Grid is super helpful when you need money in advance. All you do is link your bank account information with Plaid, super secure, and then they offer advances between $50 and $100. You can choose to have that advance instantly deposited to your account if you link the debit card associated with your account and pay a $2.99 fee along with the amount of advance in two weeks or have it ACH deposited with no fee and just repay the advance amount in two weeks as well! Very helpful if you pay your advance, they make it available for withdrawal again after repayment is received. I’ve had no issues so far with them and will continue to use them when I need to advance a few bucks. They also offer a secured credit card where the amount you deposit, up to $3,000, becomes your credit limit for those seeking to build or rebuild their credit. I haven’t tried that feature so I can’t say much about it regarding that experience.

Update - (it doesn’t get any better) I have been trying to change my bank account since last Friday and cannot. I’ve emailed support to cancel my account 3 times in the last 48 hours since they don’t work with chime banking. And only response I get is to try to get me to stay for the grid credit line which they have told me numerous times is not available in my state. I can’t be much clearer when I say cancel my account. They’re so desperate to get that $10 month subscription pay. I have been messaging support for two days now with no response bc I had an unexpected bill to hit and needed to cover it. They’ll instantly take your money when you repay but won’t allow you to advance for at least 3 business days. I repaid early by 4 days (money was taken out of my account immediately so I’m counting that as day 1). If I had known about the bill, I wouldn’t have repaid the advance early. Regardless, don’t expect much help from support. They have ignored me all day. Their PayBoost is not accurate either. I purposely have more taxes withheld from my paychecks every week to get a refund. Payboost is claiming I’m underpaying. IRS estimator is claiming I’m overpaying. I was curious to see how well it works considering nothing else works like it should in Grid. Don’t waste your time. This is actually my second go around with grid. I was really hoping they got better over the last year bc the things they promised sounded great but they have not gotten better

I absolutely love Grid. In all honesty, and like most people when trying something new, I was a bit skeptical. It sounded too good to be true. But this app has turned out to be all as stated, very reliable and helpful when you need an advance. Times are tough for a lot of people, although the advance amount wasn’t that great, just having access to a few extra dollars was/is a blessing. Especially when buying food. Grid app has all the features and functions needed and very easy to navigate. The colors are perfect, no neon disco colors that are hard for the eyes. No crazy cheap advertising within the app. Suggestions yes, but no “buy from Crazy Dave’s discount emporium” type advertising. Once again, I love and appreciate this app. And as Tina Turner says “simply the best, better than all the rest”! So, if you’re reading this and wondering if you should sign up, the answer is YES! Do it, you will love it as much as I do.

I lost my job a few weeks ago n although I was worried I thought to myself. Well at least I have income protection from grid right? Absolutely wrong. I have sent them every document I could find to prove I was unemployed. Letters from my previous employer that states the company shut down so it was an involuntary lay off. Paid my fee on time for months. I met ever requirement but still they stalled for weeks by asking me for the same documents over n over. When finally I just asked for a refund on my fees and guess what? They gave it to me instantly. Because there is NO protection money. I’ve read multiple stories where people had the same experience but decided to give them a chance anyway. But don’t make the same mistake I did. DO NOT GIVE THEM YOUR MONEY. Go to a legit income protection insurance and invest in them because this app is a fraud. Thank God I found another job right on time before I became homeless but don’t let this be the case with you take your money, your trust and business to a company with a customer service number at least. When the class lawsuit for this app gets out, I can’t wait to be apart of it because this app is truly a scam.