Classic Loan Calculator 2

Optimize your finances, again.

$9.99

Unified macOS/iOS loan planner with CloudKit sync, loan comparison, spare-cash optimizer, and liquid glass design.  Fast, clear, and fully localized. Classic Loan Calculator is now a unified macOS and iOS experience with iCloud sync. Build and compare loans in seconds: enter your principal, interest rate, and term to get a full amortization schedule with a clean, liquid-glass interface. Go deeper with side-by-side comparisons, a spare-cash optimizer to see whether investing or paying down debt saves more.  All calculations stay in sync across your devices via iCloud, with robust import/export for backups. Highlights: - Instant payments and full amortization schedules with interest vs. principal breakdowns. - Loan comparison: baseline vs. selected loans, delta coloring, and CSV export. - Spare-cash optimizer: paydown vs. invest scenarios, break-even insights, grouped results, CSV export. - Multi-currency with seeded rates, manual refresh, and per-loan currency selection. - Flexible interest: fixed, manual steps, or periodic cadences (monthly/quarterly/semestral/annual). - Partial paydowns: occasional and recurring, plus custom start dates. - Number-format settings: grouping/decimals applied across UI and exports. - iCloud sync between MacOS, iPhone and iPad. - JSON import/export with security-scoped access for backups or migration. - Fully localized UI (14+ languages) and modern liquid-glass visuals. What’s New in This Version - Unified macOS + iOS app with shared features and CloudKit sync. - New iOS layouts for comparison and spare-cash views; macOS comparison table restored. - Half-yearly interest cadence added; streamlined rate-step editor with reseed/interval helpers. - Native glass effects on iOS 18+/macOS 15+ with graceful fallbacks. - Improved JSON import/export, CSV exports, and number-format consistency across the app.

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The developer, Stefano Bergamini, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

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    Accessibility

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    Information

    • Seller
      • Stefano Bergamini
    • Size
      • 5.9 MB
    • Category
      • Finance
    • Compatibility
      Requires iOS 26.0 or later.
      • iPhone
        Requires iOS 26.0 or later.
      • iPad
        Requires iPadOS 26.0 or later.
      • Mac
        Requires macOS 26.0 or later.
      • Apple Vision
        Requires visionOS 26.0 or later.
    • Languages
      English and 15 more
      • English, Arabic, Dutch, French, German, Hebrew, Hindi, Italian, Japanese, Korean, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Turkish
    • Age Rating
      4+
    • Copyright
      • © 2025 Stefano Bergamini. All rights reserved.
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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