New in 1.8: favourites in two taps, a budget amount for any month, step-by-step analytics and much more. Still offline, with no account, no ads and no subscription.
Budgetum is a budget planner and expense tracker for people who want to plan their money without connecting a bank. Plan a monthly budget or a paycheck to paycheck budget, track spending and bills, and see exactly where your money goes. Everything stays on your phone.
PRIVATE BY DESIGN
• Works fully offline. No account, no email, no bank login
• Your financial data stays on your device. Back it up or export it as CSV any time
• No ads and no subscription. Budgeting is free; Pro is a one-time purchase
PLAN YOUR BUDGET YOUR WAY
• Monthly budgets, payday to payday budgets, or any custom period
• Your own sections and categories, with your colors and icons
• Planned vs. actual for every category, with clear progress bars
• Budget from planned income, or set a fixed budget amount for a month
• Copy last month's plan in one tap
TRACK EXPENSES IN SECONDS
• Add an expense or income in a few taps, with suggestions from your own history
• Favourites: hold + to add a starred transaction in two taps
• Split one receipt into several categories, with item counts
• Checking, credit cards, cash, savings goals and debts, with transfers between accounts
BILLS, SUBSCRIPTIONS AND PAYDAYS
• Recurring transactions for rent, utilities, subscriptions and salary
• See what's coming before it happens, with the net total for each day
• Confirm each bill when it's due, so nothing slips through
UNDERSTAND YOUR SPENDING
• Spending by category, section, account, store, person or tag
• Drill down step by step, for example Vacation › Groceries › Store A
• Trends month by month, compared with last month or last year
• A spending calendar to spot your expensive days
• Desktop Analytics: explore your data on a big screen, privately in your browser
SWITCH IN MINUTES
• Import from YNAB or any CSV file
• Match a bank statement to your transactions to reconcile an account (Pro)
• Tags, saved filters and mass updates keep years of data tidy
FREE AND PRO
Budgets, expense tracking, accounts, analytics, import and export are free. Budgetum Pro is a one-time purchase: unlimited recurring transactions and tags (5 of each are free), bank statement matching, Saved Sets and Budget Sets. It also supports an independent developer.
WHO IT'S FOR
• Anyone moving from a budget spreadsheet, notes or paper
• People who budget paycheck to paycheck or plan every dollar each month
• Students, families, freelancers and anyone who wants a calm, simple money manager
• Anyone who doesn't want to give a budgeting app their bank login
Budgetum is a budget planner, expense tracker, bill tracker and money manager in one, without the clutter. Questions or ideas? Write from More › Report a Problem. Every message is read by the developer.
I found this app while scrolling Reddit for budgeting app/website reccomendations. I used to use Notion with a custom template, but have been put off by the shift towards AI… I’ve been a loyal used since high school (2019?) and finally had enough. Someone in a random thread mentioned this single-developer, passion project: Budgetum. It genuinely has changed the game for me. I tried using other apps between Notion and Budgetum, and they all had too many ads, or nagged me to use their AI features, or were basically useless without a subscription. Budgetum provides a solid user experience with a deep care for and attention to what a budgeting app is meant to be. Simple, sleek, and effective. I can’t wait to see how it develops with more support!
Developer Response
Thank you so much! I really appreciate your support - it means a lot to me.
Better than YNAB & EveryDollar
AN0TH3R_US3R
Could not brag enough about this app. I’ve used YNAB and EveryDollar for years. This is substantially better is so many small ways, it’s hard to believe it’s free. In fact, I like using it so much that I paid for the Pro version just to support the developer. Transactions are easy to track, it’s completely customizable, and so far, the creator has been super responsive with adding new features and updates suggested by users. 11/10.
Good Alternative to YNAB
d2sanche
I switched from YNAB and I have enjoyed using this app. I like the current color and icon customizations, the section and category flexibility, and the clear visibility between planned amounts vs spent amount vs remaining amount. I found setting up my budget with this app easier than YNAB. I’m sincerely excited about future updates and it’s literally 94% cheaper than YNAB if you get the pro.
Budgeting That Works For All
KCelesteR
As a monthly paycheck girlie, I was ecstatic to find this app because I can budget on my terms. I’m not forced to begin on any specific date. (If I’m paid on October 31, it can still be November’s paycheck, so on and so forth.) The flexibility of this app makes it so worth it, and I know where every dollar goes.
Budgetum 1.8 brings dozens of improvements to budgeting, analytics and receipts.
BUDGET
• Set a budget amount for any month instead of using planned income, and hide income for that month if you don't need it
• Watch any saved set on Budget with its own plan, for example Vacation or Kids (Pro)
• Back to current month in one tap, plus new display options: hide the summary card or action buttons, show cents, and turn quick plan edits on or off
FAVOURITES
• Star any template and add it in two taps: hold + on Budget or Transactions
• Favourites don't need a repeat schedule
ANALYTICS
• Drill down step by step, for example Vacation › Groceries › Store A, with a breadcrumb path that stays when you change dates
• New Transactions view and Contact Types breakdown inside Analytics
RECEIPTS
• Edit, duplicate or delete a saved receipt
• Item counts (3 × $2.50), "Add remaining" to finish a receipt, and store suggestions for the category you picked
SAVED SETS (Pro)
• Combine conditions with AND/OR groups, match tag names and descriptions by pattern, and preview results before saving
MORE
• Merge tags and contacts; merging categories now keeps and adds up their plans
• Change a transaction from expense to income and back
• Hide description suggestions you no longer use
• Bank statement matching: Approve all, and remembered transfers (Pro)
• YNAB import now brings in paychecks as income; CSV import is out of beta
• Recurring shows the net total for each day
• New: Say thanks, an optional tip to support development
Thank you for using Budgetum! If it helps you, a rating in the App Store helps others find it.
Version 1.8
The developer, Danylo Rudenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More