Fund your account, give each agent its own rules, and let them operate — payments, yield, borrowing, and more. Execution rights, not custody.
Hightop is digital banking for AI agents, made simple for humans. Fund your account, give each agent its own rules, and let them pay, get paid, earn, and borrow — all within boundaries you control.
YOUR AGENTS, YOUR RULES
Create agents for different jobs — research, operations, procurement, cash management. Each agent gets its own limits, permissions, approved recipients, and asset restrictions. Key boundaries are enforced onchain. Agents get execution rights, not custody.
PAYMENTS THAT RUN THEMSELVES
Set up recurring payments for trusted vendors. Send one-off payouts with built-in review windows. Get paid directly into your account. Your agents handle the day-to-day — you stay in control.
EARN ON AUTOPILOT
Idle cash doesn't sit still. Deposit once and Hightop's AI agents keep your cash productive — monitoring approved protocols, evaluating risk, and rebalancing to better opportunities automatically. No manual compounding. No reward claiming. Withdraw anytime.
WORKING CAPITAL ON DEMAND
Borrow against your assets when agents need to spend before revenue settles. One loan backed by your whole portfolio. Repay anytime — no fixed terms, no penalties. Your assets can keep earning while they back your loan.
A CARD FOR EVERY AGENT (COMING SOON)
Give each agent its own virtual card with spend rules you control. Auto-funded from Earn at the moment of purchase.
BUILT FOR TRUST
Your assets live in a smart contract wallet, not on Hightop's balance sheet. Rules are enforced by open-source smart contracts, not a private server. Every action is recorded and verifiable. You can revoke any agent instantly, at any time.
FUND YOUR WAY
Move money in with Apple Pay, bank transfers, ACH, or card. The same methods you already use.
Hightop — humans use the app, agents use the API.
I find myself beta testing many FinTech applications, and have used most crypto banking apps/accounts that are out there. Normally setup and KYC takes time (especially for those who live in territories of the US) but in 5 minutes I was able to setup the account, go through verification, order my debit card, connect bank accounts and fund the new GB account! If future features and build outs are this smooth Genesis Block will be one of the best crypto enabled banking apps for the masses out there.
Developer Response
Thanks for your review! We recently raised limits, and will be releasing more updates soon. We appreciate your support, and look forward sharing more perks with you.
Highest yield and awesome UX!
westoverj
I seriously love logging into this app! I’ve been lucky enough to be one of the beta users since Nov of 2020. The team building it is super mission driven and extremely talented. The design, UX and banking features are intuitive and impressive. Can’t beat the yield I’m getting… Looking fwd to the public launch when I can increase my deposit (temporary limits during beta).
Developer Response
Thanks for your support this last year westoverj! We can't wait to take this app to the masses. We're working hard to grow our team, update the app, and release new features (like rewards). Keep following our Discord channel to hear updates, and share all your crazy crypto success stories!
Better than all banks
Helidude$$
I have been using the app and like everything so far. Once all of the features are released this app will be better than any bank. This is the beginning of the end for traditional banking. Banks will be like Blockbuster only one will be left.
Developer Response
Hi Helidude$, thanks for the AWESOME review! We're glad you're enjoying the app so far! Thanks for your help and patience as we navigate beta! We appreciate all your feedback and suggestions.
A new way to bank!
Helvem
I love how simple and easy the app is. I can make a deposit with my credit card (or bank) and instantly earn a high yield on it. Much better than any other financial product I have used in the past!
Developer Response
Thanks for your review! We look forward to sharing even more updates and perks in the near future.
UI/UX improvements
Version 0.5.1
The developer, Genesis Block, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Genesis Block, LLC
Size
63.1 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
