Spending Personalities • Introducing Spending Personalities. A fun new way to interact with your money. Discover the financial character hiding in your spending habits, from Stealth Saver and Adventure Capitalist to Main Character and Foodie Royalty. No quiz required. Just connect your accounts and let Zenmo uncover the patterns, tendencies, and quirks that make your financial story uniquely yours. Compare personalities with friends, find your financial twin, and see how your money story stacks up.

Cash Flow v2 • We completely rebuilt Cash Flow to give you a clearer picture of what's actually happening with your money. Cash Flow now does a better job tracking money in and money out, makes pending transactions easier to understand, and automatically identifies internal transfers so they don't distort your spending and income trends. Transaction Accuracy Improvements • We fixed an issue where demo data could occasionally appear alongside live account data, making it look like some users had more transactions than they actually did. This was a display-only issue and did not impact account balances, financial data, or any calculations inside Zenmo. Smoother Experience • We made additional improvements and fixes throughout the app to make Zenmo faster, more reliable, and more accurate as you build better financial habits.

Zen Music Everywhere • Zen Music is now available across the entire Zenmo experience. Whether you're playing Games, exploring Insights, chatting with Ask Zenmo, or just checking in on your finances, you can now stay focused with the same calming soundtrack throughout the app. Zenmo Games — Track 2: Smarter Spending • The next chapter of Zenmo Games is here. Introducing Smarter Spending, our second track focused on helping you spot spending patterns, understand where your money actually goes, and make better decisions without feeling restricted. Work through new lessons, earn Zents, and keep building your financial confidence one step at a time.

Zenmo Games • Introducing Zenmo Games! This is an all new way to learn money inside of Zenmo by actually playing instead of just reading about it. This release includes our first track, "Money Basics," with more tracks coming soon. Work through lessons, earn Zents, and engage in a new, fun, and refreshing way to learn about money! Zen Music • We added an original soundtrack called Zen Music to keep you focused while you play. It launches with one track for now, with more on the way soon. Right now Zen Music lives inside Zenmo Games, but we'll be rolling it out across the entire app experience soon. Zen Score (formerly Money Score) • Money Score is now Zen Score. Connect your accounts to unlock a single number that reflects how you're actually engaging with your money over time and not just your balance. Same idea you knew, sharper and built to grow with you. Sign Up Free, No Subscription Needed • You can now create an account and start using Zenmo without subscribing or connecting your financial institutions. Jump straight into the first track of Zenmo Games, explore the app, and see what Zenmo's about

Smarter Subscription Pulse • We’ve upgraded Subscription Pulse with improved recurring expense detection to help you better understand where your money is going. You can now tap into each recurring expense to see deeper insights like how long you’ve been paying for it, average monthly cost, payment frequency, and more. Talk Directly With Zenmo’s Founder • We added a new feature in Profile called “Talk to Zenmo’s Founder.” You can now schedule 15 minutes directly with the founder of Zenmo to share feedback, ideas, frustrations, or things you’d love to see improved. We’re building Zenmo alongside our users, and we’d genuinely love to hear from you. Face ID Support Added • Zenmo now supports Face ID for a faster and more secure experience when accessing the app.

Introduces a smoother new onboarding experience to help you get started with Zenmo faster and more easily. We’ve also made a handful of small improvements across the app to improve overall stability, polish, and day-to-day performance.

A new way to see your progress and not just your spending is here with Monthly Impact. Designed to reinforce what’s working, Monthly Impact delivers a snapshot of your wins and improvements at the end of each month, helping you see how your habits evolve over time. Preview it anytime using demo mode. Starting May 1, all users will begin receiving Impact moments automatically.

• Reduced timeouts across the app so things actually load when you need them • Added new loading animations across Insights, Watch/Win/Move, and Zenmo Says

Clearer Cash Flow: • “Income” is now Money In and “Spend” is now Money Out — simpler, more intuitive, and easier to understand at a glance. Improved Insights Reliability: • Upgraded how Insights, Win/Watch/Move, and Zenmo Says are fetched — with better visibility and stronger error handling. Cleaner Transactions: • Enhanced transaction enrichment for more accurate, readable merchant names. Edit Transactions Anywhere: • You can now edit transactions from anywhere Transactions are now clickable and editable directly from Spending Course and Merchant Drift. Continued Performance Improvements: • Ongoing tuning to make Zenmo faster and more reliable.

We’ve introduced Demo Mode — a new way to experience Zenmo before committing to your free trial. Now you can explore the app with pre-loaded sample data and see exactly how Zenmo helps you understand your spending, track your habits, and take control of your money.

Fixed an issue where your data could take longer than expected to appear after connecting your account. Transactions and insights should now show up much faster with no more waiting or seeing empty screens at startup.

Improved cash flow view with a new month visual. Improved caching to make the app faster and more reliable.

We’ve updated our onboarding and account logic to ensure a smooth transition for pre-existing users from our testing cohort into the full Zenmo experience.