Saro: Money Manager
Budget, Goals, Debts & AI
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Meet your AI finance copilot: chat to create transactions, scan receipts, set budgets and goals. Plus iCloud sync, iPad support, smart search and filters.
Saro — Offline Income and Expense Tracker
Saro turns scattered receipts, transfers and goals into a single clear picture of your finances. Powered by AI, designed for everyday life, and built to respect your privacy — it is the finance app that adapts to the way you actually live.
Whether you log every coffee or just want to know where the month went, Saro keeps up. Snap a receipt, speak a transaction, or chat with the built-in assistant — your numbers always end up exactly where they belong.
AI Assistant in Chat
• Talk to your finances. Ask Saro to create a transaction, set up a monthly budget, plan a savings goal, or break down where your money went last week — all in a conversation. Drop in a photo of a receipt and the assistant reads it, categorizes it, and adds it to your records in seconds. It is like having a financial copilot living inside your phone.
AI Receipt and Document Scanning
• Add expenses in a single shot. Point your camera at a receipt, an invoice, or any printed document — Saro recognizes amounts, merchants, categories and dates automatically. Import existing photos from your library and let AI handle the paperwork.
Voice Input
• Hands full? Just talk. Tell Saro "twelve for lunch" or "got paid 2,500 for the freelance project" and the right amount and category land in your ledger instantly.
iCloud Sync
• Your data follows you. Every transaction, account, goal and budget stays seamlessly in sync across iPhone, iPad and every other Apple device on your iCloud — securely and automatically.
Native iPad Experience
• A full adaptive layout designed for the iPad's bigger canvas. See your dashboard, statistics and lists side by side, and manage your money with the comfort of a real workspace.
Advanced Statistics
• Go beyond pretty charts. Compare this period to the previous one by category, see your biggest transactions, and track average income and spending over any timeframe. Spot the trends that quietly shape your budget.
Widgets for Home Screen and Lock Screen
• Your balance, recent transactions and most-used categories — one tap away from every screen. Launch the AI camera, add a transaction, or jump into a category directly from your widget, no app launch required.
Powerful Search and Filters
• Find any transaction in seconds. Search by description or category, or narrow down by an amount range — perfect for tracking down that one purchase from three months ago.
Flexible Balance
• Choose how your balance is calculated — all time, current month, or current quarter — and show it exactly where you want it: on the dashboard, in a widget, or both.
Income and Expense Tracking
• Log income, expenses and transfers between accounts or savings goals. Notes, attachments and a built-in calculator make every entry effortless.
Financial Goals
• Set savings goals for the new bike, the long vacation, or the emergency fund. Track your progress visually and route money toward them through transfers.
Flexible Budgets
• Plan with precision. Build budgets for a single category or combine several into one (think "Dining Out" plus "Entertainment" together), set limits, and see what is left to spend at a glance.
Debt Management
• Track money you have lent and money you owe, with dates and notes, so every loan, IOU and split bill stays under control.
Multi-Currency Accounts
• Travel and earn in any currency. Hold wallets in different currencies, transfer between them, and see your total balance converted to your home currency.
Customizable Interface
• Personalize your dashboard. Hide what you do not use, surface what matters, and arrange the cards the way your brain works.
Privacy First, Offline by Design
• Saro works fully offline — no account required, no tracking, no ads. Optional Face ID and passcode lock keep your data yours and yours alone.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
This release brings the biggest upgrade since launch.
AI Assistant in Chat
Create transactions, budgets and goals just by chatting with Saro. Drop in a photo of a receipt and the assistant reads, categorizes and saves it for you. Ask Saro to break down your spending and get instant insights — no spreadsheets required.
iCloud Sync
Every transaction, account, goal and budget now syncs automatically across all your Apple devices. Switch from iPhone to iPad and pick up exactly where you left off.
Native iPad Support
A fully adaptive layout designed for the iPad's larger screen. Dashboard, statistics and lists side by side — the same Saro, with more room to breathe.
Transaction Search
Find any transaction in seconds by description or category.
Amount Filter
Narrow down your list with a custom amount range — from and to.
New Languages
Added Portuguese (Brazil) and German.
Thank you for using Saro. Got feedback? Tap Settings → Contact Us — every email is read by the developer.
The developer, Nadezhda Volkova, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nadezhda Volkova
- Size
- 33.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 8 more
- English, French, German, Japanese, Korean, Portuguese, Russian, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Year $49.99
- Month $4.99
- Copyright
- © 2025 Saro