Smart SIP Calculator
Smart SIP Financial Calculator
Free · Designed for iPad. Not verified for macOS.
Plan smarter with instant SIP calculations, visual breakdowns, and a history of every plan you've run. Free, fast, and works completely offline.
Smart SIP — plan your investments with confidence.
Smart SIP is a fast, offline SIP (Systematic Investment Plan) calculator that helps you estimate how your mutual fund investments can grow over time — no sign-up, no internet required, no clutter.
WHAT YOU CAN DO
• Calculate SIP returns instantly by entering your monthly investment, expected rate of interest, and time period
• Model a Step-Up SIP — see how gradually increasing your monthly investment each year changes your final corpus
• Visualize your results with a clear breakdown of total investment vs. estimated returns
• Save and revisit your calculation history, so you can compare different scenarios over time
• Learn how SIP investing actually works, including the underlying compounding formula, explained in plain language
• Get a gentle monthly reminder so your SIP planning doesn't fall behind
WHY SMART SIP
• 100% offline — your data stays on your device, nothing is uploaded anywhere
• No account, no login, no sign-up wall
• Clean, distraction-free design built for quick answers
• Full dark mode support
Whether you're just starting to explore mutual funds or already investing and want to model a change, Smart SIP gives you a clear, instant answer — no spreadsheet required.
Smart SIP is supported by ads to remain free for everyone.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• New: a quick "what's new" walkthrough on first launch, showing what's changed since your last update
• Improved dark mode contrast throughout the app, including the tab bar
• Fixed an issue that could let the same investment be saved to History more than once
• General stability improvements
The developer, Mayank Negi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Mayank Negi
- Size
- 10.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
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