True Finance now syncs across your devices, and looks ahead so you know what's safe to spend. SYNC ACROSS YOUR DEVICES Your accounts, transactions, budgets and goals stay up to date on your iPhone and iPad through your own private iCloud, with amounts and notes encrypted. Sync is on by default; check its status or turn it off in Settings. Before you update a second device: if you've used True Finance separately on an iPhone and an iPad, their data will be combined once both are on 4.5 and signed in to the same iCloud account. Export a backup first from Settings › Backup & Export, so you have a copy either way. With sync on, Reset All Data clears your data on every device signed in to your iCloud, not just the one you're holding. KNOW WHAT'S SAFE TO SPEND Tap the sign beside Total Balance to see what's safe to spend until payday and where your balances are heading over the next 7, 30 or 60 days. A green, amber or red sign warns you before an account runs low. What you owe on credit cards is counted, and you can leave out money you don't spend day to day, like an RRSP. A FRESH DASHBOARD Your accounts and budget categories have a cleaner look, each in its own colour. Swipe through every category as a ring that fills as you spend, and switch between what's left, what's spent and your plan. A line in Monthly Budget tells you whether you're spending more or less than usual by this day of the month. FOUR NEW WIDGETS Spending Pulse, Upcoming Bills, Goal Progress and Category Budgets bring your month to your Home Screen. Post a bill or add to a goal right from the widget. IT REMEMBERS WHO YOU PAY Start typing a source and pick one you've used before. The category and account fill in, so you only enter the amount. SMOOTHER FORMS, CLEARER MONTHS Entry forms open full screen and respond to the first tap. The All tab follows the month you're viewing.

Version 4.4 is about the everyday: recording things faster, finding them quicker, and knowing where your money stands before you commit it. • Duplicate a transaction Repeat something you've already recorded without typing it again. Open the menu on any expense, income, or transfer and choose Duplicate. • Tap the chart to focus a day Tap any day on the monthly chart to see just that day — income and transfers included, not only expenses. • A heads-up before spending reserved money If an expense would dip into money you've set aside for a goal, you'll see how much is genuinely free to spend first. You can still go ahead — it's your call, not a surprise later. • Reorder your budget categories Drag them into the order you actually think about them. • Quicker and smoother Long lists scroll better and saving takes less time, after a sizeable clean-up under the hood. Thanks for using True Finance.

This version includes bug fixes and general UI improvements.

This version includes bug fixes and general UI improvements.

Version 4.1 brings stability fixes in the following areas: • You can now edit posted settlements and recoveries directly from Major Events. • Major Event totals are more accurate, and related history now shows the most recent activity first. • We also refined Major Event payment and recovery flows with clearer balance previews and smoother confirmations.

Thank you for choosing TrueFinance to manage your personal finances! Version 4.0 is our most ambitious update yet, bringing several major features so you can transition from daily tracking to long-term wealth building with total clarity. - Major Events: Keep your monthly budget clean by isolating large, one-off expenses (like a car purchase or tax payment) from your day-to-day spending. - Tracked Assets: Manage the value of your physical assets—vehicles, jewelry, and more—directly alongside your bank accounts to see your full financial picture. - Comprehensive Net Worth: Experience our new "Calm" Net Worth curve, featuring a 6-month historical timeline and a provisional view of your current month’s progress. - Goal-to-Asset Conversion: Seamlessly turn your completed savings goals into permanent tracked assets once you make the purchase. - Month-End Summaries: Get a high-level performance review at the close of every month to see exactly how you’ve grown. - The 4.0 Rebrand: Enjoy a completely overhauled, premium glassmorphic UI designed for a focused and professional dark-mode and light-mode experience. We’re excited to help you define your wealth. Happy planning!

Thank you for using True Finance. We're continuing to improve reliability and thoughtful design with every release. What's New in Version 3.8 Transaction Search Find any transaction instantly. A new search bar on the Transactions page lets you look up entries by name, category, or note — no more scrolling through long lists. Individual Account Privacy A new sub-toggle under Hide Balances lets you hide individual account balances on the Dashboard and Accounts page while keeping your totals visible. Perfect for when you want an overview without exposing specific account figures. Rollover Accuracy Fix The monthly rollover calculation has been corrected. Carry-forward amounts now reflect your actual budget surplus. Your rollover will always show the right number going forward so you can keep budgeting accurately.

Thank you for using True Finance — we truly appreciate your continued support and feedback. This 3.7 update brings several improvements and new features to make planning and tracking your finances even smoother: Centralized Income Monthly Filter
: The Income Pool page now features a single month filter at the top that controls the entire view — summary card, income sources, and income breakdown update together, making it easy to review any month's income at a glance. Backup, Export & Import
Your financial data is now fully portable. Save a complete backup as a JSON file, share it across devices, or restore it using Replace All or Merge modes. User settings, accounts, transactions, goals, and budgets are all included. Redesigned Budget Overview Chart
: The budget donut chart now uses a segmented design with three distinct colors — red for Spent, blue for Budgeted, and green for Unbudgeted — with a center percentage label so you can instantly see where your income stands. Clearer Budget Terminology: 
"Remaining" has been replaced with two distinct labels: "Unbudgeted" (income not yet assigned to categories) and "Left to Spend" (income not yet spent) — consistent across Dashboard, Planning Hub, and Budget Overview. Consistent Info Tooltips
Tap the ⓘ icon next to Income or Income Breakdown for clear explanations of how your budget funding works, matching the style used throughout the app. Bug fixes and UI/UX refinements throughout.

Thank you for using True Finance — we truly appreciate your continued support and feedback. This update brings several improvements and new features to make planning and tracking your finances even smoother: * New category filters for Recurring Payments and Income. * Dynamic recurring totals now update instantly based on selected filters. * Improved recurring totals visibility for faster planning at a glance. * You can now edit future recurring dates after setup; previously posted transactions stay unchanged. * From Account Details, tapping any transaction now opens the correct edit form (standard or recurring). * Recurring transaction icons are now shown in Account Details for clearer, consistent identification.

Thank you for using True Finance — we truly appreciate your continued support and feedback. This update brings several improvements and new features to make planning and tracking your finances even smoother: * Added Quick Add widgets and a Control Center Quick Add control for faster transaction capture. * Added status filtering in Recurring Transactions (Active, Paused, Ended) with per-filter counts. * Added visible row action menus (Edit, Pause/Resume, Delete) for better discoverability, while keeping swipe shortcuts. * Enhanced ended-schedule review and cleanup prompts for clearer recurring list management. * Improved recurring schedule lifecycle reliability: ended schedules now stop generating and move out of active flow.

What’s New in Version 3.4 Thank you for using True Finance — we truly appreciate your continued support and feedback. This update focuses on making long-term planning clearer and more proactive: - Improved consistency in Budget Overview so Remaining now aligns across Cash Out and Categories, following the same rollover behavior. - Introduced Net Worth Timeline in Planning with clearer trend visibility, confidence messaging, and in-app methodology guidance. - Introduced Financial Health Scorecard with transparent metric definitions, score breakdowns, and actionable recommendations. - Ongoing improvements to reliability, planning clarity, and overall financial insight quality.

What’s New in Version 3.3 Thank you for using True Finance — we truly appreciate your continued support and feedback. This update focuses on making long-term planning clearer and more proactive: • Refined several UI elements for a smoother and more intuitive experience. • Introduced recurring transfer transactions to support more accurate long-term planning. • Added system notifications for recurring transactions, saving goals, and account balance updates. • Recurring transactions are now displayed based on the next upcoming occurrence, making them easier to track at a glance. We’re continuing to improve reliability, clarity, and thoughtful automation with every release.

Thank you for using True Finance — we truly appreciate your continued support and feedback. This update brings several improvements and new features to make planning and tracking your finances even smoother: • Refined multiple UI elements for a cleaner and more intuitive experience. • Added the ability to hide or reveal total amounts using a new visibility toggle. • Introduced recurring income transactions for more accurate long-term planning. • Saving goals now support filtering by active, completed, and archived. • Monthly Budgets now include an expandable summary row for better clarity at a glance. • Reorganized summary rows in the Planning page to better highlight income, budget/spent, and remaining at a glance. • Fixed navigation inconsistencies to ensure entry forms always open in the correct state. We’re continuing to focus on clarity, stability, and thoughtful improvements with every release.

Thank you for using True Finance — your feedback and support help shape every update. In this release, we’ve focused on stability, polish, and overall experience: • Fixed an issue where recurring payments could display an incorrect reference. • Introduced subtle UI improvements to make navigation clearer and more intuitive. • Performance enhancements and general bug fixes for a smoother, more reliable experience. As always, we’re working to keep True Finance minimal, clean, and enjoyable to use.

Along with all performance improvements: Smoother animations and faster load times for transaction lists and charts, here's a detailed list of what's new in this version. New Income Pool Dashboard - Track Your Income: A dedicated space to manage all your income sources (Salary, Freelance, etc.) in one place. - Budget Cycles: Set up your monthly budget cycle to automatically track what’s available to spend each month. - Smart Rollover: Easily roll over leftover funds to the next month or move them to savings. Enhanced Budget Overview - Planned Expenses Card: Visualize your total budget limits vs. available funds with a beautiful new breakdown view. - Better Insights: Clearly see "Left to Budget" amounts to ensure every dollar is given a job. - Refined Interface: Improved category grid with embedded filters and cleaner navigation. Finance at a Glance - Interactive Insights: The "Cash In" and "Cash Out" cards in your Accounts tab are now interactive, giving you instant access to detailed breakdowns.

What’s New in This Release: 1. Credit Card Accounts: You can now create credit card accounts (tagged with CR) directly from the Dashboard or Accounts View. 2. Transfer Fix: Resolved a critical issue affecting transfers between accounts. 3. Performance & Stability: Minor bug fixes and improvements for smoother navigation throughout the app.