Toffee: Debt Payoff & Snowball
AI Debt Coach · Get Debt Free
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Debt is stressful. Toffee makes getting out of it actually feel doable.
***** "Really enjoy using this app" - App Store Review
Whether you've got credit cards, student loans, a car payment, or that buy now pay later tab you're pretending isn't there, Toffee helps you see exactly when you'll be debt-free and how to get there faster.
No finance degree required. Just your debts and a plan.
YOUR PAYOFF PLAN, YOUR WAY
Debt Snowball: pay off the small stuff first and build serious momentum
Debt Avalanche: attack high-interest debt and save more money over time
See your actual debt-free date and watch it move closer every time you pay
YOUR AI DEBT COACH
Ask Toffee anything: payoff strategies, what-if scenarios, motivation
Get advice that actually fits your situation, not generic tips
Like having a financial friend in your pocket, minus the awkward money talk
SYNC YOUR BANK, SKIP THE MATH
Connect your accounts securely with Plaid and your balances update automatically
No more manual entry, no more guessing your numbers
Works with thousands of banks and credit unions
SEE YOUR PROGRESS
Charts and milestones that show how far you've come
Full payment history so nothing falls through the cracks
Every payment is a win and Toffee makes sure you feel it
STAY ON TOP OF PAYMENTS
Reminders so you never miss a due date
Payday Routine to line up payments with when you actually get paid
Play around with extra payments and see how fast your debt-free date moves up
YOUR INFO STAYS YOURS
Your data is never sold. Ever.
No ads. No clutter. Just your plan.
Most people don't have a debt problem. They have a clarity problem. Once you can see the finish line, everything changes.
Download Toffee and find out when you'll be debt-free. It might be sooner than you think.
Questions? hello@toffeefinance.com
Terms: toffeefinance.com/tos
Note: Toffee is for educational purposes and does not provide licensed financial advice.
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Bug fixes
The developer, Toffee Finance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- TOFFEE FINANCE INC
- Size
- 55.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Toffee Pro - Annual $74.99
- Toffee Pro Weekly - Upgrade $5.99
- Toffee Pro Weekly $6.99
- Toffee Pro - Monthly Upgrade $7.99
- Toffee Pro - Annual Upgrade $59.99
- Toffee Pro - Lifetime Access $149.99
- Toffee Pro - Monthly $9.99
- Copyright
- © TOFFEE FINANCE INC