Get fully-automated tracking with automatic expense logging and categorisation, smart budgets and your personal AI accountant to unlock deeper insights into your money.
Track spending automatically. Build smarter budgets. Understand your money with AI.
Budge AI is an AI-powered expense tracker that logs your spending from SMS alerts and email receipts without requiring your bank password. No manual data entry. No complicated integrations. Just privacy and simplicity.
YOUR PERSONAL AI MONEY ASSISTANT
Chat with your AI accountant:
• How much did I spend on food?
• Create a budget for transport
• Show me where I'm overspending
• Scan this receipt
Budge AI answers instantly. Creates budgets automatically. Analyzes trends. You make the decisions.
HOW BUDGE AI WORKS
• Automatic Expense Tracking — SMS and email receipts logged instantly
• Smart Budgets — Set limits, get alerts, stay in control
• Insights — Daily, weekly, and monthly breakdowns by category
• Receipt Scanning — Snap a photo, auto-extracted in seconds
• Works with M-Pesa, Flutterwave, Paystack, UPI, and most banks
• Private by Default — No bank passwords, no data selling
WHY CHOOSE BUDGE AI
Unlike other budget apps, Budge AI doesn't need your bank login. We read the SMS and email alerts you already receive.
Most budget apps show you numbers. Budge AI's AI assistant actively helps by creating budgets, answering questions, analyzing trends, and identifying where you're overspending.
Works with most banks and payment services that send SMS or email transaction alerts.
Built for freelancers with variable income, expats managing multiple currencies, and anyone who values privacy and simplicity.
WHY PEOPLE LOVE BUDGE AI
• No spreadsheets
• No manual expense logging
• No bank passwords required
• AI-powered financial insights
• Smart budgeting made simple
• Privacy-first design
• Works with the alerts you already receive
GET STARTED IN 30 SECONDS
Download Budge AI free. Choose what to track. Start seeing where your money goes.
Bank-level encryption. All data processed on your device. Never sold or shared. Full privacy control.
Stop wondering where your salary disappeared to. Build better money habits with Budge AI.
IN-APP PURCHASES
Budge AI is free to use, with optional premium features available through Budge Pro subscriptions.
LEGAL:
Privacy Policy: https://budgeai.com/privacy-policy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
5.0
out of 5
1 Ratings
What's New
* Insights: A new tab for the shape of your money. Income and expense charted by day, week or month, broken down by category, with your most frequent merchants and the trends worth knowing.
* Budget review: A review of every month once it closes, telling you what you kept and how each budget finished.
Fixed & Improved
* Currency: Budge reads your currency from your actual transactions before falling back to your device's region, and every screen that suggests one now agrees.
* Notifications: Your daily summary arrives on days with income but no spending, reported in a currency you have transacted in.
Version 0.7.1
The developer, Rejenga, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More