SmartFlow Finances

Optimize your income!

Free · In‑App Purchases · Designed for iPad

Know what to do next with your money. SmartFlow Finances helps working professionals make decisions in the right order - so you’re not guessing what to prioritize next. This isn’t a budgeting app or a transaction tracker. SmartFlow is a simple, step-by-step roadmap that guides you through key financial decisions based on your situation. Using a clear, flowchart-style approach, SmartFlow helps you focus on one decision at a time - so complex choices feel manageable and actionable. What SmartFlow helps you decide: • When to build an emergency fund • How to prioritize debt • How to think about 401k match and retirement contributions • When to move on to investing • Where your next dollar should go SmartFlow is designed for people with income and options - not spreadsheets, micromanagement, or constant tracking. There’s no pressure to optimize everything at once. Just clear direction, one step at a time. SmartFlow is for you if you: • Feel unsure whether you’re doing things in the right order • Want clarity without over-complicating your finances • Prefer guidance over constant monitoring • Are building toward long-term financial stability SmartFlow won’t replace an advisor or manage your money for you. It gives you something simpler - a clear sense of what comes next. Your flow. Your future. Simplified. Privacy Policy: https://smartflow-finances.replit.app/privacy Terms of Service: https://smartflow-finances.replit.app/terms

Ratings & Reviews

  • 5.0
    out of 5
    3 Ratings

We’ve clarified how SmartFlow helps you decide what to do next with your money, with updated screenshots and descriptions that better reflect the app’s purpose and flow. No feature changes in this update.

Version 1.1.1

The developer, Jared Beach, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • Jared Beach
  • Size
    • 40.9 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Languages
    • English
  • Age Rating
    16+
  • In-App Purchases
    Yes
    • SmartFlow Monthly Subscription $3.99
    • SmartFlow Yearly Subscription $34.99
    • Learn More
  • Copyright
    • © 2025 SmartFlow Finances
  • Privacy Policy