Zeal: Digital Wallet & Card
Earn 5%* APY & Spend Worldwide
Only for iPhone
Free · Designed for iPhone
iPhone
Zeal is your all-in-one high-yield wallet and Visa debit card that lets you earn on your money and spend it anywhere. Enjoy a 5%* APY yield (compounding every second) with no lockups. Ditch hidden fees. Spend globally in 150+ countries with zero FX fees and get up to 4% cashback on purchases. Zeal puts you in control with a user-controlled wallet, so your assets stay in your hands at all times.
Earn 5%* APY, paid every second: Your idle cash is not idle anymore. Zeal uses audited strategies to boost your savings up to 5%* APY (variable) safely. Earnings compound every second and you can withdraw or spend anytime, with no minimums and no lockups.
Spend with your Visa® card worldwide: Use the Zeal debit card to spend directly from your balance instantly, anywhere Visa is accepted. Pay abroad at mid-market exchange rates with 0% foreign transaction fees. Auto top-ups ensure your card is always funded from your high-yield account for seamless spending. Earn up to 4% cashback on everyday purchases and enjoy peace of mind with no surprises on your bill. Virtual cards are available for safe online shopping, and you can add your card to Apple Pay for tap to pay convenience.
Full Control: You control access to your wallet. No bank or company can freeze or seize your funds. The freedom of cash meets digital convenience. Your money, your control. Note: this is not a bank account or insured deposit. Keep your access credentials safe. Bank transfers and card services are handled by regulated partners in Europe for trust and compliance.
Next-Level Security and Privacy: Your wallet is protected by biometric passkeys instead of weak passwords. Simply use face or fingerprint ID. If you lose your phone you can recover easily via iCloud or Google cloud backup. Zeal provides real-time transaction alerts and lets you freeze or unfreeze your card instantly in the app to stop any suspicious activity. A built-in VPN and Privacy Shield help block trackers and keep your activity private. Every transaction undergoes safety checks and risk alerts to help protect you from fraud. Zeal’s systems are independently audited for security assurance.
Fast and Easy Setup: Download the app and sign up in seconds with no lengthy paperwork. No long recovery codes to memorize. Secure your account with device biometrics and cloud backup. Verify your ID once to unlock full features, then order your Visa card, with a virtual card ready instantly and a physical card optional, right from the app. Zeal’s intuitive interface is designed for newcomers and power users, making money management a breeze.
All-in-One Finance: Zeal combines the benefits of a modern wallet, a debit card, and money transfers. Hold multiple currencies like USD and EUR in one place. Earn, save, and spend without juggling multiple apps. Whether you are saving for a goal, traveling abroad, or just buying coffee, Zeal has you covered in one powerful app.
Download Zeal today to start earning more on your money and spending with freedom. Take control of your finances with the wallet that empowers you to earn 2x-3x more than many traditional banks while staying secure and in control.
Disclaimer:
* APY is variable and subject to change. Visa card issuance depends on eligibility and regional availability. Terms apply. This is not a bank or an insured product. Values may fluctuate and you could lose money.
(Visa® is a registered trademark of Visa International. Zeal’s card is issued by regulated financial partners. Terms and conditions apply.)
Ratings & Reviews
We update the Zeal app regularly to make saving, earning, and spending even smoother for you.
Please get the latest version for new features, performance improvements, and bug fixes designed to help you stay in control, spend worldwide with confidence, and keep your wallet secure.
Thank you for choosing Zeal!
The developer, grwth lbs ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- grwth lbs ltd
- Size
- 95.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.2 or later.
- iPhone
Requires iOS 16.2 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 grwth lbs ltd