Owoche is the easy way to move real money in Nigeria — and now it remembers the moments that matter. Owoche Moments (NEW) Save the days you care about — birthdays, anniversaries, a new baby, a first salary, or someone you're remembering. On the day, Owoche reminds you with a warm, personal note, and you can send money to a loved one in one tap, right from your wallet. They receive real cash and withdraw it to their bank. Grief moments always stay money-free — remembrance first. New ways to send money (SmartAza) Scheduled transfers — set it once and Owoche sends cash to someone on your schedule (weekly, monthly, however you choose). It works even if they don't use Owoche — they get a secure link and withdraw to any Nigerian bank. For businesses — send money to your staff and customers in bulk, add your logo to the transfer, or run a cash-reward campaign with a shareable link or QR. It's real money from your Owoche balance, withdrawable to a bank. Easier than ever Sending money, scheduling a transfer, and business payouts now use simple, step-by-step screens — a few taps, no long forms. A birthday cashback On your birthday, we add a little cash bonus to your wallet with a personal note. Also in this update: Pick recipients straight from your contacts Fresh seasonal splash screens More reliable electricity tokens and bill payments Instant "on its way" alerts for bank transfers Honest game rewards + a new leaderboard history Faster performance, dark-mode polish, and many small fixes Thank you for moving your moments with us. Questions? support@owoche.online

We've made Owoche smoother, clearer, and more reliable: - Notifications you won't miss — your unread alerts now appear as a badge on the app icon, plus a new in-app guide to fix delayed or missing notifications. - Stay signed in — fixed an issue where Owoche could send some iPhone users back to phone-number login (after the app was closed, cleared from memory, or the next day) and ask them to re-verify their device. Your session now holds — just your PIN to get back in. - Faster sending — browse your recent recipients on a full screen with search, without having to type an account number first. You can now clear a selected bank anytime, and picking a bank is easier. - Smarter bank detection — fewer wrong-bank matches when you enter an account number. - Cleaner receipts — recipient bank names now show clearly, and receipts carry our new line: "Money has Moments." - Fixed the Send screen occasionally showing a previous transaction's success page when you returned to it. - Various stability and performance improvements. Thanks for using Owoche. Money has Moments — Protect. Celebrate. Live.