Liminal v1.3.6 — Release Notes Split Tabs takes a big step forward in this release: settle up at the tab level with polished balance cards and a cleaner "record a payment" flow. Plus a handful of fixes around KYC, onboarding, and clearer error messages. What's New - Split Tabs: settle up at the tab level, with polished balance cards and a cleaner "record a payment" screen. - USD and USDC are now consolidated in balances and debts, so the numbers are easier to read. Bug Fixes - Fixed the transactions screen freezing right after KYC, and gave Persona's dismiss prompt more time before timing out. - Fixed onboarding so it no longer gets stuck redirecting to itself. - Clearer message when your account isn't active yet for a transfer, instead of a generic failure. Coming Soon - PIX payments for Brazilian accounts. - Investing. - Nim.

Liminal v1.3.5 — Release Notes A security and polish release. Sign-in is hardened against abuse, the Nim and Investing tabs now show a preview of what's coming, and a couple of small mobile rough edges are fixed. What's New - The Nim and Investing tabs now show a coming-soon preview, so you can see what's on the way. Bug Fixes - Fixed the Nim tab so it opens straight into the chat on Android. - Fixed a date of birth showing a day off for people in timezones behind UTC. - Hardened sign-in against abuse — tighter limits on repeated one-time-code requests and other protections against automated attacks. Coming Soon - Split Tabs: keep a running tab with friends, add bills together, and settle in one tap. - PIX payments for Brazilian accounts.

Liminal v1.3.4 — Release Notes A polish release: a friendlier profile, a refreshed avatar style, and steadier notifications. What's New - Pick your own avatar colour from the edit-profile screen. - Refreshed avatar look — cleaner initials, soft white ring, gentle shadow. - More reliable push notifications for crypto deposits and payment requests. Bug Fixes - Edit-profile sheet reorganised so the Avatar section is easier to reach. - Identity verification is more forgiving when uploading the back of a document. Coming Soon - Split Tabs: keep a running tab with friends, add bills together, and settle in one tap. - PIX payments for Brazilian accounts.

Liminal v1.3.3 — Release Notes A polish patch on top of v1.3.2. Bank linking is more forgiving of formatting quirks, several SWIFT/BIC codes were corrected, and a handful of small mobile UX rough edges (signout, search spacing, the keyboard Done toolbar) are tidied up. Bug Fixes - Fixed missing bank logos on linked accounts — logos now load from the bank config. - Fixed bank linking failing when the IBAN was pasted with stray whitespace. - Fixed wire transfers being rejected by some banks because the bank address line was longer than 35 characters. - Corrected SWIFT/BIC codes for 46 banks where placeholder codes had slipped through. - Fixed the Bridge Terms of Service screen losing your destination when you arrived via a deep link. - Fixed signout occasionally hanging if the server cleanup call was slow — it now redirects immediately. - Removed the redundant Done toolbar above the keyboard on numeric inputs; "Person" recipients are now labelled "Individual". - Tightened vertical spacing around the search input on the Pay Someone screen.

# Liminal v1.3.1 — Release Notes A big release. Group expense splitting gets a permanent home with Split Tabs, deposits unlock COP and BRL via our new Bridge integration, and iOS 26 users get a beautiful native liquid glass tab bar. Plus phone number verification, a brand-new Contacts experience, and dozens of fixes across investing, onboarding, and stability. ## What's New - **Split Tabs** — Group expense splitting now lives in its own tab. Track shared bills with friends, settle balances, and never lose a split to a closed modal again. - **Smarter Split Modes** — Pick equal, percent, or custom amounts when splitting a bill. Decline a split and the modal reopens cleanly so the rest of the group keeps moving. - **Bridge-Routed Deposits** — Deposit USD, EUR, GBP, MXN, and now **COP (Colombian Peso)** and **BRL (Brazilian Real)** through our new Bridge integration. Faster settlement, more rails, broader country coverage. - **Native iOS 26 Liquid Glass Tab Bar** — On iOS 26 and newer, Liminal now uses the system's translucent liquid glass tab bar. Content gets the right padding so nothing hides behind it. - **Contacts** — A dedicated Contacts experience with phone-book sync, contact-joined notifications when a friend signs up, and auto-creation when you settle a P2P payment with someone new. - **Phone Number Verification** — Verify your phone number via Twilio SMS during onboarding and account security flows. - **Skeleton Loaders** — Home and savings screens now show shaped skeletons while data loads, instead of empty space. - **Failed Transactions in Inbox** — Failed transactions now surface in your notification inbox so you'll know if something didn't go through. - **Slide-to-Confirm with Haptics** — Financial actions use a slide-to-confirm gesture with continuous Core Haptics rumble — every confirmation feels deliberate. - **Boxed OTP Input** — A redesigned, boxed verification code input shared across phone, email, and 2FA flows. - **Restyled Face ID Guard** — A new full-bleed Face ID lock screen with a clear orange CTA. - **Investing (Early Access)** — Market-hours 1D chart with **$1 minimum orders**, last-session fallback when the market is closed, smarter pre-market handling, and full extended-hours support across charts and quotes. - **Social Auth** — Sign in with social providers, now enabled in production. ## Bug Fixes - Fixed Sell All on investing using a truncated balance instead of full precision - Fixed split bill state when the modal was reopened or a participant declined - Fixed phone number country picker and onboarding polish - Fixed iOS keyboard assistant bar overlapping the Nim chat input - Fixed an announcement modal that could wedge the screen - Fixed push notifications retaining stale device tokens after logout - Fixed onboarding routing — newly onboarded users now land in Nim chat, exit chat goes to home - Fixed DOB and nationality not mapping from Profile to the user profile hook - Fixed bank link requests missing the payment method - Fixed 1D investing chart axis spanning beyond the regular session - Fixed FontAwesome5 icon font preloading on the tab bar (no more missing icons on first launch) - Removed all `as any` escape hatches and debug leaks - Performance and reliability improvements throughout

# Liminal v1.3.1 — Release Notes A big release. Group expense splitting gets a permanent home with Split Tabs, deposits unlock COP and BRL via our new Bridge integration, and iOS 26 users get a beautiful native liquid glass tab bar. Plus phone number verification, a brand-new Contacts experience, and dozens of fixes across investing, onboarding, and stability. ## What's New - **Split Tabs** — Group expense splitting now lives in its own tab. Track shared bills with friends, settle balances, and never lose a split to a closed modal again. - **Smarter Split Modes** — Pick equal, percent, or custom amounts when splitting a bill. Decline a split and the modal reopens cleanly so the rest of the group keeps moving. - **Bridge-Routed Deposits** — Deposit USD, EUR, GBP, MXN, and now **COP (Colombian Peso)** and **BRL (Brazilian Real)** through our new Bridge integration. Faster settlement, more rails, broader country coverage. - **Native iOS 26 Liquid Glass Tab Bar** — On iOS 26 and newer, Liminal now uses the system's translucent liquid glass tab bar. Content gets the right padding so nothing hides behind it. - **Contacts** — A dedicated Contacts experience with phone-book sync, contact-joined notifications when a friend signs up, and auto-creation when you settle a P2P payment with someone new. - **Phone Number Verification** — Verify your phone number via Twilio SMS during onboarding and account security flows. - **Skeleton Loaders** — Home and savings screens now show shaped skeletons while data loads, instead of empty space. - **Failed Transactions in Inbox** — Failed transactions now surface in your notification inbox so you'll know if something didn't go through. - **Slide-to-Confirm with Haptics** — Financial actions use a slide-to-confirm gesture with continuous Core Haptics rumble — every confirmation feels deliberate. - **Boxed OTP Input** — A redesigned, boxed verification code input shared across phone, email, and 2FA flows. - **Restyled Face ID Guard** — A new full-bleed Face ID lock screen with a clear orange CTA. - **Investing (Early Access)** — Market-hours 1D chart with **$1 minimum orders**, last-session fallback when the market is closed, smarter pre-market handling, and full extended-hours support across charts and quotes. - **Social Auth** — Sign in with social providers, now enabled in production. ## Bug Fixes - Fixed Sell All on investing using a truncated balance instead of full precision - Fixed split bill state when the modal was reopened or a participant declined - Fixed phone number country picker and onboarding polish - Fixed iOS keyboard assistant bar overlapping the Nim chat input - Fixed an announcement modal that could wedge the screen - Fixed push notifications retaining stale device tokens after logout - Fixed onboarding routing — newly onboarded users now land in Nim chat, exit chat goes to home - Fixed DOB and nationality not mapping from Profile to the user profile hook - Fixed bank link requests missing the payment method - Fixed 1D investing chart axis spanning beyond the regular session - Fixed FontAwesome5 icon font preloading on the tab bar (no more missing icons on first launch) - Removed all `as any` escape hatches and debug leaks - Performance and reliability improvements throughout

# Liminal v1.3.0 — Release Notes A big release. Group expense splitting gets a permanent home with Split Tabs, deposits unlock COP and BRL via our new Bridge integration, and iOS 26 users get a beautiful native liquid glass tab bar. Plus phone number verification, a brand-new Contacts experience, and dozens of fixes across investing, onboarding, and stability. ## What's New - **Split Tabs** — Group expense splitting now lives in its own tab. Track shared bills with friends, settle balances, and never lose a split to a closed modal again. - **Smarter Split Modes** — Pick equal, percent, or custom amounts when splitting a bill. Decline a split and the modal reopens cleanly so the rest of the group keeps moving. - **Bridge-Routed Deposits** — Deposit USD, EUR, GBP, MXN, and now **COP (Colombian Peso)** and **BRL (Brazilian Real)** through our new Bridge integration. Faster settlement, more rails, broader country coverage. - **Native iOS 26 Liquid Glass Tab Bar** — On iOS 26 and newer, Liminal now uses the system's translucent liquid glass tab bar. Content gets the right padding so nothing hides behind it. - **Contacts** — A dedicated Contacts experience with phone-book sync, contact-joined notifications when a friend signs up, and auto-creation when you settle a P2P payment with someone new. - **Phone Number Verification** — Verify your phone number via Twilio SMS during onboarding and account security flows. - **Skeleton Loaders** — Home and savings screens now show shaped skeletons while data loads, instead of empty space. - **Failed Transactions in Inbox** — Failed transactions now surface in your notification inbox so you'll know if something didn't go through. - **Slide-to-Confirm with Haptics** — Financial actions use a slide-to-confirm gesture with continuous Core Haptics rumble — every confirmation feels deliberate. - **Boxed OTP Input** — A redesigned, boxed verification code input shared across phone, email, and 2FA flows. - **Restyled Face ID Guard** — A new full-bleed Face ID lock screen with a clear orange CTA. - **Investing (Early Access)** — Market-hours 1D chart with **$1 minimum orders**, last-session fallback when the market is closed, smarter pre-market handling, and full extended-hours support across charts and quotes. - **Social Auth** — Sign in with social providers, now enabled in production. ## Bug Fixes - Fixed Sell All on investing using a truncated balance instead of full precision - Fixed split bill state when the modal was reopened or a participant declined - Fixed phone number country picker and onboarding polish - Fixed iOS keyboard assistant bar overlapping the Nim chat input - Fixed an announcement modal that could wedge the screen - Fixed push notifications retaining stale device tokens after logout - Fixed onboarding routing — newly onboarded users now land in Nim chat, exit chat goes to home - Fixed DOB and nationality not mapping from Profile to the user profile hook - Fixed bank link requests missing the payment method - Fixed 1D investing chart axis spanning beyond the regular session - Fixed FontAwesome5 icon font preloading on the tab bar (no more missing icons on first launch) - Removed all `as any` escape hatches and debug leaks - Performance and reliability improvements throughout

# Liminal v1.2.0 — Release Notes ## What's New - Centralize notification type constants - Add AdminGetProviderCustomer RPC - Upgrade split bill with smart split amounts system - Add AdminListPersonaDecisions RPC - Add AdminListPersonaInquiries RPC - Switch bank logos to self-hosted assets.liminal.cash CDN - Genericize GetStatus with repeated ProviderStatus - Payment scheme selection and priority logic - Accept both request_id and correlation_id - Change adapter proto string fields to Currency/PaymentMethod enums ## Bug Fixes - Prevent orphaned identity records for non-existent users - Use default text color for incoming notification amount - Prevent EAS build hanging on workspace selection - Only alert on final delivery failure, not retries - Fetch verified identity from Persona on-demand - Register wallets across all chains after KYC verification - Deep link to savings screen with transaction modal - Strip @ prefix from user search queries - Prevent layout shift on search liminalist screen - Unify FX convert currency cards and remove debug logs - Prevent spurious "Session Expired" modal during OTP flow

# Liminal v1.1.1 — Release Notes A stability and polish release. Haptic feedback makes key actions feel more responsive, chart rendering is more reliable, and early access users can now explore investing directly from Liminal. ## What's New - **Haptic Feedback** — Financial action buttons now give you tactile confirmation when tapped, so every action feels intentional. - **Investing (Early Access)** — Early access users can now view and manage a portfolio with real-time performance tracking, redesigned value displays, and profit & loss insights. - **Smarter Nim** — Faster responses for simple questions and a smoother intro experience with a new animated preloader. ## Bug Fixes - Fixed Android dropdown picker not scrolling properly on some devices - Fixed Nim back button not returning to the transactions screen - Fixed chart crashes caused by flat data or large datasets - Improved portfolio value typography and P&L display

# Liminal v1.1.0 — Release Notes Our first minor release! Convert between currencies instantly with live FX rates, automate your finances with scheduled payments, and navigate a completely redesigned payments experience. Plus, we've expanded our payments infrastructure to support more countries and currencies — this is just the beginning. ## What's New - **Currency Conversion** — Convert between currencies instantly with live, competitive FX rates. Pick your pair, see the rate, swap. It's that simple. - **Scheduled Payments** — Set it and forget it. Automate recurring transfers to anyone on your schedule — weekly, monthly, or whatever works for you. - **Redesigned Payments Hub** — A completely rebuilt payments experience. Tap any notification to jump straight to the transaction details. - **In-App Announcements** — Stay in the loop with full-screen announcements and a swipeable carousel for new features and updates. - **Faster Identity Verification** — Selfie capture is now built into the verification flow for a smoother, quicker onboarding. ## Bug Fixes - Fixed currency swap not recalculating quote after switching pairs - Improved error handling across payments and identity verification - Fixed KYC data loading errors on pre-steps screen - Fixed error modal dismiss not navigating back to transactions ## Coming Soon - **Split the Bill** — Share expenses and settle up with friends, right from Liminal - **Nim** — Your AI financial assistant, built to help you manage your money smarter - **Investing** — Buy and sell stocks directly from your Liminal account

# Liminal v1.0.6 — Release Notes This release focuses on stability and polish — fixing authentication edge cases, improving payment reliability, and refining the overall experience. We've also laid the groundwork for currency conversion, investing, and Nim coming in future updates. ## What's New - Animated balance display - Date grouping for notifications - Bank address shown in deposit account details ## Bug Fixes - Fixed login redirect that could send authenticated users back to onboarding - Fixed OTP verification state lost when app is closed mid-flow - Fixed session expired popup appearing on manual logout - Improved error handling for payments and fee quotes - Fixed double-tap on financial transactions causing duplicate requests - Improved identity document photo handling - Improved visual distinction between error and warning states - Fixed SSN formatting during identity verification - Notifications now delivered even when push notifications are disabled - Removed unnecessary verification check for peer-to-peer transfers - Adjusted header spacing and balance font size ## Coming Soon - Currency conversion with live FX rates - Investing — buy and sell stocks directly from Liminal - Nim — your AI financial assistant

# Liminal v1.0.5 ## What's New - Push notifications on Android - Redesigned identity verification with step-by-step navigation - Nationality selection during ID verification - Tap a notification to jump straight to the details - Improved keyboard experience during onboarding ## Bug Fixes - Fixed staying logged in after app updates - Fixed sign-out after creating a new account - Fixed date of birth picker on iOS - Fixed app freezing during identity verification - Improved address validation and display on your profile - Improved phone number validation ## Coming Soon - Investing — buy and sell stocks directly from Liminal - Sign in via Apple and Google

Welcome to Liminal — the financial app built for people who live, work, and move across borders. Move Money Your Way - Send money to friends instantly with a Liminal tag or phone number - Pay and request payments from anyone on Liminal - Withdraw to linked bank accounts worldwide - Support for USD, EUR, and more Earn While You Sleep - Deposit into savings and earn competitive yields on your balance - Withdraw anytime — no lockups, no penalties Bank Linking & Top-Ups - Link your bank account for easy deposits and withdrawals - Support for international bank transfers and IBANs across countries Built-In AI Assistant - Chat with Nim, your AI financial assistant, right inside the app - Get help navigating features, understanding transactions, or answering questions Security First - Face ID and biometric authentication - Identity verification powered by Persona Designed for You - Full transaction history with detailed breakdowns - Manage contacts, recipients, and businesses in one place - Help & Support with FAQs and direct WhatsApp contact This is just the beginning. We have big plans — stay tuned.