Numilo - Personal Finance
Budget · Assets · Loan Planner
Free · In‑App Purchases · Designed for iPad
New bill categories for clear expense and income tracking. Home screen widgets keep you updated with today's bills, asset overview, and payment reminders.
Numilo — a clean, efficient personal finance tool that makes bookkeeping feel effortless.
Ledger Management
Organize spending across multiple ledgers. Link a ledger to an asset account so income and expenses automatically sync to your balance. Import, export, and merge ledgers with clear analytics at every level.
Asset Overview
See your net worth in one place. Manage asset accounts and liabilities, track borrow/lend balances alongside everyday bookkeeping. A new trend chart visualizes how your assets change over time.
Credit Accounts
Built for loans and installments: equal payment, equal principal, and interest-only repayment methods. Preview prepayment impact on interest and monthly payments. Adjust rates, set up multi-account auto-deductions, and review combined repayment plans and history — so mortgages and consumer loans stay visible next to your cash flow.
Favors Ledger
Track social gift exchanges by contact. Review each send/receive record and see balanced or outstanding amounts, keeping both everyday finances and social obligations neatly organized.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
more Experience improvements
2.14.1 4d ago
What's New
• New Card Vault: keep bank cards, IDs, and other important details organized in one place.
• New Mortgage Calculator: estimate monthly payments and interest for commercial, housing provident fund, and combined loans.
• General refinements and fixes for a smoother experience.
2.14.0 Aug 25
What's New
• New Shared Ledgers: invite family and friends to record together. Entries, categories, and shared tags sync automatically, while everyone's asset accounts stay private. Creating one requires Pro; invited members join free.
• Turn an existing ledger into a shared copy, or import your personal categories and tags to get started together more easily.
• Configure categories and tags for each ledger so only the items you need appear. Management, search, sorting, and entry browsing are also improved.
• A redesigned Pro page makes plans and benefits clearer.
• General refinements and fixes.
2.13.0 Aug 20
What's New
• Tags for your records: add several tags to a single entry, group by trip or project, and filter, analyse and export by tag.
• Automatic iCloud Sync: changes upload on their own, so multiple devices no longer need a manual sync.
• Refinements throughout and various fixes.
2.12.0 Aug 4
What's New
• Added iCloud data sync to keep your data consistent across devices.
• Added fully custom loans where you enter each installment's principal and interest yourself.
• Added bill transfer to move bills to another ledger.
• Borrowing, lending, and gift books can now link to asset accounts and ledgers; collections and repayments can be applied to a specific loan.
• Added an entry for managing reimbursements for easier access.
• Improved product experience and fixed several issues.
2.11.0 Jul 23
What's New
• Added support for fees, discounts, and photo attachments when recording bills, with improved record settings, category management, and payment account management.
• The home page now supports weekly, monthly, yearly, and all-time views, with clearer period cards and asset trend displays.
• Added reimbursement and refund recording, with improved bill detail sheets and editing flows.
• Improved import and export, including borrowing and lending data export, PDF image export, and an account balance sync option.
• Improved Shortcuts and auto-recording compatibility, with support for recognizing bills from text and confirming records.
• Improved fonts, category icons, widget reminders, and credit account support, plus fixes for known issues.
2.10.0 Jul 14
What's New
• Improved the user experience.
2.9.0 Jul 8
What's New
• Improved ledger import and export for smoother backups and data migration.
• Added more categories and support for custom category icons.
• Added credit card accounts with limits, statement dates, payment dates, and repayment records.
• Added bank selection lists and more virtual account options.
• Added support for 22 more languages.
• Fixed known issues and improved overall stability.
2.8.0 Jul 2
What's New
• Transaction Categories — added subcategories and more default categories, making it easier to organize income and expenses in detail.
• Ledger Payments — ledgers now support automatic deductions instead of binding to a single asset account, using your asset account order for smarter payments.
• Ledger Management — refreshed the ledger management UI for clearer, smoother operation.
• Quality Improvements — fixed known issues and polished details for a more stable experience.
2.7.0 Jun 24
What's New
• Bill Categories — organize expenses and income by category with customizable labels. Statistics now include category breakdowns and rankings for clearer spending insights.
• Home Screen Widgets — stay on top of your finances with three widget options: Today's Bills, Asset Overview, and Payment Reminders, all without opening the app.
• Quality Improvements — refined UI details and fixed known issues for a smoother experience.
2.6.0 Jun 16
What's New
• Linked Accounts — ledgers and borrow/lend accounts can now be linked to asset accounts. Income and expense changes sync to your asset balances automatically, keeping everything in sync.
• Asset Trends — a brand-new trend chart that visualizes how your assets change over time, giving you a clear picture of your financial health at a glance.
2.5.1 Jun 9
What's New
• Dark Mode — full support for iOS Dark Mode, for a more comfortable experience any time of day.
• Credit Account Upgrades — two new repayment methods: interest-only then principal, and equal-principal installments. First-period partial-month interest is now calculated precisely. Repayment records can be edited directly in the schedule — handle underpayments, overpayments, rate adjustments, and early repayments with ease.
• Borrow & Lend Redesign — the borrow and lend module has been redesigned with cleaner logic and a more intuitive interface, making it easier than ever to track what you've lent and what you owe.
2.5.0 May 29
What's New
• Recurring Deposits — set up automatic periodic income entries for fund accounts.
• Multiple Repayment Accounts — credit accounts can now be linked to more than one repayment account for flexible payment management.
• Account Sorting — reorder accounts on the Assets page however you like.
• Customizable Tab Bar — add, remove, or reorder tabs in the bottom navigation bar to fit your workflow.
• Assets Page Improvements — refined interactions and layout throughout the Assets screen.
• General improvements to overall user experience.
2.4.1 May 22
What's New
• Recurring Deposits — set up automatic periodic income entries for fund accounts.
• Multiple Repayment Accounts — credit accounts can now be linked to more than one repayment account for flexible payment management.
• Account Sorting — reorder accounts on the Assets page however you like.
• Customizable Tab Bar — add, remove, or reorder tabs in the bottom navigation bar to fit your workflow.
• Assets Page Improvements — refined interactions and layout throughout the Assets screen.
• General improvements to overall user experience.
2.4.0 May 19
What's New
• Assets — track net worth at a glance; manage asset accounts, liabilities, and borrow/lend balances in one place.
• Credit Accounts — built for loans and installments: repayment schedules (equal payment or equal principal), prepayments with interest previews, rate adjustments, optional linked funding account, combined summary across credit accounts, paid repayment history, and repayment detail timeline.
• Refinements to Assets screens on iPad and larger displays.
2.3.0 May 4
Improved Favors Ledger: decoupled from bill ledgers; manage multiple ledgers independently
2.2.1 Mar 29
- Added Favors Ledger module with contact and record management
- Added contact list with alphabetical sections and quick index
- Added automatic summary for balanced/unbalanced exchange amounts
- Added detailed record view with add/edit/delete support
- Improved iPad interactions and overall usability consistency
2.2.0 Feb 19
- Improved overall performance and user experience
2.1.3 Feb 2
- Added the ability to select specific accounts when importing or exporting
- Improved overall performance and user experience
2.1.2 Jan 28
What’s New
- Ledgers can now be renamed for easier management
- Statistics now supports merged ledgers with drill‑down details
- Bug fixes and stability improvements
2.1.1 Jan 24
What’s New
- Ledgers can now be renamed for easier management
- Statistics now supports merged ledgers with drill‑down details
- Bug fixes and stability improvements
2.1.0 Jan 21
This is a simple yet practical expense tracker designed to remove unnecessary complexity and focus on the essentials: recording and understanding your daily cash flow.
In this release, we’ve added several key improvements:
• Easier interface experience
A refreshed layout that makes navigation and interaction more intuitive and smooth.
• Import/Export Ledgers
Easily export your ledger data for backup, or import existing data from elsewhere — perfect for data migration and backup.
• Merge Ledgers
Combine multiple ledgers into one, giving you a unified view of all your records.
• Enhanced Statistics
Improved statistics tools provide clearer breakdowns and trend displays, making your financial overview easier to understand.
This update makes it even simpler to track and analyze expenses — all in a straightforward, efficient tool.
2.0.0 Jan 12
Experience improvements
more Version 2.14.1 4d ago
Data Linked to You The following data may be collected and linked to your identity:
Data Not Linked to You The following data may be collected but it is not linked to your identity: