Supported Features
-
Dark Interface
Perk Pilot: Card Rewards
Credit perks & bonus tracker
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Never had a credit card? Find one to start building credit and see which card to use for every purchase. No account, no bank login, in English or Spanish.
Know which card to use, track every credit, and see what a welcome bonus is really worth. No bank login required.
TRACK YOUR CARD CREDITS
- See the monthly, quarterly and yearly credits on each of your cards
- Tap to mark a credit as used
- Get a reminder before a credit expires, so you don't lose it
- See how much of your annual fee you've already earned back this year
WHICH CARD SHOULD I PAY WITH?
- Pick what you're buying (dining, groceries, gas, travel…) and see which of your cards gives you the most per dollar
- Ranked by cash value, so a simple 3% card can beat an inflated points multiplier, and the app explains why
WHAT A BONUS IS REALLY WORTH
Most sites show one number for a welcome bonus. But points aren't worth one thing: 175,000 points can be about $1,050 as a statement credit, or close to $3,000 transferred to an airline. Perk Pilot shows you the full range: cash, shopping, travel portal, and airline and hotel transfers.
FIND YOUR NEXT CARD
- Choose where you spend the most and get cards ranked by what you'd actually earn
- Annual fees shown up front, with the reminder that fees repeat every year while the bonus is paid once
- Filter out cards with an annual fee in one tap
PRIVATE BY DESIGN
- No bank login, no account linking: you add your cards, we never see your transactions
- Browse recommendations without an account
- Sign in with Apple or Google only when you want to save your cards
IN ENGLISH AND SPANISH
The whole app is available in English and Spanish.
Values are estimates based on publicly available information and change over time.
How Perk Pilot is free: some cards include a referral link. If you apply through it and get approved, Perk Pilot may earn a bonus. We always tell you before opening a referral link, and it never changes the order of your recommendations.
Ratings & Reviews
What's new in 1.7:
• No account needed: add your cards and ask "Which card should I use?". They're saved on your phone, and you can undo any change.
• No credit card yet? Turn on "For beginners" in Recommendations to see cards that don't need a credit history.
• New cards to start building credit: secured, student and no-credit-history cards.
• We now ask if you already have a credit card, so you see the right cards first.
• Sign in later and your cards move to your account.
The developer, German Rodriguez, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- German Rodriguez
- Size
- 7.8 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- Copyright
- © German Rodriguez Inc