Plan & Multiply: Budget

Left to spend, in envelopes

Free · In‑App Purchases

Kim, your budget coach, helps you see clearly and act — no judgment. Track your spending, get out of the red, and reach your goals at your own pace. You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went? Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Add an expense with Siri, hands-free — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Catch price hikes and duplicate subscriptions — the app alerts you before you pay • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, couple, vacation project • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month — no childish badges or levels • Keep a long-term wealth view — accounts, real estate, investments • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Work 100% offline — your data stays with you • Talk with Kim, a kind and discreet money coach — 100% private, no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and both adding to a shared budget are free. With Premium, your shared space syncs automatically, and it only takes one of you to have Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync. PREMIUM Premium unlocks: automatic couple sync for your shared space, long-term tracking across months, continuous subscription audit. Premium comes with a 7-day free trial. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.

  • 5.0
    out of 5
    1 Ratings

Plan & Multiply 5.8.4 Closing your month is available from the home screen during the last days of the month, and reminders now open the right screen. Suggesting an idea or reporting a problem is simpler, with a confirmation once your message is sent. Your account and settings now share one screen, the member card has a new look and the Premium page shows more clearly what it brings.

The developer, Taliane Tchissambou, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Taliane Tchissambou
Size
118.3 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
  • iPhone
    Requires iOS 16.0 or later.
  • iPad
    Requires iPadOS 16.0 or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 5 more
  • English, French, German, Italian, Portuguese, Spanish
Age Rating
4+
In-App Purchases
Yes
  • Annual Premium — 2 Months Free $29.99
  • For both of you — $79.99/yr $44.99
  • For both of you — $8.99/mo $3.99
  • Monthly Premium $3.99
Copyright
© 2026 Plan & Multiply