Plan & Multiply 5.6.0 Explore your activity through several views and open individual entries for more detail. Fixed expenses now have a dedicated detail sheet with due dates and payment history. Envelopes show your budget, spending and remaining amount more clearly. You can also recategorize expenses recorded before a new budget allocation.

This 5.5.0 release starts up more reliably and is more careful about what it shows you. - Launch: the first screen after sign-up no longer gets stuck. - Shared space: accepting an invitation goes through again. - Settlements between members: you record what you have paid, and the balances follow. - Budget projection and end-of-cycle risk: when the figure cannot be computed, the app says so instead of showing an approximation. - 50/30/20 split: it stays a suggestion, never a decision taken for you. - Backup and restore: your amounts and due dates come back exactly as you entered them. - Premium access: when a limit is reached, the app tells you what is left and what you can still do without a subscription. - Privacy: no amount and no personal label is sent with usage statistics. - The 5.4.1 fixes (Serenity Compass, Android purchase) are included.

This 5.4.1 update brings important stability and financial accuracy improvements: - Serenity Compass: reliable calculation and display of budget periods and envelopes. - Subscription: secured and streamlined checkout experience. - Data & sync: enhanced reliability for local storage and version upgrades. - General performance and stability improvements.

This version adds a new way to see your home screen, shows more about the savings opportunities we find, and fixes calculation errors on income and country. - New card-based home screen (Follow / Goals / Balance), shown by default to new accounts; your current home screen stays the same if you are already a user. - Opportunities: even without a subscription, you now see the number and type of savings leads found. - Fortnightly income: the amount saved now matches exactly the amount shown when you enter it. - Your country name now displays in your own language during sign-up. - Fix: the home screen no longer flags a budget overrun when no budget has been set. - Other stability and translation fixes.

This version adds a new way to see your home screen, shows more about the savings opportunities we find, and fixes calculation errors on income and country. - New card-based home screen (Follow / Goals / Balance), shown by default to new accounts; your current home screen stays the same if you are already a user. - Opportunities: even without a subscription, you now see the number and type of savings leads found. - Fortnightly income: the amount saved now matches exactly the amount shown when you enter it. - Your country name now displays in your own language during sign-up. - Fix: the home screen no longer flags a budget overrun when no budget has been set. - Other stability and translation fixes.

This version adds a new way to see your home screen, shows more about the savings opportunities we find, and fixes calculation errors on income and country. - New card-based home screen (Follow / Goals / Balance), shown by default to new accounts; your current home screen stays the same if you are already a user. - Opportunities: even without a subscription, you now see the number and type of savings leads found. - Fortnightly income: the amount saved now matches exactly the amount shown when you enter it. - Your country name now displays in your own language during sign-up. - Fix: the home screen no longer flags a budget overrun when no budget has been set. - Other stability and translation fixes.

This version rebuilds the home screen around a single idea: say what we know, stay silent when we do not. - One main figure on the home screen, with nothing competing above it. - When information is missing, the app says so instead of showing an approximate amount. - A new screen lets you declare what has to go out this month, in one question. - One suggested action at a time, or none at all.

Reliability of your data. - Backup: if a remote backup cannot be recognised as yours, it is no longer overwritten. Your local data stays intact and the app tells you so. - Statement import: the import now states exactly what was added, what already existed, and what could not be imported. No more success reported by mistake. - Amounts: fixed several mismatches between the list, the total and the calculation.

This version rebuilds the home screen around a single idea: say what we know, stay silent when we do not. - One main figure on the home screen, with nothing competing above it. - When information is missing, the app says so instead of showing an approximate amount. - A new screen lets you declare what has to go out this month, in one question. - One suggested action at a time, or none at all.

This update makes the app gentler and more reliable: - Dark mode is back, crisp and readable. - Fixed an overage wrongly shown after archiving a project. - Smoother onboarding (keyboard, progress bar, buttons). - Fixed the Appearance screen and income display. - More reliable available-amount calculations. - Rethought notifications, with no pressure or guilt.

This update makes the app gentler and more reliable: - Dark mode is back, crisp and readable. - Fixed an overage wrongly shown after archiving a project. - Smoother onboarding (keyboard, progress bar, buttons). - Fixed the Appearance screen and income display. - More reliable available-amount calculations. - Rethought notifications, with no pressure or guilt.

This update brings stability improvements and behind-the-scenes fixes for a smoother everyday experience.

This update makes the app gentler and more reliable: - Dark mode is back, crisp and readable. - Fixed an overage wrongly shown after archiving a project. - Smoother onboarding (keyboard, progress bar, buttons). - Fixed the Appearance screen and income display. - More reliable available-amount calculations. - Rethought notifications, with no pressure or guilt.

This version brings stability fixes, strengthened security and various improvements for a more reliable experience.

This version brings stability fixes, strengthened security and various improvements for a more reliable experience.

This version brings stability fixes, strengthened security and various improvements for a more reliable experience.

We polished the getting-started flow (clearer, more stable) and your daily budget: you now choose which envelopes really count. Plus display and calculation fixes for numbers you can trust.

We polished the getting-started flow (clearer, more stable) and your daily budget: you now choose which envelopes really count. Plus display and calculation fixes for numbers you can trust.

We polished the getting-started flow (clearer, more stable) and your daily budget: you now choose which envelopes really count. Plus display and calculation fixes for numbers you can trust.

Plan & Multiply 4.5.1 — stability and polish This release fixes several freezes and crashes you reported: - No more frozen screen at the end of setup. - Fixed startup crashes on some devices. - Auto-balancing between envelopes no longer crashes. - Your dashboard updates as soon as you log your first expense. Faster startup and a smoother experience on smaller phones. Thanks for your feedback.

Plan & Multiply 4.4.0 — Kim, your coach, gets smart Kim adapts to you Based on your daily left-to-spend, Kim encourages or protects you — always with your real numbers. Backup and sign-in Keep your plan even if you switch phones: create a free account and find your budget anywhere. Goals and balance Give your projects a face, track every contribution, rebalance Bills, Daily and Goals in one tap. More stability Many fixes and polish. Thanks for your feedback!

Plan & Multiply 4.4.0 — Kim, your coach, gets smart Kim adapts to you Based on your daily left-to-spend, Kim encourages or protects you — always with your real numbers. Backup and sign-in Keep your plan even if you switch phones: create a free account and find your budget anywhere. Goals and balance Give your projects a face, track every contribution, rebalance Bills, Daily and Goals in one tap. More stability Many fixes and polish. Thanks for your feedback!

Plan & Multiply 4.3.0 — Redesigned navigation + statement import New navigation Three clear modes — Now, Future, Opportunities — to move from daily life to your goals in one tap. Statement import (PDF) Import a bank statement as a PDF and your transactions are read automatically. 3 imports free. Goals, reimagined Give your projects a face with a photo, track every contribution, watch your dream move forward. Kim, your coach Ask your question, Kim answers with your real numbers and suggests the next step. Pocket balance Out of balance? Rebalance Bills, Daily and Goals in one tap. More stability and polish. Thanks for your feedback!

Plan & Multiply 4.2.2 — Kim becomes your budget coach New — Kim, your AI coach Kim no longer just answers, she walks alongside you. Ask her your question ("I want to save for a holiday", "where is my money going?", "how do I get out of overdraft?"): she replies with your real numbers, without judgement, and suggests one small concrete step. She acts inside the app — with your confirmation Create a project, set money aside, tidy up your envelopes… Kim prepares the action, you confirm with a tap. You're always the one who decides. Your conversations are kept Pick up where you left off whenever you like: your chats with Kim are saved on your device. Find them again, continue, or start a new conversation. Help with the app stays free Understanding a feature or reporting an issue: free and unlimited, anytime. Design & stability Wealth and statements rethought, warmer screens, and crash fixes here and there. Thank you for your feedback — it shapes the app.

Plan & Multiply 4.2.1 — steer your money, calmly New — "Available money" See at a glance what's left to allocate, and move it in one tap across your bills, everyday spending and projects. An unexpected expense? A project to speed up? The app shows you where to draw from, without breaking your balance. Reliable edits Editing a bill, an envelope or a project now works smoothly, with a clear confirmation every time you save. Clearer dates When you add a bill, its next due date shows up right away. No more doubt about the charge day. Your data follows you On reconnect, your latest backup is restored automatically. Stability Crash fixes and polish throughout. Thanks for your feedback — it shapes the app.