My Portfolio: Money & Property
Equity, passive income, bills
Free · Designed for iPad. Not verified for macOS.
Everything in My Portfolio is now free. Every screen, every figure, nothing to pay for. You type your own figures in, so there is no bank login to hand over.
Track your household's money without connecting a bank. You type what you own, what you owe, what comes in and what goes out, and My Portfolio does the arithmetic. No figure comes from a bank, a broker or a listing site.
It is free. Every screen, nothing to pay for.
CHOOSE WHAT YOU SEE FIRST
Pick property, passive income, budgeting or everything, and change it any time. Two people sharing one portfolio each get their own, and nothing is hidden — what moves down stays under "Show everything".
PASSIVE INCOME AGAINST YOUR BILLS
Your bills are listed cheapest first, and every one your passive income reaches is lit up. Type an amount you could add each period and the gap is divided by it: the climb as periods still to find, and what each bill still needs. No growth rate and no date — long division on two figures you supplied.
PROPERTY
• Available equity at 80% of value less debt, never below zero — the usual ceiling before lenders mortgage insurance. Your own arithmetic, not what a lender will advance
• What it costs to hold: running costs plus loan interest against the rent
• Where each repayment goes: the interest part, and the part that comes off what you owe
• What each place has been worth: your recorded figures, dated, with the change since the first
• What you paid and when, so growth runs from the purchase, not from install day
• Point a cash or savings account at a loan that carries a rate, from the property's own screen, and interest is charged on the reduced balance
• A screen for each place: value, equity, rent, running costs, debt, gross and net yield
• Enter a place with its rent, costs and loan in one sheet, not five screens
BUDGETING
• Your savings: every income line against the same bills
• Your biggest bills, largest first, so one large line is not hidden in a category total
• Where the rest of it goes, by category
• A household spending more than it earns sees a negative, not a zero
YOUR OWN WORDS ON ANY LINE
Put a note on anything — "fixed until March 27", "tenant lease ends June". It shows wherever that record is listed, and goes into the export.
BUILT FOR AUSTRALIAN HOUSEHOLDS
Rent weekly, a wage fortnightly, a bill monthly, rates yearly — type each as it is quoted and the conversion is done. One toggle restates every figure as a week, fortnight or month.
Eighteen expense categories built for Australia, and 144 bill names inside them to tap instead of type: council rates, strata fees, body corporate, registration, BAS payments, PAYG instalments, TAFE fees.
EXPORT YOUR FIGURES, FREE
From More, in two files: a spreadsheet with a sheet each for Assets, Liabilities, Income and Expenses, written as real numbers so a column adds up in Excel, Numbers or Sheets, plus a JSON copy. Both carry only what you typed.
SHARE ONE PORTFOLIO
Send one invitation and a second person signs in with their own account and edits the same figures. It works once, lapses after 14 days, and can be cancelled — full access, not a partial view.
Sign in with email, Google or Apple. No phone number and no SMS codes. Your figures are held on the device, so every screen works offline.
HOW IT COUNTS
Coverage rounds down and a shortfall rounds up, so no figure flatters you. Press and hold for the exact percentage. Anything without a figure is left out of the totals and reported, never counted as zero.
WHAT IT DOES NOT DO
• It does not connect to your bank. No consent screen to authorise, and nobody else holding a key to your accounts.
• It does not forecast. Nothing is drawn past your last saved position.
• It does not say whether you are on track, and does not rate or rank anything.
• It is a record-keeping tool, doing arithmetic on figures your household typed.
My Portfolio is not financial advice and does not hold an Australian Financial Services Licence. Nothing in the app is for sale. If you paid for anything in an earlier version, deleting your account here does not cancel it — that is done in your Apple account.
Ratings & Reviews
EVERY PROPERTY HAS ITS OWN SCREEN, AND IT WORKS NOW
Open a place and add income, a running cost, a loan, an equity loan or an offset account without leaving it. Tap any row to edit it. A back control and an edit control that look like controls.
WHAT EACH PLACE HAS BEEN WORTH
Each figure you record is kept with its date, listed newest first, with the change since the first reading. Recording twice in one day replaces that day's figure rather than adding a second. Nothing is drawn past your last saved figure — no trend line, no projection.
If you moved across from the old app, the purchase price and date it held are read back, so the history starts when you bought rather than when you installed this.
WHAT YOU PAID
Enter the purchase price and date on any asset.
A NOTE ON ANY LINE
The free-text box is back, on every add and edit sheet: "fixed until March 27", "tenant lease ends June", "Dad's share, do not sell". Notes typed in the old app were already held and are now shown. They appear under the name wherever the record is listed, and in the export.
OFFSET ACCOUNTS YOU CAN SEE
Point a cash or savings account at a loan from the property's own screen, and the account is named on the debt card with its balance instead of being alluded to. An account offsets one loan, so linking one already against another says so first.
WHAT A DEBT STARTED AT
For a loan carried across from the old app, the starting figure it held is read back and the card states what has come off. It says nothing where the balance has not fallen — redraw and capitalised interest are ordinary, and a negative "paid off" would be an accusation.
DATES THAT WERE BLANK
"When was this last valued" read a field nothing ever wrote, so it said "Not valued yet" about properties whose figures the app had been holding for a year. It now reads what you actually recorded.
AMOUNTS TYPED WITH A COMMA
Typing "1234,56" stored one hundred times the amount, silently. Separators are now read by shape rather than by locale. This fixes what you type from here on; it cannot find and repair a figure already stored, so check any amount that looks wrong by a factor of a hundred.
ALSO
• Every row that opens a sheet now looks like it does
• Running cost and debt rows on a property opened nothing, then showed the wrong sheet next time you opened one
• The "as at" date came back for households that moved across from the old app
• Clearer wording in several places, and the goal switcher looks like what it does
The developer, Jesse Thomson, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jesse Thomson
- Size
- 13.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Emerald Websites
