victoi
Money, invest, save & connect
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
victoi is one app for everything money can do — for you, your people, and your future.
Move it, grow it, save it together, and stay close to the people who matter. No more juggling separate apps for payments, investing, saving, and chat. Just one secure home for your money, with an AI assistant that actually helps you get things done.
— SEND & SPEND, ANYWHERE —
• Send and receive money across borders in seconds
• Hold several currencies in one wallet and exchange at clear, upfront rates
• Pay by QR code and with your virtual or physical card
• Top up by card or mobile money, pay bills, and request money from friends in a tap
— GROW YOUR MONEY —
• Invest in companies from major stock exchanges, right from your phone
• Track your portfolio and the assets you follow in real time
— SAVE & RAISE, TOGETHER —
• Run a Jangi rotating-savings circle with people you trust
• Open a Pool to fund a shared goal as a group
• Launch a fundraiser for a cause close to your heart
• Create events and sell tickets in minutes
— CHAT, CALL & SHARE —
• Private and group chats with photos, voice notes, and files
• Crystal-clear voice and video calls
• Send money right inside the conversation
— MEET VIKI, YOUR AI —
• Ask Viki in plain language to send money, find an answer, or get something done
— GO PLACES —
• Search and book flights and hotels without ever leaving the app
— SECURE BY DESIGN —
• Strong encryption, biometric unlock, and PIN protection
• Identity verification that protects your account and your community
One app. Everything your money can do.
Download victoi and move, grow, and share your money the smarter way.
Usage of this app is subject to the Terms of Service (EULA) that can be found here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Bug fixes and performance improvements.
• A faster, more reliable experience throughout the app
• Fixes for issues reported since the last update
The developer, Victoi Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Browsing History
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Victoi Inc
- Size
- 501.6 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Location
- This app may use your location even when it isn’t open, which can decrease device battery life.
- Languages
English and 30 more
- English, Amharic, Arabic, Bengali, Bulgarian, Czech, Danish, Dutch, Estonian, Filipino, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Persian, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swahili, Thai, Turkish, Ukrainian, Urdu, Vietnamese
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
Messaging and Chat
User-Generated Content
- In-App Purchases
Yes
- victoi Pro $9.99
- victoi Max $19.99
- victoi Credit $24.99
- victoi Credit $49.99
- victoi Credit $99.99
- victoi Credit $249.99
- Copyright
- © 2025 Victoi Inc
