I like the principle behind these bonds and it is an easy way to invest and receive a good return. My four rating has mostly to do with app performance. There are a few things with which I have issues. For me, using an iPad/iPhone, the app will show blank when I open it so I end up deleting the app and reinstalling it. It appears to work the first time after reinstalling but then is blank again when I try to open it a few days later. I usually then go out to the website where everything seems to work OK. I would like to be able to identify when a transaction is a round-up, recurring, or interest related. Used to be able to identify this by looking at the transactions but that seems to have been changed unless I’m missing something.I would like to be able to sign into the app with a pin or Face ID.I would also like to be able to have more than one monitoring source.My contact with this group when asking questions has been great. They are helpful and friendly. I like that I am notified when a transaction has been started.

i’ve had my worthy account going on three years now, i think. their app was always trash (basically just a website that clicking the app icon would bring you to) but now it’s just a blank white screen that does literally nothing. the premise behind the idea is great. every-day humans come together to help each other - just like it should be. the execution of this… not so much. i don’t care that they’re not large companies - that’s the whole point. the risk is worth helping our communities. the lack of transparency about the companies, on the other hand….. no. i’ve checked back every couple months for the last year and each time i’ve logged in and try to buy more bonds, i’m met with a page that says they’ve “just sold out of all bonds” but that more are coming and i’d be among the first to find out. well….? the money i originally invested in Worthy Bonds is officially worth less now than the day i put it in. honestly? i think this is a marketing ploy to dupe people into using the service to invest while not actually offering anything at all (including support, an app, or an intuitive website).

And because it’s just the mobile site in an app wrapper it’s got TONS of breaking bugs. I can’t reach the support page at all (scrolling on it turns into a blank page), it constantly and rather inconsistently logs me out, and it’s hard to tell what’s interact-able and what isn’t (especially since some of the text ends up being huge and the screen has to be scrolled to view everything) It seriously feels more like a mobile site than an app, even if this was the design for the app.EDIT: Even worse; it’s just the website. I decided to try to go to their website from my desktop today to just see how it looks, just as badly formatted mobile site looking as the app. Not professional in the least, which isn’t good for a financial app. There’s nowhere on the site to contact support (you have to go back to their main page for that) I’m going to wait for the one transfer I made to finish and then I’m shutting this account. If you’re running a financial site, do it professionally, please.

Where do I begin, I have been a loyal Worthy investor for over three years, given them my hard earned money to earn a supposed 5% return (on paper) which I was told was securely backed by “tangible hard assets” from supporting local small businesses. I have paid taxes every single year (the past 3 years worthy has had my funds) for the supposed “5% interest” my bonds were accruing while being loaned out to small businesses. Originally they said bonds could be redeemed at anytime, now though, they have locked all withdrawals and are not paying back the funds that were given to them and they are in complete breach of contract. So, not only have I lost money on paying taxes every year (on fake earnings they said I received), I do not have access to these funds anymore and they are not paying back my original principal.This is a scam, do not invest your money with them. They should be criminally charged for this Ponzi scheme they are running.