- Invite someone to a shared pool with a link or a QR code. They tap it and join, with no code to type. - New to CentsCheck from an invite? Sign in and you're straight into the pool, with no setup first. - Start a shared pool from Pools in one tap. - Marking a payment settled in a shared pool is now free. - When you're over budget, Home now shows the amount you're over in one place, instead of a percentage. - Your shared pool's daily number and who owes whom now show on Home and on the pool's card. - A monthly shared pool's Home tab now shows each number once, and one Who paid card shows who has paid more than their share over the last 3 months. - Pool members show by name, and pool activity in your notifications shows who added what and how much. - A yearly bill no longer drags down the daily number in the month you pay it. What its category didn't use in earlier months covers it. - A subscription suggestion you dismiss stays dismissed. - Ending a recurring entry now removes the entries after its end date.

- Skipped the monthly target during setup? CentsCheck sends one reminder the next day. Tap it to open Home and set one. - Your daily number can now run from payday to payday. Paid weekly, every two weeks, twice a month or every four weeks? Turn it on in Settings > Payday. Monthly stays the default. - No monthly target yet? Home suggests one to start from. Accept it in one tap, or change it.

- Your daily number can now run from payday to payday. Paid weekly, every two weeks, twice a month or every four weeks? Turn it on in Settings > Payday. Monthly stays the default. - No monthly target yet? Home suggests one to start from. Accept it in one tap, or change it. - Fixed a crash when you dismissed a subscription suggestion on Home.

- Your daily number can now run from payday to payday. Paid weekly, every two weeks, twice a month or every four weeks? Turn it on in Settings > Payday. Monthly stays the default. - No monthly target yet? Home suggests one to start from. Accept it in one tap, or change it.

- If your budget month starts after the 1st, Home, Categories and new entries now follow the period you're in. - With AI Link, ask your AI assistant what you can safely spend today and get the same number Home shows. - Savings goals your AI assistant creates now appear in Savings Goals. - Using CentsCheck without signing in? Deleting your account now also removes your data from our servers. - Heard about CentsCheck from a creator? Add their code on the Pro screen or in Settings.

Small fixes and improvements.

Tracked a subscription by mistake? Tap Undo, or open the Subscription Hub and choose Not a subscription. Charges you already paid stay as one-time expenses. Stopping a recurring expense now keeps every charge you already paid. Only upcoming ones are removed. Business pools show foreign-currency invoices in their own currency, and an invoice counts as overdue only after its due date. AI Link is free for everyone, with no monthly cap.

- Setup now asks what you spend in a month, or works it out from your take-home pay. Add rent and bills to see your daily number before you start. - Your first Home is simpler, with a Log expense button for your first spend. - In dark mode, the Safe to spend panel is now black. - A settled shared pool stays settled, and older shared expenses missing from pool balances now count. - Fixed an error screen at the end of setup. - The weekly Money Brief no longer arrives on your first day.

- Fixed an iPhone crash and improved sync recovery. - Portfolio keeps saved market prices when a refresh fails and returns to its normal size when you switch tabs. - Chart values now animate smoothly. - Account and data deletion keep remaining local data if the process cannot finish.

You can now add and rename Business clients from your phone.

• AI Link guides setup for Claude, Grok, and Cursor. It resumes after sign-in and can record stock or crypto trades through a connected assistant. • Sync no longer flags unchanged records as conflicts and keeps older synced records intact. • Portfolio charts use past market prices when available and include stocks you later sold. Past-month holdings update when trades sync. • Maintenance update.

• AI Link guides setup for Claude, Grok, and Cursor. It resumes after sign-in and can record stock or crypto trades through a connected assistant. • Sync no longer flags unchanged records as conflicts and keeps older synced records intact. • Portfolio charts use past market prices when available and include stocks you later sold. Past-month holdings update when trades sync. • If you contact us about a subscription, we can now find your signed-in account more easily using the email address on your account.

• If you are not signed in, setting up AI Link asks you to sign in first, then continues the setup you started. If you cancel, you stay on the setup screen. • AI Link shows whether assistant access is enabled. • When you ask a connected assistant to buy or sell stocks or crypto, the trade appears in Portfolio. A sale reduces the holding.

Fixed a rare crash that happened when fonts could not download. The app stays open and shows text in the system font.

• Fixed a crash that could happen when changing currency during setup.

• Open Transactions from Home and keep scrolling into earlier months. The month name sits next to that month's total, and updates as you scroll. • Setup shows your Safe-to-Spend number as you enter pay and bills, with bills kept in their own budget. • Home only shows a rates notice when converted totals may be off, and it clears when you reopen the app. • If syncing takes too long, tap to try again. • Fixed an account-data prompt that could appear before choosing to sign in. • Improved syncing for expenses added through AI Link and corrected false conflict warnings.

• Open Transactions from Home and keep scrolling into earlier months. The month name under Transactions updates as you scroll. • Setup shows your Safe-to-Spend number as you enter pay and bills, with bills kept in their own budget. • Fixed an account-data prompt that could appear before choosing to sign in. • Improved syncing for expenses added through AI Link and corrected false conflict warnings.

• Setup shows your Safe-to-Spend number as you enter pay and bills, with bills kept in their own budget. • Fixed an account-data prompt that could appear before choosing to sign in. • Improved syncing for expenses added through AI Link and corrected false conflict warnings.

• Setup now shows your Safe-to-Spend number updating live as you enter your pay and bills. • The rent-and-bills figure from setup now sits in its own "Fixed bills" budget instead of under Rent. Add a budget for one of those bills later and it comes out of that figure instead of being counted twice. • Fixed: adding an expense with an older date no longer makes your Safe-to-Spend number jump up during your first month. • Sync keeps failed changes for retry and lets you review conflicting edits. • Fixed savings progress and portfolio profit calculations. • Improved undo, statement imports and quick logging.

Setup asks one question: what you take home. Onboarding now asks for your take-home pay and, optionally, rent and fixed bills, and shows your daily Safe-to-Spend number moving inside the keypad as you type. No budget maths before you have seen the number. The Morning Check notification has a "Log a spend" button, so a coffee goes in from the lock screen without opening the app. And the first time you land on Home, CentsCheck offers to put your number on your Home Screen, Apple Watch, or Siri. The weekly Money Brief is now free for everyone. Pro adds the full spending signals and the PDF report. Plus: the rating ask waits until you have checked your number on three different days, and stays quiet after any error or upgrade screen. A Business subscriber sees where their desk lives right on Home, and the Business card no longer shows before your first transaction.

Import stops losing the bottom row. A charge whose merchant name was covered up, by a search field, the tab bar, or the edge of the screen, used to be dropped with no error and no note. It now comes in as "Unknown merchant" for you to name during review. Categorising is far fewer taps too: one choice covers every uncategorised charge at the same merchant, and suggestions come from your own history, not just a keyword list. Receipt lines and Starting Balance open the CentsCheck keypad instead of the system keyboard, and Starting Balance reads your account currency rather than always showing a dollar sign. Manage Subscription now sends you to wherever you actually bought it, including your own billing page for a web purchase. Your spending pace reads in percentage points: 40% spent when 25% was expected is 15 percentage points ahead, not "15% higher". Plus: the new-user tour waits in Settings instead of covering your first Home screen, text stays legible on coloured backgrounds in Dark Mode, chart labels fit, and a Business subscription bought on the web can no longer be switched off by your phone.

A month with nothing in it now says so. • Open a finished month you never logged anything in and the card says so. It used to draw an empty chart claiming every day was on track, because a day with no spending never goes over its allowance — so a month you never opened reported a perfect one. • The card keeps the same shape and the same position in every month. Past and future months were drawing taller than the rest, which shifted the card at the top of the other tabs. • Before you set a target, the figure tells you what it counts: "$23.50 spent", not a bare amount next to a button. • The sections under the card arrive one after another instead of all at once. On Pro, the portfolio chart draws itself each time you open the tab. • Quicker to open and scroll once you have months of history behind you. Also recent: mark a subscription as a trial and its renewal reminder says the trial is about to become a charge, rather than that a subscription is renewing.

Free trials get their own warning. - Flip "This is a trial / promo" on any subscription in your Subscription Hub (Pro), and its renewal heads-up says the trial is about to become a charge, not that a subscription is renewing. - No second date to fill in. The trial ends on the renewal date already on the card. - It changes what the reminder says, not when it arrives.

Improvements to statement import. Wallet screenshots now pick up more of your list, including several charges at the same place on the same day. Choosing a category during review uses the same grid you get when adding a transaction, with your categories ordered by how often you use them. Plus smaller fixes across Money Inbox and Home.

Setting up CentsCheck is now two quick screens — and the first one shows the app working. A live Safe to Spend demo opens setup in your local currency, before the app asks you for anything. The only question is your monthly budget, and it's optional: enter it and see your daily number, or skip and set it later. Then, once a week or two of real expenses is logged, a one-time card offers a drafted set of category budgets built from what you actually spend. Review every number, adjust or remove any of them, and apply the plan in one tap — Budget Watch starts pacing your categories immediately. Also new: a calm milestone note at 25 (and 75) transactions in a month, and starting balance now appears once on Home after your first expense.