Zwroty: Debt Tracker
Private loan ledger
$1.99 · Designed for iPad. Not verified for macOS.
Built for real debts between people, not one-off bill splitting. Keep a clear shared record, full history, and the current balance.
Zwroty is a private debt tracker for real personal loans between people.
When a friend borrows money, pays part of it back, and later borrows again, the hard part is not the payment itself. It is keeping one clear balance and the full history without losing track. Zwroty is built for exactly that.
This is not a group trip splitter or a one-off bill app. It is a calm, Apple-native ledger for personal debts between friends, family, partners, and people you know.
With Zwroty, you can:
• keep the exact remaining balance for each person
• record partial repayments and repeat borrowing
• keep the full history of loans and repayments in one place
• share a debt ledger with another person through Apple CloudKit
• work in multiple currencies
• search and filter history by type, date, amount, and note
• import or export records as CSV
Privacy matters here.
Zwroty does not require a traditional account, registration flow, or phone number. Debt records stay on your devices and in your iCloud. Shared debt records use Apple CloudKit.
For exchange rates, the app may request current rates from an external provider. The debt amounts and records you enter are not sent to that provider. Currency conversion is calculated on device after the rate is fetched.
If you want a clear, trustworthy way to keep personal debts private and organized, Zwroty is ready.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Oleksandr Moskalenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Oleksandr Moskalenko
- Size
- 5.1 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
English and 2 more
- English, Polish, Russian
- Age Rating
4+
- 4+
- Copyright
- © 2025 Oleksandr Moskalenko
