Qashly: AI Expense Tracker
Offline budget & bill planner
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
No bank login. No account. No email address. Qashly works offline, privately on your phone — and logs spending by voice or receipt scan when you want the shortcut.
No bank login. No account. No email address. Open Qashly and start tracking — it works offline privately on your phone.
Most budgeting apps ask to connect to your bank before they show you anything. Qashly never does. Your transactions, budgets and balances live in a secure database on your phone.
WHAT MAKES QASHLY DIFFERENT
Talk to it, and it acts.
Tap the orb and say "twelve pounds for lunch yesterday, and mark the electricity bill paid." Qashly does both. It is a voice assistant that performs actions across your accounts, not a dictation box that writes a note.
Undo anything the assistant does.
Every AI action lands in a feed with a one-tap undo. Nothing touches your money that you cannot reverse.
Point the camera at a receipt.
Qashly reads receipts, invoices and statements, pulls out every line, and offers to set up the subscription or bill when it recognises one.
See what your reminders will do before they do it.
Open "What's Scheduled" for every reminder queued over the next 30 days, and History to see what was sent — plus what was held back, and why.
NINE TOOLS, EVERY ONE ON THE FREE PLAN
• Bills — due dates, arrears, auto-pay logging, skip a cycle without breaking the schedule
• Subscriptions — 59 ready-made services, trial-ending and price-rise alerts, true monthly commitment
• Goals — auto-contribute, pace tracking, and a what-if simulator for "£50 more a month"
• Loans — full amortisation, plus a payoff simulator showing months and interest saved
• Investments — live crypto and stock prices, dividends, and scheduled recurring buys
• UK Tax Centre — Scottish and rUK bands, the £100k allowance taper, all five student loan plans, payments on account, PDF export
• To-Dos — money tasks linked to the exact bill, subscription or budget line they concern
• Calculators — take-home pay, loan, savings, investment, dividend, budget, tip
• Currency — 42 currencies with live rates
EVERYTHING ELSE
• Budgets by category or group, with monthly rollover and a guided setup
• Daily spend limit and daily income target, with streaks
• Multiple wallets and separate projects for personal, family and business
• CSV import built for UK bank exports, including paired money-in / money-out columns, with duplicate detection
• Reports for spending, income and net worth; cash flow and P&L statements as PDF
• Tags, custom categories, recurring transactions, receipt attachments
BUILT TO STAY PRIVATE
• PIN lock in hardware-backed storage, with Face ID or fingerprint
• Hide balances, and a privacy screen that covers the app in the switcher
• No AI tool can change your PIN, disable biometrics or unhide balances — security is walled off from the assistant by design
• AI features are optional. Voice, chat and receipt scanning send that request to our AI provider to process it; everything else stays on your device
PLANS
Free — all nine tools, one item in each. Unlimited to-dos and all eight calculators, forever. 3 receipt scans, 3 minutes of voice and 10 assistant messages to try.
Premium — £6.99/month, £49.99/year or £99.99 once. 20 of each tool, 20 custom categories, 10 projects, 50 scans, 15 minutes of voice and 50 assistant messages a month, advanced reports and PDF export.
Pro — £9.99/month, £99.99/year or £149.99 once. Unlimited tools, categories, tags, projects and wallets. 100 scans, 30 minutes of voice, 100 assistant messages a month.
3-day free trial on monthly and annual. Annual saves 40%. Lifetime plans never renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Our biggest update yet!
We believe you will love the new update:
• Complete overhaul of the app - now better than ever
• A new dashboard with all your finances in a glance
• 9 finance tools including smart To Do that can track anything within the app
• Smart AI tools that can do almost every action for you within the app
• UI and theme improvements
• Performance improvements
The developer, Venturity Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Venturity Ltd
- Size
- 111.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Qashly Pro - Annual $99.99
- Qashly Pro - Monthly $9.99
- Qashly Premium - Annual $49.99
- Qashly Premium - Monthly $6.99
- Qashly Premium - Lifetime $99.99
- Qashly Pro - Lifetime $149.99
- Copyright
- © 2026 Qashly Ltd
