A polish release. Everything here is the app agreeing with itself, screen to screen. • Add Transaction: Date, Amount and Account are the same height, and Account is a full-width, properly labelled picker • Sheets say Save, Done or Apply instead of showing a bare checkmark • Cash Flow, Category Spending and Spending by Tag have one period control instead of two — tap the period name to change the scope • Net Worth's chart names its three series: assets, debt and net worth • Budgets and Plan Progress draw the same budget row, so the two screens read alike • Home leads with one headline instead of competing ones • Ask Sim's answer-source switch matches the segmented controls elsewhere in the app • New Account, New Category and Auto Transactions group their fields instead of stacking cards • Cloud AI offers the current Claude models

Simply Finance is now a one-time purchase with everything included. If you already have the app, this update is free and unlocks encrypted sync and detailed reports for you too — nothing to buy or restore. Also in 2.1.3: • Import bank statements: Other CSV now accepts Debit and Credit columns, Description, Payee or Merchant titles, and Transaction or Posting Date headers • YNAB transfers import as transfers, and re-importing an older file no longer duplicates them • Large imports show a running row count instead of a spinner • CSV export includes each transaction's title • Debt rows line the balance and payoff projection up with the Pay button

Simply Finance 2.1.2 adds a faster way to log a transaction, plus fixes. • New: Record by conversation. Turn it on in Customize > Transaction Entry and Home's add button becomes a capture field — type or dictate "coffee 50" and confirm before anything is saved. Off by default. • Debt accounts now show their balance on their own row • Plan preview rows open the full plan on tap • Logging a transaction completes that day's budgeting streak • The floating add button is back to its correct size Simply Finance stays free to try, with no ads, no tracking, and no limit on what you track. Existing customers keep Full Version access.

Simply Finance 2.1.1 fixes an important issue. • Fixes the floating add button sometimes not responding after returning to the app — a tap could open the transaction behind it instead of starting a new entry Existing customers keep Full Version access.

Simply Finance 2.1 makes daily money reviews calmer and more useful. • Start with a compact daily brief and build a budgeting review streak • Ask AI from Home, continue with follow-ups, and reopen saved conversations • See budget progress before spending and undo recent corrections • Choose whether tapping a category saves immediately or only selects it • Add loan terms to estimate debt payoff dates and total interest • Get clearer debt-payment reporting, reminders, imports, and sync safety Existing customers keep Full Version access.

• Fixed the Home Screen and Lock Screen quick-log widgets so a tap reliably opens the transaction composer. • The quick-log form now opens without delay when you tap the widget. • Streamlined the Home toolbar.

• Fixed a freeze that could occur when moving a transaction to Trash • Improved account navigation and form keyboard behavior on iPad • Faster, more reliable loading for large wallets and existing accounts

Simply Finance 2.0 is a complete native rebuild. • A question-first Home for safe-to-spend, income fit, monthly change, and runway • Ask AI with on-device intelligence where supported or your own cloud-provider key • Auto Transactions built from supported bank alert text • Preview-first imports from supported money apps and CSV files • Multi-currency accounts with editable FX rates • Refreshed budgets, recurring schedules, goals, reports, and dark mode • Improved end-to-end encrypted device sync Existing customers keep Full Version access.

Improved user experience across the app