Bill Pay on Zap is LIVE! Buy airtime, pay for electricity, renew DSTV, get gift cards, and top up your XBOX, PS5 and mobile games directly from the Zap app
Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses.
Here's what that looks like in practice.
NO BLOAT. JUST CLEAN, FAST PAYMENTS
• Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
FINALLY KNOW WHERE YOUR MONEY GOES
• Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
PAY LIKE A LOCAL WITH APPLE PAY
• Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land.
PAY A WIDE RANGE OF BILLS
• With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app.
PAY THE SAME PEOPLE FASTER
• Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers.
SCAN TO PAY
• Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing.
ALL YOUR BANKS, ONE APP
• Connect whichever banks you use and move money from them without switching apps.
PAY AT ANY PAYSTACK CHECKOUT
• Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method.
FAST, RELIABLE AND SECURE EVERY TIME
• Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately.
Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.
The app keeps logging me out basically everyday. It also shows me the same splash screen several times when I open the app. Please fix that. Overall experience has been okay so far.
Business
Akanbi Moses
Fast and reliable to use
EASIEST APP I’VE EVER USED
TravelwithTaliya
It’s like Venmo but 100x faster. I was paying street vendors, restaurants, and everything in between. I didn’t withdraw cash once while I was in Lagos! 10/10 would recommend.
Ridiculous charge
mobbonline
To remain competitive in the market, you need to lower your transfer fees. Moniepoint charges a flat fee of 10 naira, regardless of the amount transferred. With 2 million to 5 million users, you can see how significant that is. Charging 50 naira is unreasonable, especially when there are other apps that offer lower fees.
Developer Response
Hi there, thank you for your honest feedback. We understand that pricing is a big part of the experience. Since your review, we’ve reduced our transfer fees to NGN 10 to make Zap more competitive and better value for everyday transfers. We’re always reviewing our pricing to make sure it makes sense for the people who use Zap. If you’re open to it, we’d love for you to give the app another try and let us know what you think. Thanks again for taking the time to share your experience
You asked, we listened, bill pay is now live on Zap!
Buy airtime, pay for electricity, renew DSTV, get gift cards, and top up your XBOX, PS5 and mobile games directly from the Zap app
Version 1.7.6
The developer, Paystack Payments Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Paystack Payments Limited
Size
62.3 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
Languages
English
Age Rating
18+
18+
This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
