• Security Update

• Enhanced Account Screen Navigation • Updated Account and Activity Detail Screens • Find Care Improvements for Eligible Accounts • Integration with TPA Stream for Eligible Accounts • Various Usability Improvements

• New Notification Center • New Profile Screen • Removal of Smart Score Elements • Find Care and Medicine Cabinet Improvements for Eligible Accounts • Various Usability Improvements

• Health care claims imported by administrators can now be paid with just a few clicks • Improved reimbursement selection on HSA Bill Pays • Various usability improvements

• Minor Updates

• Improved Claim and Bill Pay submission process • New Scheduled Payments screen • Improved screens for users with HSA Investments • Various usability improvements

- Simplified registration - Guided onboarding experience - Modern, native mobile interface - Improved interface for CDH self-service tasks (view balance and history, submit claims, upload receipts, and more) - Data-driven saving and spending decision-making tools - Cost and quality insights that allow users to search for procedures and providers - Virtual medicine cabinet for managing monthly drug costs - Long-term savings recommendations based on the most common chronic conditions

· Direct Deposit Multi-Factor Authentication Improvements · Add the ability to display a Plan Description · Improvements to the display of deductible status · Change dependent type 'Unknown' to 'Other' · Improved display of plans during their run-out period · Hide $0.00 values on account details to clean up the display · Improvements to the issuing and replacement debit card processes · Fixed an issue where in certain cases the provider name would overwrite the service description

· Time increase while switching between apps before forced logout · Added support for Eligible Expense List by plan type · Alerts and messages combined into one menu item · HSA bill pay - pay me · Update dynamic customer care contact information · Adding dependents - default benefit accounts to ‘yes’ · Bank account information masked on ‘reimbursement preferences’ page · Dependent ID to auto-populate when adding a new dependent · Updates to the Emma voice integration engine and responses · Fixed an issue where logging with a saved username would fail for some users

· Ability to activate your debit card · If enabled by the admin, additional security for your direct deposit account information · Easier access to add a dependent to your account · If enabled by the admin, ability to allow a provider to validate your claim with their e-Signature · Enhancements to the registration process to make it easier to complete registration · Add the ability to display Employer/Division specific customer care contact information · Updates to the transactions display · Additional security features · Improvements to the user interface

We’ve made our app even better with several exciting enhancements that will improve your experience, including: · All new home page layout, showing you the most important information on your account first. · Added the ability to scan product barcodes to instantly determine product eligibility of thousands of over-the-counter (OTC) products, taking the guess work out off shopping at the local pharmacy and getting the most out of your benefit plans. · Created a new transactions page where you can view all transactions across your accounts in one convenient location. · Added the ability to upload and attach receipts from the transactions page. · Updated the transactions and claims logic to create a more cohesive user experience. · Allow further claims classifications with Service Category Tiers · Integration with the FSA Store® and the HSA Store® to empower participants to leverage their healthcare dollars. · Integration with GoodBuyRx to help participants save up to 75% on prescriptions. · In addition to resolving some nagging issues, we’ve also added several usability enhancements to the application.

We’ve made our app even better by adding even more self service tools to make your experience even better: · Forgot your username? Look it up right from the app! · Register your mobile phone to receive text messages and never miss an important account notification! · If your administrator allows it, you can add dependents to your account, issue them cards and more! · View all of your administrator’s FAQs and Announcements · Squished some bugs to make your experience better Introducing “Emma”, our integrated voice response bot! From inside the app, just ask Emma what your balance is or what your recent transactions are and she will speak back to you with your account details.