Texas Trust Mobile Banking makes it easy to do more with mobile. Use Quick Balance to see funds available for the accounts you choose, right from the Texas Trust app’s welcome screen, or alternatively on your Apple watch via the Texas Trust app for Apple Watch. Managing your account with Texas Trust Credit Union has never been easier, faster, or more secure.

- Arrange loan payments
- Check your account balances lightning fast, no login required
- Deposit checks right from your phone
- Temporarily freeze debit or credit cards, or permanently cancel cards that are lost or stolen
- Schedule Bill Pay payments and add payees
- Send secure messages for support
- Set up custom SMS alerts for each account so you’re always in the know
- Transfer funds between accounts
- Review statements
- Link any savings or checking account from another Financial Institution and transfer payments with External Loan Pay
- Snap a picture of a check and instantly pay your loan with Mobile Check Pay.

What’s New

Version 4.22.195

- Link any savings or checking account from another Financial Institution and transfer payments with External Loan Pay
- Snap a picture of a check and instantly pay your loan with Mobile Check Pay.
- Find the features above in the new Payment Options section of the main menu
- Bug fixes and performance enhancements

Ratings and Reviews

4.8 out of 5
5.8K Ratings

5.8K Ratings

barbiedollintexas ,

19+ years and loving them more & more!

I was a member since I was15 years old at my first job and open my account that was when they were considered Qualtrust credit union however since Texas Trust has emerged in taking over which I was initially a little worried about if I’m being honest, I could not be more pleased and more thrilled. The staff makes you feel like family and at this point they are and they never ever fail to let me down to frustrate me to disappoint me never I have always always been able to get a hold of somebody who is kind with prompt answers when working with me and my elderly parents as well, not to mention I also first had my 3yr old son open his own saving account as well and he gets so excited about it as they regularly post informative information on how to raise financially literate children! Did I mention all of the perks and low interest rates should you ever need an auto loan, house/mortgage/or personal loan? They go way beyond the call of duty and then some while also giving back to the community! Because of TexasTrustCU, my credit score has more than doubled in the last 14 months and was in the 740’s within the first 3 months from horrendous credit post divorce. Well on my way to that 800 score....I’m coming for you! :)

k1ngrich ,

Shazam, Bazinga ...

I just switched all of my accounts from BofA to TxTCU as well as lots of experience with their app.

This app has most of the features I would expect ... that being said I won’t fault you for something that isn’t available or that has nothing to do with the app (complaints of fees, issues with phone tech, etc.).

The app works perfectly ... fingerprints and all!

I do have a couple of suggestions for the app and online banking ... to be able to mark transactions as cleared so I can keep my register and account in sync (for all accounts: credit cards, savings and checking) - it makes reconciling a lot easier when the statements become available. I would also like the ability to see my full account number and routing number via the app and online so when I’m getting my taxes done or working with family/friends to provide details on how to transfer straight to me.

Developer Response ,

We appreciate the detailed feedback and will pass your remarks along to our member services team. Thank you for your review!

Squaredame ,

Likes vs dislikes!

I like the new app. It is better than the Qualtrust app. I also appreciate the friendly staff at the Irving branch. That said, I do not like the unreasonable fees. Qualtrust never charged for money transfers. I always set up my savings as my account to draw from when my checking acct got too low. Now, if my account balance fall in the negative, instead of the bank transferring the money as needed, I have to transfer it myself, if not, TCU charges me $5.00 for every transfer they make. Also, Qualtrust never charged me for copies of my statements when needed. Now my only option is to go and print them out myself. This is very inconvenient. These fees are
very unreasonable. I will have to start looking for another bank. Ok so

Developer Response ,

We are glad the app is working well for you, however we'd love to assist with your experiences at Texas Trust. Please stop by a branch or give us a call at (972) 263-5171 and we can speak on ways we can help. Thank you for your feedback.


Texas Trust Credit Union
62.5 MB

Requires iOS 9.0 and watchOS 2.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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