BillPlex is the private money tracker for two — or the whole household. Split the bills, track what comes in, and see who owes who — without an account, a bank login, or anything ever leaving your phones.
Partners, roommates, or a whole household: one home, three different memories of who paid for the groceries. BillPlex ends the argument.
Who paid for what, settled in seconds
Assign every expense to a person, see exactly who owes who, and settle up in seconds — not on the back of an envelope. Your personal coffee stays yours and the shared groceries stay shared, so your morning latte never blows up the joint budget.
No account. No bank login. No servers.
No sign-up wall, no email, no password to forget — install, open, and start in five seconds. When you sync, it happens directly between your phones over your own Wi-Fi: someone adds the supermarket run while you're still at the till, and it lands on everyone's screen before you finish bagging. Even your safety net stays yours: switch on automatic backup and BillPlex quietly keeps an encrypted copy up to date in a spot you choose, locked with your password. Nothing touches a cloud, because there is no cloud.
Now it counts what comes in, too:
Log your income next to your spending and BillPlex shows the whole picture — money in, money out, and what's actually left. It's your own private household money manager, minus the bank logins: a real view of where your money goes and where it stands.
Just you? That works too
No one to split with? BillPlex is a clean, private budget tracker for one — all the tracking, charts and predictions, just none of the splitting. The sharing is there the day you need it.
See the bad month coming
Smart predictions read how you've been spending and earning, then tell you where the month and the year are heading — so you see the wall before you hit it, not after.
And the everyday stuff, handled:
Snap a receipt and BillPlex pulls the merchant, date and amount — then you bin the paper.
Hands full walking home? Say "two coffees and a taxi" and they're logged before you reach the door.
Every subscription in one list — catch the free trial you forgot to cancel and the auto-renew that snuck through.
Overdue bills stay pinned at the top, bright and impossible to miss, so a late fee never catches you again.
Our privacy promise
No cloud. No accounts. No tracking. No ads. No analytics. Everything lives on your device, and backups are encrypted on your terms. We don't have your data — because we never wanted it. Your money is your business, full stop.
No account, nothing to lose. Open BillPlex and start in five seconds.
Lots of nice features, great interface. Horrible sync.
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Lots of nice features, great interface. Unique privacy offering in the space with no monthly subscriptions makes this app the one I will use for my financial information. sync functionality greatly improved in newest version. Developer is highly responsive and very receptive to product improvement feedback.
Developer Response
Thank you — really glad the features and interface clicked for you! Sync is among our top priorities right now. We'd love to fix exactly what went wrong: if you can email us at contact@nexussoftdev.com with a quick note on what you expected vs. what actually happened, we'll work on getting it sorted!
• Your devices catch up on their own — add an expense on one phone, the others update themselves.
• No amounts and no names ever leave your home. Your data still travels over your own Wi-Fi, encrypted.
• Faster syncing: only what actually changed is sent.
• Steadier reconnections after a phone has been asleep.
Optional, and off until you turn it on. Run one manual sync to link your devices.
Version 1.29.0
The developer, Nexus Software Systems L.P., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Dark Interface
Information
Seller
Nexus Software Systems L.P.
Size
75.6 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
iPad Requires iPadOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
