True Finance: Cash Advance

Get, Earn, and Save Money

Only for iPhone

Free · Designed for iPhone

iPhone

Fast Cash, No Credit Check Instant Cash Advance Up to $150*, Budget and Earn Money True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.

 CASH ADVANCES Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided. INSTANT PROCESSING Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
 SMART BUDGETING TOOL Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).

 EARN TAB Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month. 

 CREDIT SCORE MONITORING View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.


 MARKETPLACE OFFERS Explore personal loans, credit cards, and insurance from trusted partners — all in one app.

 ABOUT TRUE FINANCE Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.

 MEMBERSHIP DETAILS AND DISCLAIMERS Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025. 
True Finance is not affiliated with or endorsed by any other loan, money, or budgeting apps or services, including Vola, Empower, MoneyLion, Dave, Earnin, FloatMe, Cleo, Albert, Brigit, Chime, Klover, Current, SoFi, Varo, PayActiv, Branch, Cash App, CashApp, Credit Karma, Experian, Daily Pay, Credit One, or any grant cash advance or borrow money providers. Search terms associated with financial tools may include: cash advance, borrow money, online loans, grant cash advance, budget apps, track spending, AI budgeting, smart budgeting, credit score monitoring, Experian credit tools, Credit Karma alternatives, Daily Pay, Earnin, Dave, FloatMe, Cleo, Brigit, Cash App, CashApp, Credit One, and other money-management resources.

  • 4.8
    out of 5
    38K Ratings

Sweepstakes is now live! True Finance is giving out hundreds to our users every month, with 5 winners selected each week. Bug fixes and performance improvements. Stability updates for a smoother, more reliable experience. True makes it easier to access cash, track spending, and avoid overdrafts.Remember to update the app to ensure you’re using the latest version!

The developer, True Finance LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

  • Seller
    • True Finance LLC
  • Size
    • 119.7 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
  • Languages
    • English
  • Age Rating
    4+
  • Copyright
    • © True Finance LLC