Recording a payment is now faster than ever. • Speak it – Say “Add 500 to Groceries” and SmartWallet picks the wallet and records it. If it isn’t sure, it checks with you first. • Widgets – See what’s left to spend on your Home Screen and Lock Screen, and record a payment with one tap. • Control Center & Action Button – Record or speak a payment from anywhere, without opening the app. • Siri & Shortcuts – “Record a payment in SmartWallet”. Also works from Spotlight and by long-pressing the app icon. • Smart reminders – Morning balance summary, low-balance alerts, wallet refill alerts and an evening nudge if you forgot to log the day. • Redesigned onboarding and smoother animations throughout. • More reliable subscription purchases and restores.

Introducing SmartWallet 2.0: a smarter way to understand and plan your finances. New Financial Dashboard — See your financial picture at a glance. Cashflow Runway — Know how long your available funds could last. Safe-to-Spend — Get a daily spending allowance based on your finances. Budget Forecast — See where your spending is heading before your budget period ends. Smart Insights — Discover meaningful changes and trends in your finances. Financial Goals — Set and track goals such as emergency funds, holidays and major purchases. Subscription Tracker — Keep track of recurring subscriptions and upcoming renewals. Recurring Transactions — Manage regular income and expenses with less effort. SmartWallet Pro — Unlock advanced tools for understanding, predicting and planning your finances. Face ID App Lock — Keep your financial information protected. iCloud Backup & Restore — Back up and restore your SmartWallet data securely. Plus, a refreshed experience, improved dashboard, and numerous reliability and usability improvements.

Bug fixes and Improvements