DebtFix is the debt payoff planner that shows you exactly when you'll be debt-free. Pay off credit cards, student loans, auto loans, medical bills, and personal loans faster with the snowball method, avalanche method, or a custom plan.
No account. No financial data shared. Start in seconds.
CHOOSE YOUR STRATEGY
• Avalanche method: pay the least interest by attacking your highest rates first
• Snowball method: build momentum by knocking out your smallest debts first
• Side-by-side comparison shows interest saved and time difference at a glance
STAY ON TRACK, EVERY MONTH
• Dashboard with monthly payment checklist
• Total balance, payoff date, and progress visible at a glance
• Custom categories for credit card, student loan, auto, medical, personal, and mortgage debt
• 0% APR promotional period support so interest-free balances calculate correctly
• Add one-time lump sums or recurring extra payments anytime
SEE YOUR PROGRESS IN REAL TIME
• Interactive native charts on every screen
• Full amortization schedule for every debt
• Real-time savings report shows interest saved and months shaved off your payoff date
• Export your full payoff schedule to PDF or CSV
YOUR DEBT DATA STAYS YOURS
• Home Screen and Lock Screen widgets keep your payoff date one glance away
• Local reminders so you never miss a due date
• Works fully offline. Your debt details live on your device.
• Optional iCloud sync across iPhone and iPad
• No account or signup required to use the app
• Your financial information is never sold or shared
• Custom theme colors and full Dark Mode support
DEBTFIX PREMIUM
Unlock unlimited debts, advanced charts, full PDF and CSV exports, and a completely ad-free, tracking-free experience.
One purchase, lifetime access. No subscriptions.
Your money should work for you, not your lenders. Download DebtFix and start your debt payoff plan today.
“I’ve been using this financial app for a while now and it’s honestly made managing my money so much easier. The layout is clean, everything is easy to understand, and I like how quickly I can track spending and stay on top of my finances. It’s reliable, smooth, and way less stressful than using other apps I’ve tried. Definitely recommend it to anyone trying to stay organized with their money.”
Yippeee
Cawcawbroskie
Downloaded this app a long time ago and just had it sitting on my phone since I only had one debt left to pay off. I saw there was a major update which fixed a bunch of the crashing issues and made the app look a lot nicer. I noticed the developer also added a feature that I requested which was pretty neat :3
Good app to dig yourself out the whole
Burkyburky
App is straightforward and has a clean layout. Currently using it to pay off some debt
Waste of 1.05 (with tax)
AKcL
Maybe I’m just not getting it, but I don’t see how this helps me avalanche or snowball my debts. I paid the 99 cents to add more than one debt, but it shows me a total of payments (adding in my ‘extra’) - but no breakdown of what account gets what. I guess I’m to assume the minimum for all but the first one on the list? Since it’s a new app, I’m going to leave it on my devices and will check back in periodically. Also - not crazy about the data access/privacy. Is this developer looking at my debt details? That’s a little creepy.
Developer Response
Thank you for your feedback.The breakdown of the payment for each debt/account should appear on the Dashboard screen after you have added at least one debt in the Debt screen. I will be working on an update to make this process clearer for first-time users. If you have confirmed that you have already added a debt and still see nothing on the Dashboard screen, please contact me at christopherdonoso@icloud.com.I want to clarify that I am not selling, analyzing, or using any of your debt details for any purpose other than calculating your payment plans and making this payment plan accessible on any device when you are logged in. I only collect the bare minimum of data access needed for the functionality of this app.Additionally, the basic version of the app allows you to add a maximum of three debts, while the premium version allows you to add an unlimited number of debts.
Improvements
- The "Skipped for This Month" section when creating a plan is now titled "Already Paid This Month?" with clearer instructions that explain why debts are pre-checked and what unchecking them does
Bug Fixes
- Fixed a crash that would occur when two debts shared the same name
- Debts marked as paid were not cleared when resetting a plan, causing them to carry over into a newly created plan
Version 2.0.4
The developer, Christopher Donoso, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Christopher Donoso
Size
25.9 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
iPad Requires iPadOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.