MYCU MN Mobile Banking

Name: MYCU MN Mobile Banking
Rating: 2.4 (112 reviews)
Author: MY Credit Union (MN)

Mobile Banking

Free · Designed for iPad. Not verified for macOS.

112 Ratings
Age Rating

4+
Years
Category

Finance
Developer

MY Credit Union (MN)
Language

EN
English
Size

122.6
MB

The MYCU4Life App is fast, secure, and built for convenience. With it you can: • Check account balances • Review recent activity & history • Transfer funds between accounts • Deposit checks • Pay bills • And so much more!

Ratings & Reviews

2.4

out of 5

112 Ratings

System update ruined the bank
09/27/2025

Spicy pepper17
After the system update that occurred at the end of August, things have been going down hill with the app. Before everything had worked well and I didn’t believe anything else should be added. One feature I thought was neat was that I could add accounts from other banks to view the balance but that was short lived. Since the update, I haven’t been able to perform any external transfers which is a key feature that I use, and messaging the staff is utterly useless as they don’t provide me a resolution or now are not even replying. Honestly with this treatment and how the system is not working is making me consider leaving and joining a major bank that has the capacity and provides communication with their members.
System update ruined the bank
09/27/2025

Spicy pepper17

After the system update that occurred at the end of August, things have been going down hill with the app. Before everything had worked well and I didn’t believe anything else should be added. One feature I thought was neat was that I could add accounts from other banks to view the balance but that was short lived. Since the update, I haven’t been able to perform any external transfers which is a key feature that I use, and messaging the staff is utterly useless as they don’t provide me a resolution or now are not even replying. Honestly with this treatment and how the system is not working is making me consider leaving and joining a major bank that has the capacity and provides communication with their members.
Lost long time member
Mar 14

Halfabubbleoff
I’ve been a member of this credit union for over 30 years. All the changes since converting to “MYCU” have moved this credit union backwards. The system upgrade and rollout of this app have been amateurish at best. More than seven months later we still don’t have all of the mobile app functionality of the previous app. Mobile check deposit only was added a month ago, six months after the “upgrade”. Even then it is buried under a menu. And even then, I can only deposit to a checking account. At my new credit union I can mobile deposit to savings or checking and with higher limits, which becomes important when I had to move some money around related to a home improvement project.Transfers to other accounts are still a problem.And this app is incredibly slow. Every step it takes time to load or figure out something. expect to see the two blinking circled arrows a lot.There are numerous other issues with this credit union such as still not joining with other credit unions to handle deposits across institutions.So, I’ve mostly moved out of this credit union leaving a maintenance amount on the accounts and I am now at another credit union who seems to live credit union values. moving away from a financial institution I’ve used for the past over three decades isn’t easy, but they no longer serve my needs and I would recommend going to another credit union.
Lost long time member
Mar 14

Halfabubbleoff

I’ve been a member of this credit union for over 30 years. All the changes since converting to “MYCU” have moved this credit union backwards. The system upgrade and rollout of this app have been amateurish at best. More than seven months later we still don’t have all of the mobile app functionality of the previous app. Mobile check deposit only was added a month ago, six months after the “upgrade”. Even then it is buried under a menu. And even then, I can only deposit to a checking account. At my new credit union I can mobile deposit to savings or checking and with higher limits, which becomes important when I had to move some money around related to a home improvement project.Transfers to other accounts are still a problem.And this app is incredibly slow. Every step it takes time to load or figure out something. expect to see the two blinking circled arrows a lot.There are numerous other issues with this credit union such as still not joining with other credit unions to handle deposits across institutions.So, I’ve mostly moved out of this credit union leaving a maintenance amount on the accounts and I am now at another credit union who seems to live credit union values. moving away from a financial institution I’ve used for the past over three decades isn’t easy, but they no longer serve my needs and I would recommend going to another credit union.
Their new “upgrade” is anything but
09/13/2025

danny.boie
I was actually quite happy with their mobile banking BEFORE. Now, it’s a janky UI, very unreliable experience, and half of the info I relied on before is no longer available. For example, within your transactions you can no longer see your running balance. Usually if you have let’s say $100 and spend $10 it’ll tell you the running balance per transaction…. Nope, that’s gone. So all you get is your current total. On top of that, their integration with plaid and other 3rd party financial management/planning softwares is gone. Every app that had previously had my accounts here linked stopped working in Mid August and haven’t updated since.Their website has a new addition on the Home Screen “we’re experiencing high call volumes” yea I wonder why?! They ruined their app so now everyone is resorting to call instead of using their mobile banking cause they ruined it.
Their new “upgrade” is anything but
09/13/2025

danny.boie

I was actually quite happy with their mobile banking BEFORE. Now, it’s a janky UI, very unreliable experience, and half of the info I relied on before is no longer available. For example, within your transactions you can no longer see your running balance. Usually if you have let’s say $100 and spend $10 it’ll tell you the running balance per transaction…. Nope, that’s gone. So all you get is your current total. On top of that, their integration with plaid and other 3rd party financial management/planning softwares is gone. Every app that had previously had my accounts here linked stopped working in Mid August and haven’t updated since.Their website has a new addition on the Home Screen “we’re experiencing high call volumes” yea I wonder why?! They ruined their app so now everyone is resorting to call instead of using their mobile banking cause they ruined it.
New app is terrible
09/16/2025

Magenta69
First and foremost: can’t see or pay my credit card bill. I have called three times to see when this would be made available and they do not know, ‘we’re working on it’ is essentially what I get each time. No ETA. Thankfully I am very unlikely to ever come close to reaching my monthly limit but I imagine others could have this issue. You have to call and make a payment through them. Also, every time I make a transaction on my debit card, it still keeps the charge as ‘pending’ for a day after the charge is posted — so double the amount is missing for a day. I called to ask about this and was told the duplicate pending charge will disappear after a day so it ‘should be fine.’ Ok thanks but it didn’t used to do that. If I spend $40 on a transaction, I shouldn’t be down $80 with $40 posted and the same $40 still pending. That did not happen before the system upgrade. I have also noticed a few different times that money has been transferred from my savings into my checking. I have not made these transfers and was not going to overdraft, so there was never a need for a transfer. I moved out of the area recently and have thought about switching to a more local bank. This is expediting my decision.
New app is terrible
09/16/2025

Magenta69

First and foremost: can’t see or pay my credit card bill. I have called three times to see when this would be made available and they do not know, ‘we’re working on it’ is essentially what I get each time. No ETA. Thankfully I am very unlikely to ever come close to reaching my monthly limit but I imagine others could have this issue. You have to call and make a payment through them. Also, every time I make a transaction on my debit card, it still keeps the charge as ‘pending’ for a day after the charge is posted — so double the amount is missing for a day. I called to ask about this and was told the duplicate pending charge will disappear after a day so it ‘should be fine.’ Ok thanks but it didn’t used to do that. If I spend $40 on a transaction, I shouldn’t be down $80 with $40 posted and the same $40 still pending. That did not happen before the system upgrade. I have also noticed a few different times that money has been transferred from my savings into my checking. I have not made these transfers and was not going to overdraft, so there was never a need for a transfer. I moved out of the area recently and have thought about switching to a more local bank. This is expediting my decision.

Statements: Enroll in eStatements to be able to view, download and share your 12 most recent account statements. Update your preferences to eStatements right in the app.

Version 5000.0.4 Apr 21

Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: MY Credit Union (MN)
Size: 122.6 MB
Category: Finance
Compatibility: Requires iOS 12.2 or later.

iPhone
Requires iOS 12.2 or later.

iPad
Requires iPadOS 12.2 or later.

iPod touch
Requires iOS 12.2 or later.

Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 4+

4+

Learn More

Developer Website

Privacy Policy

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MYCU MN Mobile Banking

Ratings & Reviews

System update ruined the bank

Lost long time member

Their new “upgrade” is anything but

New app is terrible

What’s New

App Privacy

Data Linked to You

Accessibility

Information

More by MY Credit Union (MN)

MyCU Cards

You Might Also Like

MYCU TX Mobile Banking

SharePoint Credit Union

Its My CU Mobile Banking

South Metro FCU Mobile

StPaulFed

TruStone Mobile

Ideal CU Mobile

TopLine Financial Credit Union

Expedition CU

SharePoint Cards