Found: Business Banking 4+

I have been using Found for a little over 4 months. We recently expanded our business and I needed to keep our marketplace orders/expenses/earnings separate from our B&M/Ecomm business, without the hassle of opening a new bank account, having a minimum cash flow, and all that extra hassle. Found has been great for us and our needs. I rarely ever leave reviews for anything, but this one is well deserved. We strictly only use this account for our marketplace sales but I am actually considering switching over our ecommerce business to Found. We receive deposits in real time and don’t have to wait 2-3 days with traditional banks. We can also send professional invoices to customers with our brand, logo, and other information. It makes it easy for us to pay our quarterly taxes with categorization of every purchase or expense in Found. It cost us absolutely nothing to open our Found account, yet Found has given us so much financial freedom and free time with the utilization of their services right at our fingertips. Just this morning I saw we received cash back for a few purchases— Found, I would love to know a list of businesses that we can earn cash back incentives, please!

All in all, we are very happy with Found and I see us being a long term account with Found. There’s no reason for us to leave. Thank you for being affordable (free) and most importantly, user friendly. Y’all are amazing!

I signed up for Found last year and immediately love it. The concept saves me a ton of money and it does it in a way that is really easy on the mind. Unfortunately, over the last few months I noticed that regardless if I was on WiFi, 5G or LTE, the app is now very slow to perform most functions like updating your balance. I typically get this to work at some point by force rebooting the phone, then opening the app and waiting a bit. Then it finally updates and to me this is concerning and scary. I have a habit of always locking my bank card and one day the app would not unlock the card at all so I had to walk home, delete the app, remove the data left behind and then reinstall. I would have rated more than 3 stars but what made them lose that 4th star os that the only medium of contacting Found is by email. Even worse, they are not as responsive as they should be given that is their only contact channel. To be fair, I didn't ever have the need to reach out to customer service so I didn't even know until I tried to reach out to report the serious lag.

I use it for my LLC and it can handle every aspect of managing my money, bookkeeping, invoicing, taking payments, determining tax liability and even my letters of incorporation. I had a long list of its features written, but the review editor trashed it and I am not rewriting all of that out again! Here's a short list of its great features: - Syncs with other bank and credit card accounts so you can cherry pick transactions for your bookkeeping - Automatically estimates tax liability based on income and deductions - "Pockets" serve as different accounts that I use to set aside funds for tax liability, escrow account for deposits, and proceeds - I've set up rules to automatically cherry pick transactions from other institutions I have synced, categorize them and put them in the appropriate pocket - links with Stripe - Competitive interest rates on deposits - Operating reports, such as profit and loss - Invoicing and purchase orders - There's probably more that I've missed, but for my business of managing rental properties it's all I need! No more expensive and unwieldy QuickBooks.