Supported Features
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Dark Interface
Finance Tracker - ByJo
Private Net Worth & Budget
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Try ByJo Pro free for 7 days. Your whole net worth in one place — no sign-up, no bank login. Your data stays on your devices and in your own iCloud.
ByJo is a smarter alternative to spreadsheets for managing your personal finances. Whether you're building wealth, tracking spending, or working toward financial goals, ByJo gives you a clear, beautiful picture of where you stand — completely privately.
YOUR MONEY, YOUR RULES
Your data stays on your devices and syncs only through your own private iCloud. No sign-up, no ByJo servers, no sharing. What's yours stays yours.
TRACK EVERYTHING YOU OWN
Add 40+ asset types — cash, bank accounts, crypto, real estate, stocks, ETFs, vehicles, and more. ByJo calculates your real net worth across all of them in one place.
SMART SPENDING INSIGHTS
• Spendmeter — compare today to yesterday, this week to last week
• Monthly Summary — income vs. expenses at a glance
• Top Expenses — know exactly where money goes
• Savings Rate — measure how much of your income you keep
• Asset Allocation — visualise your portfolio mix
• Expense Breakdown & Trends — widgets for spending mix, net worth history, and savings rate over time
WALLET AUTO-LOG
Set up a Shortcuts automation so every card tap can land in ByJo. Assets and categories are matched or created for you.
OPERATION SPLITS & CATEGORY BUDGETS
Split a single transaction across multiple categories. Set a monthly budget per category and keep spending in check.
RECURRING OPERATIONS
Set up daily, weekly, monthly, or yearly recurring income and expenses. ByJo reminds you when payments are due and keeps a full history so nothing slips through the cracks.
FINANCIAL GOALS
Set a target amount for any asset, pick a due date, and watch your progress. Pin a goal to keep it front and center. Celebrate milestones — completed goals stay in your history forever.
FUND TRANSFERS
Move money between assets with a single swap. Both sides of the transfer are linked so your totals always add up.
EXPORT & IMPORT
Back up everything as JSON, or bring operations in from CSV.
HOME SCREEN & LOCK SCREEN WIDGETS
Net worth, savings rate, expense breakdown, spending trends, recurring payments, goals progress, and more — right on your home screen without even opening the app.
SIRI & SHORTCUTS
Log operations, transfers, and Wallet purchases hands-free with App Intents. Works with Siri and the Shortcuts app.
CUSTOMISABLE HOME
Rearrange and hide home widgets to match how you think about money. Put what matters most at the top.
50+ CURRENCIES
Pick your preferred currency and see all values in one consistent, clean view.
Start with a 7-day free trial on the yearly plan, or choose the weekly plan or a one-time lifetime purchase.
Subscriptions renew automatically (weekly or yearly) unless cancelled at least 24 hours before the end of the current period. Cancel anytime in your Apple Account settings.
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy policy: https://by-jo.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What's new in ByJo 1.1.8
• 7-day free trial — Try ByJo Pro free with the yearly plan. We'll remind you the day before the trial ends.
• Your data first — The upgrade screen now shows the net worth you just set up.
• Simpler plans — Choose weekly or yearly, or pay once for lifetime access.
Thank you for using ByJo — keep the feedback coming.
The developer, Giuseppe Pio Cosenza, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- Giuseppe Pio Cosenza
- Size
- 4.5 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.6 or later.
- iPhone
- Languages
English and 5 more
- English, French, German, Italian, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- ByJo Pro $3.99
- ByJo Pro $39.99
- ByJo Lifetime $69.99
- Copyright
- © giusscos