The TVM: Time Value of Money, Financial Calculator app will help you figure several different calculations using the most efficient financial formulas of Present Value, Future Value, Periodic Payment Amount, Number of Compounding Periods (months or years), and Interest Rate.

The idea of interest earned is that money made available at the present is worth more than the same amount of money in the future due to its potential earning capacity through interest. Provided this money can earn interest, any amount of money is worth more the sooner it is received.

This App specifically concentrates on solving for

1) Present Value (PV),
2) Future Value (FV),
3) Periodic Payment Amount (PMT),
4) Number of Compounding Periods (Time), and
5) Interest Rate (Rate(%))

For example, Compound Annual Growth Rate (CAGR) can be computed by selecting “%” and entering 3 numbers: PV, FV, and Time, then selecting Annual.

This app has built-in documentation with equations.

This app features:

• Send your calculations or conversions by social media or email
• Universal App (iPhone, iPod Touch, and iPad)
• Latest version of iOS is supported
• Retina Display graphics
• Fast app switching
• Automatically Saves Your Inputs
• Export to CSV
• All iPhone and iPad screens are supported

No network connectivity required.

What’s New

Version 8.2

Bug Fixes

Ratings and Reviews

2.0 out of 5
4 Ratings

4 Ratings

rebelslefty8 ,


The apps calculations are incorrect

Dave & Demi ,

Didn't help me

I am not expert on financial calculators. I have used them online before. I found this one difficult to figure out which variables go where.

Someone with a better knowledge of financial calculators would probably find this one very easy to use.

Serraswings ,

Effective app.

Simple but effective. Makes time value calculations quickly. Same program can be found on a ti83+ calculator. Same calculations can be made on financial calculators. A little expensive for such a simple program though.


Verosocial Studio
3.8 MB

Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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