can borrow up to 400 a week!***thanks dave! & thanks to the developers for actually making this app helpful in more ways than just getting extra cash. i want a new car next year. started at a 579 score & after using dave a few months im at 613 now!
Anyone with a job & bank account can get $ from Dave. I used Dave many times a few years ago, when i got paid every two weeks. Always useful, simple & no hassle. Now Im back since I got no overtime the last 2 weeks & after paying the rent, id have $40 left to survive on for a week, even tho I make $1000 a week. Now i got like $150 to get me thru this week, thanks to Dave. This will now help me budget & allow me to pay bills throughout the month instead of all at once, and being broke for a week every month. Tried a few other apps, but they didnt offer as much as Dave, they only worked thru certain employers, and they did not detect my paper pay checks deposited into my account. All the other apps only support direct deposit. I only get paper checks every week. So if you dont have direct deposit, Dave is the way to go. THANKS DAVE!
Truly Awesome
I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.
Developer Response ,
Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!
Works great except for one thing….
Dave has been really helpful these past few months. We hit a bad financial snag and without Dave, I don’t know where we would be. Payment through debit card is fast and easy, however the bank payment is soooooo slow! I made an inquiry to my bank about a charge from Roku, (something we don’t have), and the rep I talked to immediately shut off my card for fraud even though I never requested it. That was just devastating because I now had to access to my bank account. The day of my advance settlement for Dave was the same day my new card arrived. By the time I activated my new card and set it in the Dave app to pay, it had started the process of going through my bank. It has been 4 days, the money is taken out of account and my advance payment STILL isn’t settled!! When I talked to customer service, I was told it was my bank holding it up, but I explained the money was taken from my bank and the app shows that Dave has indeed received the payment but my account still isn’t settled. I’m really hoping this changes soon! The same day my bank shut my card off, my car broke down, I can’t get it fixed because I don’t have the money. So lesson learned!! Do not talk to my bank at all when I have a Dave settlement coming up because it takes a week or more for the stupid thing to settle even though they have the money.
App Privacy
The developer, Dave, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Dave, Inc
- Size
- 157.7 MB
- Category
- Finance
- Compatibility
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- iPhone
- Requires iOS 13.0 or later.
- iPad
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English, Spanish
- Age Rating
- 4+
- Copyright
- © 2017 Dave, Inc.
- Price
- Free
Supports
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Wallet
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