Treax AI
Finances, Your Way
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
SHARED LEDGERS ARE HERE! Budget together with couples & groups. Plus BNPL tracking, 1-tap expense templates & AI feedback. 100% private - no bank sync needed.
Treax AI: Stop Guessing. Start Growing.
Ever look at your bank balance and wonder where the money went? Most finance tools feel like a second job - manual entry, confusing charts, invasive bank connections, and surprise installment fees.
Treax is different. Designed for clarity, speed, and total privacy, Treax is the AI-powered financial command center that turns spending data into a clear roadmap for wealth - for couples, families, and individuals.
Whether you’re managing household budgets together with Shared Ledgers, tracking Buy Now Pay Later (BNPL) plans, or eliminating unnecessary spending leaks, Treax gives you total control without compromising your security.
WHAT’S NEW IN THIS RELEASE
• Shared Ledgers: Create dedicated shared budget spaces to track joint expenses seamlessly with a partner, spouse, housemates, or small group.
• BNPL & Installment Tracker: Easily monitor Buy Now, Pay Later plans (Klarna, Affirm, Pay in 4) so future installment payments never catch you off guard.
• One-Tap Expense Templates: Save custom templates for daily coffee, routine commutes, or frequent groceries for lightning-fast logging.
• Enhanced "Ask Treax" AI: Chat directly with your personal financial CFO for real-time feedback and actionable spending advice.
• Upgraded Security: Strengthened encryption and local privacy controls keep your financial records 100% isolated.
WHY CHOOSE TREAX?
• Shared Spaces for Couples & Groups: Manage shared household costs seamlessly in collaborative, multi-user ledgers.
• Zero Bank Sync Required: No linking accounts, no Plaid disconnects, and zero risk. Keep your accounts isolated and private.
• Rapid-Entry & Templates: Log expenses in seconds using custom 1-tap templates before the receipt is even printed.
• Smart Installment & Debt Tracking: Stay ahead of BNPL schedules and recurring bills in one unified dashboard.
• Conversations, Not Graphs: Use the "Ask" feature to get actionable financial feedback tailored specifically to your goals.
THE TREAX WEALTH-BUILDING TOOLKIT
1. Collaborative Shared Ledgers
Budgeting is better together. Set up shared spaces for rent, groceries, or group trips. Keep joint expenses organized without revealing private individual transactions.
2. "Ask" Treax (Your Personal CFO)
Stop staring at static spreadsheets. Just ask: "How much did we spend on takeout this month?" or "Can we afford our upcoming BNPL installment?" Get instant, data-backed feedback to optimize your cash flow.
3. Complete Debt & BNPL Management
Never miss a split payment. Track all BNPL installments, credit card payoffs, and debt reduction progress side-by-side with your monthly budget.
4. Effortless Budgeting & Templates
Set custom targets for living costs, savings, and guilt-free spending. Use 1-tap templates to record routine expenses instantly without typing from scratch.
5. Visual Financial Storytelling
Turn raw numbers into clean, high-contrast charts. Visualize spending trends across custom date ranges to find the "hidden money" in your budget.
BANK-GRADE SECURITY & PRIVACY
Your financial privacy is our obsession.
• 100% Private & Isolated: We use bank-level encryption. Your financial data stays safely in your hands.
• Zero Data Selling: We never monetize or sell your financial habits to advertisers.
• No Bank Access: Treax never connects to your bank accounts—meaning zero risk of compromised credentials.
DESIGNED FOR REAL LIFE
Treax is built for anyone who wants to master their money without sacrificing privacy or spending hours on a laptop. Perfect for couples, families, side-hustlers, and individuals.
Download Treax today - Your money, finally mastered.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://fiveset.io/aplume/privacy-policy
Ratings & Reviews
Our biggest update yet is here!
• NEW: Shared Ledgers – Manage budgets together! Create shared spaces to track joint expenses with partners, housemates, or family members.
• NEW: BNPL & Installment Tracker – Track Buy Now, Pay Later plans (Klarna, Pay in 4, split payments) and keep future cash flow crystal clear.
• NEW: One-Tap Expense Templates – Set up custom templates for routine spending to make manual logging lightning fast.
• ENHANCED: "Ask Treax" AI CFO – Get deeper financial feedback, instant queries, and coaching in chat.
• UPGRADED: Enhanced Security – Advanced encryption safeguards to keep your financial data strictly private.
Love Treax? Please leave us a review on the App Store!
For more details:
https://fiveset.io/treax/whats-new/1.3.0
The developer, Fiveset, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- FIVESET DOO
- Size
- 49.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 8 more
- English, Dutch, French, German, Italian, Portuguese, Spanish, Swedish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Treax Plus - Yearly $79.99
- Treax Plus - Monthly $9.99
- Copyright
- © 2026 Fiveset DOO