Spensio: Track Bills & Loans

Track Spend, Subs & Loans

Free · In‑App Purchases

Spensio is a modern expense tracker and budget planner that makes everyday money decisions feel simple. Track daily spending, subscriptions and loans in one place, get smart insights, and stay on top of your cash flow without spreadsheets. Spensio is built for real life spending: quick captures, clear reports and thoughtful reminders so you do not miss bills or lose track of small everyday purchases. Key features: Fast Expense Capture - Add expenses in seconds with a clean, focused sheet - Tag spending with categories, wallets and notes - Edit or delete transactions anytime Smart subscriptions hub - Track all your recurring subscriptions in one place - See next renewal dates and monthly totals - Mark payments, view recent charges and avoid surprise renewals Budget planning and control - Create budgets by category and wallet - See progress, remaining amount and overspend at a glance - Filter by period to understand how your goals are tracking Loans and Repayments - Add loans with amount, rate and term - See remaining balance and upcoming due dates - Track payments and progress toward payoff Multi‑wallet support - Separate personal, work, cards and accounts - Assign every expense to the right wallet - Understand where your money actually sits Rich reports and Insights - See spending by day, category and time of day - Visual charts for trends and category breakdowns - Filter by custom date ranges for deep dives Smart capture tools - Scan receipts to extract amount, date and merchant - Optional AI voice mode to turn natural language into expenses - Intelligent quick‑add suggestions based on your habits Thoughtful Reminders and Notifications - Subscription reminders before renewals - Loan and bill overview on the home screen - Gentle nudges to review your recent spending Privacy and Offline friendly - Your data is stored on device using Apple technologies. - No account required to get started - Export data to CSV or JSON whenever you want a backup Why Spensio? - Designed for clarity, not complexity. - Focused on the three pillars that matter most: Daily Expenses, Subscriptions and Loans. - Built for people who want control over their money without becoming finance experts. Spensio helps you see where your money goes, stay ahead of recurring costs and feel confident about everyday spending, all in a calm, focused experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getspensio.app/privacy

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New Features: - Add expenses faster using voice input. - Scan receipts to quickly add expenses. - Improved Reports Chat responses with clearer spending snapshots. - Added support for CNY, HKD, TWD, THB, PHP, VND, PKR, BDT, NPR, NZD, PLN, CZK, HUF, RON, ARS, CLP, COP, PEN, EGP, KES, GHS, and MAD currencies. Bug Fixes: - Fixed an issue where loan repayments could be counted twice in Income Balance. - Fixed Reports Chat insights showing incorrect or missing expense totals. - Fixed an issue where Reports Chat could fail to respond.

Version 1.4

The developer, Robinson Chinnappan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Robinson Chinnappan
    Size
    18.2 MB
    Category
    Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • iPad
      Requires iPadOS 18.0 or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    Languages
    English and 16 more
    • English, Arabic, Danish, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Simplified Chinese, Spanish, Swedish, Tamil, Turkish
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © Robinson C
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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