Daily Review Sessions: We added a focused review experience that brings your most important transactions to you — no more scrolling through everything. Each session gives you a small, curated set of items to review so Lumi can better understand your finances over time. Navigation improvements: The bottom navigation now uses a cleaner green highlight so it’s easier to see where you are in the app. Bug fixes and stability: We fixed issues affecting the review experience and improved internal analytics logging. No changes were made to your accounts, subscription, permissions, or data collection practices.

Stability improvements and background updates. This release includes internal improvements to how we monitor app performance and user engagement. No changes to the core app experience — your Safe-to-Spend, bank connection, and spending guidance all work exactly as before.

Faster startup and more reliable push notifications. This update fixes an issue where the app showed a connection error on cold open — it now loads reliably every time. Push notifications are also working again after a fix to how the app registers your device in the background.

What’s new: • Faster app performance: The app now loads faster, especially when opening Lumi Money for the first time. • Improved Safe-to-Spend calculations: Your daily Safe-to-Spend now better reflects how you actually spend throughout the week instead of using a flat daily average. • Better future spending awareness: Lumi now gives clearer visibility into upcoming bills, subscriptions, and future expenses so you can plan ahead with more confidence. • New purchase planning tools: You can now check how future purchases may affect your money before you buy. • Improved forecasting experience: Forecast visuals and spending guidance are now easier to understand at a glance. • Cleaner onboarding and guidance: We simplified parts of the experience to make it easier to understand how Lumi Money works and what your Safe-to-Spend means. • Bug fixes and reliability improvements: We fixed several issues related to loading states, performance, and overall app stability. This update continues Lumi Money's mission to help you know what you can safely spend before you pay.

Bug fixes and performance improvements. • Fixed an issue where some users on newer iPhones were unable to complete their subscription purchase. • Improved subscription restore reliability.

We made Lumi Money clearer, smarter, and more reliable so you always know what’s safe to spend. Better Daily Spending Guidance • Your Safe-to-Spend card now always shows helpful info (even if your trial ends or data is paused) • See when your spending was last updated. No more guessing • New “Paused” label and easy upgrade button if your trial ends • Cleaner, easier-to-read design Easier Bank Connection • Fixed issues that blocked some users from connecting their bank • Improved iPhone bank linking (now opens the way some banks require) • More reliable syncing with fewer silent failures Smarter Setup • Lumi Money now automatically picks your main account. No setup needed More Reliable Notifications • All alerts now send correctly • Fixed missed notifications • Messages are simpler and easier to understand Improved Spending Experience • Clear message when spending is very low (instead of confusing numbers) • New accounts now show a helpful welcome (not an error) • Spending now matches your local time, so “today” is always accurate Smarter Tracking • Better detection of recurring bills and subscriptions • Some transactions are now categorized automatically More Consistent Forecasts • Forecast numbers now match across the app • Improved access to forecasting features Subscription Fixes • Trial and subscription status now update in real time • Fixed issues where status could get stuck Bug Fixes & Performance • Fixed layout and scrolling issues • Faster app startup • Improved spending alerts (“caution” vs “warning”)

Added App Tracking Transparency prompt for user privacy. Introduced in-app subscription plans (Monthly, Quarterly, Yearly) with a 14-day free trial. Performance and stability improvements.

Bug fixes and stability improvements. Fixed an issue where the loading screen could get stuck after signing in on certain devices. Improved visual polish for sign-in and in-app screens.

• Push notifications - Get timely reminders about your spending and upcoming expenses • Performance and stability improvements