Loan Genius
Loan & Mortgage Calculator
$0.99 · Designed for iPad. Not verified for macOS.
Fast loan and mortgage payments, amortization, affordability checks, and client-ready summaries — without ad clutter.
Loan Genius is a fast, private loan and mortgage calculator built for real payment decisions — not ad clutter.
Estimate monthly payments, compare scenarios, review amortization, and save the numbers that matter before you talk to a lender, realtor, dealer, client, or partner.
Whether you are checking a mortgage payment, comparing refinance options, estimating a car loan, or stress-testing different rates and terms, Loan Genius keeps the math clear and easy to share.
What you can calculate:
• Monthly loan and mortgage payments
• Principal, interest, taxes, insurance, PMI, and HOA estimates
• Down payment by percent or dollar amount
• Loan amount, total interest, and payoff totals
• Amortization schedules
• Extra payment impact
• Rent vs. buy comparisons
• Affordability and goal scenarios
• Saved/favorite loan scenarios
Built for real conversations:
• A buyer wants to know what a home price really costs each month
• A realtor wants to compare scenarios with a client
• A homeowner wants to test refinance math
• A borrower wants to compare rates, terms, and down payments
• A car buyer wants to sanity-check a monthly payment
Save scenarios, duplicate them, adjust the numbers, and share a cleaner summary when the conversation moves beyond “rough estimate.”
Private, paid, and ad-free:
Loan Genius is a paid app because the calculator should be the product — not your attention.
No ad spam. No noisy banners. No tracker-filled finance clutter. Your calculations stay on your device unless you choose to share or export them.
Why people use Loan Genius:
• Fast payment estimates
• Clear loan breakdowns
• Amortization without spreadsheet work
• Saved scenarios for comparing options
• Client-ready summaries
• Clean interface with no ad junk
• Useful for mortgages, refinance, car loans, and general loan planning
Loan Genius helps you answer the question that actually matters:
“What does this loan really cost?”
Loan Genius now makes it easier to compare payment scenarios, review amortization details, and share a cleaner loan summary. This update also includes calculation polish, reliability fixes, and small interface improvements throughout the app.
The developer, Decent4 LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Decent4 LLC
- Size
- 52.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Decent4
