Log everyday spending with fewer steps: Quick Log is now on Home, with shortcuts you can review and edit before saving. New • Find your pinned shortcuts and suggested income or expense entries directly on Home. • Manage up to three pinned shortcuts shared between Home and AI Chat. • Add a small or medium Quick Log widget to open a shortcut or manage your pins from your Home Screen. Shortcuts always open an editable review. Tapping a shortcut never saves a transaction automatically.

Chat with Pibo more each day: Free now has 20 Pibo Cloud messages a day, Plus 60, and Pro 180. Pibo Cloud AI chat now uses GPT-6 Luna. Improved • The remaining-message indicator reflects your plan’s new daily limit. Messages through your own configured AI provider do not use the Pibo Cloud allowance. • The upgrade screen shows the actual chat and receipt-scan limits for each plan, with debt payoff simulations on Pro instead of presenting free features as paid-only. Fixed • Budget category names and the Add Budget and Edit Budget titles now appear in your chosen language.

• Use your own AI provider — bring your own API key, choose a model, and set how hard it thinks. Setup is clearer about what is and isn't configured yet. • AI limits fallback — if a provider isn't fully set up, Pibo now says so plainly: requests fall back to the built-in cloud AI and still count toward your daily messages. • Faster provider switching — model lists no longer stall or show results from a provider you already moved away from. • Clearer connection errors — a wrong endpoint now reports what actually failed instead of a generic message. • A tidier assistant — draft cards read better when you open one to check the details before saving. • Smoother savings contributions, recurring schedules and transaction saves. • Bug fixes and stability improvements.

• Use your own AI provider — bring your own API key, choose a model, and set how hard it thinks. Setup is clearer about what is and isn't configured yet. • Honest AI limits — if a provider isn't fully set up, Pibo now says so plainly: requests fall back to the built-in cloud AI and still count toward your daily messages. • Faster provider switching — model lists no longer stall or show results from a provider you already moved away from. • Clearer connection errors — a wrong endpoint now reports what actually failed instead of a generic message. • A tidier assistant — draft cards read better when you open one to check the details before saving. • Smoother savings contributions, recurring schedules and transaction saves. • Bug fixes and stability improvements.

• Backup & restore, rebuilt — export your encrypted backup straight to Files, restore with clearer step-by-step status, and see exactly what your passphrase protects before you set it. • Sturdier restores — backups containing incomplete or unusual records are now rejected cleanly instead of importing damaged data. • A sharper assistant — Pibo's draft cards keep the account, category and amount you picked, the keyboard no longer covers the amount field, and suggestions follow what is actually in your records. • Clearer AI limits — your remaining daily messages are always accurate, and the limit notice explains what happens next. • Budgets that keep up — budget detail refreshes the moment a transaction lands or a filter changes. • More of your language — dashboard rows and headers, insights, quick log and recurring schedules now read in your language. • Accurate net worth history and due-today goals. • Bug fixes and stability improvements.

• iOS 26 UI improvements • Amounts in your own format — type figures the way your language writes them, with the decimal mark and digit grouping your region uses. • Fully localized — account types, categories, budgets, reports, charts and transaction details now read in your language, including opening balances. • Budgets that follow the calendar — monthly budgets now run through the real end of each month. • Polish — steadier dashboard cards, cleaner buttons in sheets, tidier amount suggestions, and the assistant is now called Pibo throughout. • Bugs fix

• Faster AI chat — quicker responses, smoother streaming, and steadier replies from Pibo. • New: transaction search in chat — ask Pibo to find transactions and see matching results right in the conversation. • Smoother chat screen — the conversation stays put while you type, send, and switch chats; keyboard transitions are seamless. • Bug fixes — resolved an error that could interrupt AI replies, fixed a loading flicker when adding debts, plus polish throughout.

• Redesigned AI chat — a faster, smoother composer that expands when you need it and steps aside when you don't, with snappier keyboard and typing feedback. • New weekly plan — try Pibo Plus or Pibo Pro with a low-commitment weekly subscription. • Smarter spending flow — clearer fund-first guidance and cleaner at-a-glance visuals across transactions, accounts, and your dashboard. • Polish & fixes — improved reliability, refined visuals, and localization updates throughout.

Performance improvements and bug fixes.